The shift to a more balanced data sharing model is set to challenge traditional credit risk methods. Scott Zoldi and Olly Betts looked to the future at Open Banking Expo Digifest, discussing the impacts of Open Data, consumer contributed information, machine learning, and advanced analytics. With examples of the early innovations that showcase how consumers and lenders are embracing the benefits of Open Data – the journey to the future has already begun.
Olly Betts, Chief Executive Officer, OpenWrks
Scott Zoldi, Chief Analytics Officer, FICO