Innovators, disruptors and visionaries driving Canada’s Open Banking revolution
June 15, 2023 | Metro Toronto Convention Centre
Headline partner

Canada’s must-attend Open Banking event returns for a fifth year to influence the roadmap and get deals done
Open Banking in Canada is underway, with a Made in Canada framework starting to take shape. Following the delivery of the Final Report of the Advisory Committee, practitioners are beginning to build the initial tranche of products and services, and the working groups continue to provide insight and guidance around critical questions of privacy, security, accreditation, and liability.
However, open questions remain: how far can we progress after a slow start to implementation? Do we expect to be further hamstrung by roadblocks in regulations? Will the banks embrace a truly open environment? Is there any real money to be made this year? Which model of governance will work for Canadian financial services? And have we all even agreed on what ‘true’ Open Banking will look like going forwards?
Join us in June to unpick these crucial questions and truly move the dial in anticipation of the roadmap announcement.
Why attend

Across three stages 60+ industry headliners from Canada and beyond will dive into the topics on everyone’s lips. From building your own Open Banking strategy to the end of screen scraping, and from data security to embedded finance, we have you covered.

dinner
Join us after the conference for the networking dinner. The perfect opportunity to discuss the day’s learnings whilst enjoying an appetizing three course dinner with industry colleagues and friends.

Looking for a partner to supercharge your Open Banking strategy? Find them on the Expo floor. We have a host of industry heavyweights showcasing the latest innovations and new products on the market.

zone
Using the event app you can book a slot in our Networking Zone during the event to build out your connections, forge new partnerships or catch up with industry friends.
Agenda
Chair: Roy Kao, Advisory Board Member, Open Banking Expo
Welcome remarks
Welcome to Open Banking Expo Canada

Open Banking Expo
Ellie Duncan
Head of Editorial & Broadcast Open Banking ExpoFormer Financial Times Group journalist Ellie Duncan has a decade of experience across financial services. While arguably best-known for her asset management work, she has also covered open banking, credit, private equity and entrepreneurship.



Open Banking Expo
Roy Kao
Advisory Board Member Open Banking ExpoRoy Kao is a recognized executive, advisor, and dot connector in financial services and fintech innovation, transformation, and development with over 25 years of leadership, advisory, and entrepreneurial experience.
He currently serves as an Advisory Board Member for Open Banking Expo and as a Board Member at Open Finance Network Canada (OFNC) and is also a Strategic Advisor to the Holt Xchange Fintech Accelerator and Fund Advisory Board.
Previously, Roy held senior leadership roles at CGI, a global consulting firm, and Canada’s MaRS Discovery District innovation hub, in business consulting and advisory competencies on strategic innovations including open finance, digital transformation, and fintechs.
He is natively fluent in Mandarin Chinese and graduated with an honours degree in Computer Science and Economics from the University of Toronto.

Mastercard
Darrell MacMullin
Senior Vice President - Product and Platform MastercardDarrell MacMullin is Senior Vice President of Products & Platforms at Mastercard in Canada.
He leads the product teams, strategy, and roadmap execution for all product and platform business lines, including Consumer Cards, B2B, Digital, New Payment Platforms, Cyber Intelligence, Crypto and Open Banking.
Darrell brings more than 20 years of financial technology leadership and business management experience to his role. In 2019, he received the Canadian Fintech and AI award for Leadership.
Prior to joining Mastercard, Darrell was chief commercial officer for Securekey. During his tenure, he worked with the government and banks to facilitate convenient connection between consumers and critical online services. Darrell was also CEO of Goldmoney Network, a financial technology company operating a payments network based on blockchain/distributed ledger. His notable career accomplishments include selling a payments technology company to Square, and launching PayPal in Canada, leading its growth for its first 8 years.
Darrell has a passion for transforming industries, companies, and lives through the innovative use of technology.
Darrell has a Bachelor of Arts in Business from Toronto Metropolitan University.
Update from Finance Canada’s Open Banking Lead
There is a lot of excitement around the year 2023 with regards to what it holds for the future of Open Banking in Canada. As the final stretch of his 18-month mandate approaches, Canada’s Open Banking Lead, Abraham Tachjian, will share a status update on his work and what’s left to do to make Open Banking a reality for Canadians.

Finance Canada
Abraham Tachjian
Open Banking Lead Finance CanadaAbraham Tachjian is Canada’s open banking lead, named by the Honourable Randy Boissonnault, Associate Minister of Finance, in March 2022. Mr. Tachjian has extensive experience related to open banking in Canada and internationally. He was a Director in the Financial Services practice at PwC Canada. He helped found Mox Bank, a new digital bank in Hong Kong, and was Director of Digital Banking of Standard Chartered Bank in Singapore where he was responsible for the implementation of emerging technologies.
Mr. Tachjian earned a B.A. from Concordia University, an LL.B in civil law from Université de Montréal, a J.D. in common law from University of Ottawa and a certificate in Chinese Law from China University of Political Science and Law in Beijing. He is a member of the Law Society of Ontario and the Barreau du Québec.


Mastercard keynote

Mastercard
Darrell MacMullin
Senior Vice President - Product and Platform MastercardDarrell MacMullin is Senior Vice President of Products & Platforms at Mastercard in Canada.
He leads the product teams, strategy, and roadmap execution for all product and platform business lines, including Consumer Cards, B2B, Digital, New Payment Platforms, Cyber Intelligence, Crypto and Open Banking.
Darrell brings more than 20 years of financial technology leadership and business management experience to his role. In 2019, he received the Canadian Fintech and AI award for Leadership.
Prior to joining Mastercard, Darrell was chief commercial officer for Securekey. During his tenure, he worked with the government and banks to facilitate convenient connection between consumers and critical online services. Darrell was also CEO of Goldmoney Network, a financial technology company operating a payments network based on blockchain/distributed ledger. His notable career accomplishments include selling a payments technology company to Square, and launching PayPal in Canada, leading its growth for its first 8 years.
Darrell has a passion for transforming industries, companies, and lives through the innovative use of technology.
Darrell has a Bachelor of Arts in Business from Toronto Metropolitan University.
POWERHOUSE PANEL DEBATE: Canada’s Open Banking revolution – it’s time to deliver!
The Canadian Open Banking movement has been slow to materialize, and while caution can be in consumers’ best interests, Canada is at risk of failing to deliver against its Open Banking timeline. The September deadline is fast approaching, and our expert panel will debate the necessary steps needed to harness the full potential of Open Banking in the immediate, and long-term, future. Join us for a frank discussion on the current state of Canada’s Open Banking landscape and what can be done to ensure a successful and timely delivery.
Moderated by Krista Broughton

Mastercard
Krista Broughton
Director Open Banking MastercardKrista Broughton brings over a decade of experience developing the emerging payment landscape, working closely with partners to bring new lines of business to market. Krista has driven growth within issuing, acquiring, tech incubator, start up and mobility environments, working with organizations including Scotiabank, Moneris, ElementAI and Telus.
She brings a passion for data driven collaborations and a curiosity about innovation within consumer directed finance. Krista holds an MBA from the Richard Ivey School of Business at the University of Western Ontario.



TD Bank
Rizwan Khalfan
EVP, Chief Digital & Payments Officer TD BankRizwan Khalfan is responsible for setting the strategic direction for all digital and payments activities, while creating more intuitive, personalized and integrated experiences that help customers live their lives. Rizwan’s mandate includes partnering with business units across the organization to strategically invest in transformational digital capabilities, overseeing the evolution of the payments ecosystem, and collaborating with innovators, fintechs and start-ups, all with an eye on delivering differentiated experiences to customers and employees.
Prior to this role, Rizwan was responsible for delivering the technology strategies and development supporting the bank’s North American ATM, Phone and Online/Mobile channels. He has held roles of increasing seniority since joining TD in February 2002.
Before joining TD, Rizwan worked for Citigroup, overseeing their Operations and Technology in Europe.
A CFA charterholder, Rizwan is a graduate of the University of Toronto. He is married with three children, and actively involved in his community, serving on the Board of his children’s school. He is an avid tennis player.



EQ Bank
Mahima Poddar
Group Head, Personal Banking EQ BankAs the Senior Vice-President & Group Head of Personal Banking at Equitable Bank, Mahima leads EQ Bank, Canada’s leading digital bank, the Single-Family mortgage businesses, the decumulation lines of business in Reverse Mortgages and CSV Lending, Marketing, and the distribution of deposit products through the Financial Planning channel. Mahima joined Equitable in 2016 to lead the Corporate Development team, grew her mandate to include digital banking and marketing in 2019, and eventually to lead the Personal Banking division in 2020. Under her leadership, Equitable has acquired both Bennington Financial and the Maple Bank portfolio and introduced the decumulation lines of business; while EQ Bank surpassed $7 billion in total deposits, and successfully introduced a suite of new products and features.

Symcor
Saba Shariff
Senior Vice President, Chief Strategy, Product and Innovation Officer SymcorSaba Shariff is a seasoned leader at Symcor, a Canadian company that enables secure data exchanges, supporting the country’s largest organizations in the financial, insurance, government and telecommunications sectors. As Head of New Product Development and Corporate Strategy, Saba leads a passionate team that is responsible for designing and launching new products to address industry-wide challenges. Named as one of Canada’s Top 50 Women in Fintech in Canada, Saba is a sought-after public speaker who shares insights on topics such as Open Banking, Innovation, and Women in Technology. In her spare time, Saba volunteers with causes that include serving as an Honorary Chair of the Princess Margaret’s Weekend to Conquer Cancer event, and as a Board member for Women in Communications and Technology (WCT).

Royal Bank of Canada
Peter Tilton
Chief Digital Officer Royal Bank of CanadaPeter Tilton is the Chief Digital Officer, Personal & Commercial Banking (P&CB) for RBC. In this role Peter is responsible for helping to drive RBC’s shift to a more technology-enabled, digitally-driven bank. More specifically, he is responsible for identifying and capitalizing on ways to leverage digital to further position RBC as a global leader in digital banking. Peter has oversight of building the framework to drive the convergence of digital channels with sales, service, and contact centre platforms. Peter is also responsible for direct client experiences across mobile, online, tablet, wearables including banking, direct investing, wallet, and rewards solutions.
Prior to joining RBC in 2016, Peter was Head of Digital Banking for Australia & New Zealand Banking Group Ltd. (ANZ Bank). Peter’s previous roles at ANZ included leading the Analytics & Insights, ATMs, Foreign Exchange, International Banking and International Payments functions.
Peter has a Computer Science and Education Degree from the University of Melbourne and his Master’s in Human Resources Development from Queensland University of Technology.
Peter lives in Toronto, Ontario with his wife and daughter.
NETWORKING BREAK
INTERNATIONAL USE CASE: Building a go-to-market motion for Open Banking
Canada is not alone. Join us as we look at the global landscape, explore the immense potential of Open Banking to transform financial services and find out how to leverage it to deliver more value to our clients. Join a first mover from an overseas financial institution as they share their transformation strategy, how building consumer trust is critical to finding product-market fit and how to develop strong partnerships is key to drive innovation and accelerate change. We’ll delve into lessons learned after four years of regulation entering into force, discuss alternative business models and explore the most relevant use cases and share ingredients to develop a successful Open Banking strategy.

BBVA Spain
Ana Climente
Head of Open Banking BBVA SpainAna Climente is Head of Open Banking at BBVA Spain in charge of connecting with new ecosystems to promote partnerships with 3rd parties and developing new ways of distributing financial services through APIs. Before, she was Head of Digital transformation for enterprise clients at BBVA Spain leading the creation of solutions leveraged on data for enterprise clients to help them make better financial decisions.
Previously, Ana was Vice President of payments and collections in the transition to SEPA and was in charge of developing cash management solutions at BBVA. And has also represented BBVA and the Spanish financial sector in different EBA and EPC working groups.
Ana joined BBVA in 2005. Before that, she worked as strategy consultant at Accenture, specialized in B2B solutions for Europe, Middle East and Africa. She also started up Adquira, a leading Spanish procurement company.
Ana graduated in International Business Administration with a double degree in Spain and Germany in 1998.
FIRESIDE CHAT: Insight and updates from the Working Groups: From 2021 to 2023 – and beyond!
Join us as we delve into the inner workings of the Canadian Open Banking roadmap. We’ll reveal the latest updates from the working groups responsible for accreditation, liability, privacy, and security, explore the challenges and opportunities that come with aligning policy to technology, debate the speed and efficacy of the current operational roadmap, and break down how robust solutions can be implemented. We’ll dive deeper into the emergence of the “purpose-built governance entity”, question the read/write timeline and explore the role of senior stakeholders in positively impacting policy decisions. We’ll revisit the Open Banking Advisory Committee’s 2021 recommendations, explore what’s changed and why. You’ll have a chance to ask your questions to the participants for an inclusive and open discussion.
Moderated by Steve Boms

FDATA
Steve Boms
Executive Director FDATASteve Boms, Executive Director of the Financial Data and Technology Association of North America, has more than 15 years of experience working inside government, public and private companies, trade organizations, and the technology industry, and assists member companies and clients in working with policymakers in Washington, in statehouses across the United States, and internationally. Steve has spent his career focused on complex financial services public policy issues, having worked in the United States Congress on the committee with jurisdiction over banking issues. He has led advocacy efforts and public policy teams globally for equity options exchanges, large U.S.-based financial institutions, and leading fintech firms. A recognized expert in the intersection of financial technology and public policy, Steve has testified before the United States Senate, the Senate of Canada, and the Organisation for Economic Cooperation and Development regarding financial services and technology.
In addition to working directly with FDATA North America’s members, he is a frequent conference panelist and his perspective is solicited by reporters on the technology, financial services, and regulatory beats.
Steve is also the President and founder of Allon Advocacy, LLC, a public policy firm that helps technology, fintech and financial services firms navigate complex public policy and public affairs environments around the world.

Vancity
Nezihe Aquino
SVP, Enterprise Risk & Chief Risk Officer VancityNez Aquino is the SVP Enterprise Risk and Chief Risk Officer at Vancity. Her team oversees the credit, legal services and enterprise risk management functions while supporting the organization to make timely, strategic decisions that help to deliver a differentiated member experience.
Nez has held progressive roles at Vancity over the last 15 years leading Finance, Payment Solutions, and Retail Banking prior to her role as the CRO. She is a Chartered Professional Accountant with over two decades of experience in banking. Prior to joining Vancity, Nez worked at the Bank of America’s credit card division supporting the business performance of that organization. Nez is a Board Director at Vancouver Symphony Orchestra.
Nez is a values-based, resilient and high energy executive who is passionate about giving back to the community. In her spare time, Nez enjoys cooking, doing yoga and is an opera enthusiast.
POWERHOUSE DEBATE: Show me the money: Concrete strategies for commercializing Open Banking
Money talks, and when it comes to Open Banking, the question on everyone’s mind is how financial institutions can turn their investments into profits. With “Made in Canada” Open Banking still in its infancy, it is challenging to determine what the quickest route to commercial success might be. But as regulatory guidance begins to take shape, it’s time to start planning for the future. In fact, many financial institutions are already building out their Open Banking capabilities and leveraging specific standards. With a solid basis of existing global use cases, we’ll delve into the possible revenue models, from PFM to incremental fees, and the regulatory landscape that could enable, or inhibit, success, asking:
- Is there any real money to be made with just read access? When will there be write access and should we be preparing for it?
- What’s the fastest route to ROI? What is it possible to charge incremental fees on? When will we know the regulatory guidance around access to balances and transactions?
- What are the key data privacy, security, and customer trust challenges that financial institutions face when commercializing Open Banking?
- How can banks become PISPs and connect with others to create opportunities, build enhanced APIs, and drive new revenue streams?
Moderated by Tom Pawelkiewicz

National Bank of Canada
Stéphane Bousquet
Leader — Open Banking & Digital ID National Bank of CanadaWith over 25 years of experience in digital strategy and transformation, Stéphane has made a name for himself as a key player in the evolution of Canada’s digital landscape.
Prior to working at National Bank of Canada, Stephane was active in the media industry where he led numerous digital transformation programs for the Sun Media Corporation, the National Film Board of Canada and the Canadian Broadcasting Corporation. Stephane holds bachelor’s and master’s degrees in Communications and Digital Media from the University of Quebec in Montréal (UQAM).

BBVA Spain
Ana Climente
Head of Open Banking BBVA SpainAna Climente is Head of Open Banking at BBVA Spain in charge of connecting with new ecosystems to promote partnerships with 3rd parties and developing new ways of distributing financial services through APIs. Before, she was Head of Digital transformation for enterprise clients at BBVA Spain leading the creation of solutions leveraged on data for enterprise clients to help them make better financial decisions.
Previously, Ana was Vice President of payments and collections in the transition to SEPA and was in charge of developing cash management solutions at BBVA. And has also represented BBVA and the Spanish financial sector in different EBA and EPC working groups.
Ana joined BBVA in 2005. Before that, she worked as strategy consultant at Accenture, specialized in B2B solutions for Europe, Middle East and Africa. She also started up Adquira, a leading Spanish procurement company.
Ana graduated in International Business Administration with a double degree in Spain and Germany in 1998.

Amazon
Sean McCarthy
Financial Services Industry Leader - Canada AmazonSean McCarthy is a Financial Services Industry leader at AWS. Sean is focused on helping customers identify use cases and industry solutions that leverage the transformational power of cloud computing. He engages with C-level executives and influencers at all levels, working closely with teams across AWS, to build relationships with financial institutions of all sizes across all market segments, from FinTech startups to the largest banks, insurers, broker- dealers, and exchange groups in the world.
Sean has almost 20 years of financial services experience, with leadership roles in digital transformation, customer experience, marketing strategy, partnerships, and payments. Sean joined AWS in 2019 as the Partner Alliance Lead for Deloitte Canada, and became the Financial Services Industry GTM leader for Canada in 2022. Sean’s passions are helping organizations transform the customer experience, developing new business opportunities, and leveraging the power of AWS to drive innovation.
Sean is based in Toronto, Canada.

Tata Consultancy Services
Baskar S
VP & Global Head, Open Banking Strategic Initiative Tata Consultancy ServicesWith over 30 years’ experience in enterprise architecture along with a background in engineering and computer science, Baskar is a recognized thought leader in innovation and digital transformation in the financial services industry.
Baskar is responsible for the strategic direction of TCS’ Open Banking solutions; he leads all facets of the practice globally and most notably, helps financial institutions best identify their viability and growth strategies as Open Banking around the world evolves towards Open Finance.
Baskar is a strategic thinker who is passionate about reinventing traditional approaches to cultivate next-generation consumer engagement and helps align client organizational goals to drive successful outcomes.



CIBC
Shruti Suman Awasthi
Director, Open Banking Strategy CIBCShruti is a purpose-driven leader with 13+ years of extensive global experience spanning roles that leveraged her Thought leadership, strong and collaborative Strategic mindset, and pathbreaking initiatives across Digital, Cards, Payments & Open Banking. Her passion for customer centric outcomes and staying on top of the market pulse has contributed effectively to her stint in India and Dubai in shaping up numerous Open Banking initiatives.
Along with her core assignment, Shruti is co leading the International Professionals Network at CIBC, with a member base of 3000+ and expanding! She is also a Networking Circle Leader with CIBC’s Women’s Network and a Committee Member of PBB IDAC’s Inclusive Leadership Pillar, actively contributing to causes close to her.
Shruti likes to self-identify as an Intersectional Feminist and an advocate of Women’s Financial Literacy, Equal opportunity and equal pay.
She is a Youth Mentor at Skills for change and TRIEC mentor for the new immigrants to Canada.
She is also a member of Ascend Canada to enhance the presence, visibility and influence of current and future Pan-Asian business leaders.
Shruti is also the Co-Founder of an online community for working women on Facebook with 1200+ followers called Women in Workforce. She is a Council member of WICCI for Banking & Credit Forum and an active member of Women in Payments, and Women in Open Banking.
NETWORKING LUNCH
Open Banking: A great place to define personal rights and freedoms in a digital society
Open Banking is bigger than banking itself; it’s an opportunity to define the rights of citizens and the obligations of corporations and government in a digital society. Failure to act means the rules of the game will be set by big commercial players and defined by their algorithms. Canada’s project to implement Open Banking needs to be seen in this context and approached with urgency if we’re to create a more fair and inclusive society governed by the democratic principles that Canadians cherish. Andrew will frame the important work on Open Banking and Open Finance in a broader perspective about how Canadian bankers can contribute to nation building and the principles that should guide us. It’s not often that bankers get the opportunity to contribute to such fundamental work and this session will illustrate how we can use the opportunity wisely.

EQ Bank
Andrew Moor
President & Chief Executive Officer EQ BankAndrew joined Equitable Bank (TSX: EQB) as Chief Executive Officer in 2007. Andrew’s focus in recent years has been in positioning Equitable Bank as “Canada’s Challenger Bank”. Andrew has been establishing EQ Bank as a leading digital banking player, with an easy to use mobile app that offers a unique combination of payments functionality and great savings rates. Equitable Bank is Canada’s ninth largest schedule 1 bank with over $30 billion of assets under management. Equitable was a founding shareholder in Borrowell, and participates in the Portage ecosystem through an investment in Portage Funds giving the Bank a view into the Canadian fintech ecosystem.
Andrew is a keen observer of the challenger and neo bank community around the world. He is interested in how banks can lever technology to improve the societies in which they operate. He is a member of the Executive Council of the Canadian Bankers Association and Chairman of the Banks and Trust Companies Association. Andrew is a Director of Sleep Country Canada Inc. (TSX:ZZZ) and a member of the Smith School of Business Advisory Board at Queen’s University.
POWERHOUSE DEBATE: Achieving coherence: Strategies for a stable and secure Canadian financial system
The rapidly evolving innovation landscape in Canada is bringing together banks, fintechs, and regulators to craft a more accessible financial future. However, initiatives like Open Banking, Pay Mod, Digital Currencies, Digital ID, and Privacy frameworks are also creating significant challenges in terms of governance and implementation. As the Canadian government overhauls its privacy laws, data portability has come into sharp focus. With the development of real-time rails and the increasing intersection between Open Banking and next-gen payments, existing and emerging business models may be under threat from new mechanisms such as account to account payments. In this session, we will explore strategies for achieving coherence and in the Canadian financial system. We will discuss the use of common data standards, best practices for governance, including the development of industry standards and guidelines, and the establishment of oversight bodies to monitor compliance. We will also explore how to maximize customer value by leveraging insights and analytics to inform decision-making and create user-friendly experiences. Join us to learn how to navigate the challenges of the financial innovation landscape and achieve coherence for a stable and secure Canadian financial system.
Moderated by Michelle Winsor

Accelera Ecosystem
Michelle Winsor
Chief Executive Officer Accelera EcosystemMichelle has prowess as a strategist, advisor, and systematic problem solver with nuanced experiences navigating the complexities of business growth in the 21st century. As an innovative entrepreneur, visionary, thinking partner, and advisor, Michelle Winsor has been relentlessly pursuing her dream of breaking down barriers to employment, growth in business and the access to affordable technology. She is passionate about inclusivity and fair competition. After consulting for some of the largest financial companies in North America, she founded Accelera; a company that aims to revolutionize the financial world. Accelera is Michelle’s embodied passion to make technology flexible and accessible to businesses of all sizes. She believes in the power of creating an inclusive ecosystem of people, communities, and businesses through the collective will of organizations that have a desire to grow and build together for the future. Her powerful analytical mind, empathic leadership skills and resourcefulness drives Michelle to create extraordinary results.

KPMG
John Cowan
Consultant, Advisory KPMGPrior to KPMG was the Chief Technology & Operating Officer at Payments Canada. Prior – 25+ years of experience in financial services spanning strategy, payments, technology, security, implementation, and operations.
Lecture annually at IGTB school of Business at Oxford University – attended MIT/Cambridge/Schulich and Charles Sturt.
Women in Payments Advocate for Women award in 2019 for support of female talent,gender-balanced leadership and workplace inclusion. Built an algorithm to look for unconscious bias and equalized pay outcomes at CIBC for tech and operations.
Spend my spare time creating content for the Musky Hunter TV show on World Fishing network/You Tube, have an Apiary at my farm in Buckhorn Ontario as well always busy like my bees!. Write articles for Northern Ontario Travel.



Wealthsimple
Abdi Hersi
Regulatory Research, Developments & Payments Innovation WealthsimpleAs a member of the Payments Team at Wealthsimple, Abdi is responsible for regulatory strategy relating to payments modernization and open banking. He represents Wealthsimple at the open banking consultations that include industry, government regulators, and consumer stakeholders. Abdi is also a board member at Open Finance Canada. He has experience in government, banking and tech sectors. He is passionate about giving back to the community and advancing financial inclusion.

Scotiabank
Bhavna Kaushal
Vice President, Strategic Partnerships, Payments & Loyalty ScotiabankAs Vice President, Strategic Partnerships, Bhavna provides strategic direction, leadership and oversight of key regional partnerships in Payments and Loyalty for Scotiabank, covering over 10 markets in Latin America and the Caribbean. She is responsible for the vision and roadmap for Payments and Loyalty across International Banking, and for collaborating with all Scotiabank markets to guide execution of regional priorities.
Current mission: Drive Digital ‘anytime, anywhere, any device’ Payments and transformative customer-centric loyalty, across the bank’s international markets.
Previously, Bhavna has held progressive roles in Financial services and Consulting with both Fortune 500 companies and fintechs. Active in industry circles, Bhavna has led the Mobile Strategic Leadership Team at the Association of Card Technology Canada, served on the Board and Government Relations team at the Canadian Prepaid Providers Organization, and is a frequent contributor and thought leader at industry forums.
Bhavna holds a Bachelor of Commerce from Ryerson University and a Masters in Business Administration from the Schulich School of Business.

Mainstreet
Jamie Kruspel
Chief Transformation Officer MainstreetIf I ever get the opportunity for a memoir, well one that someone would read, it would be called “The Accidental Career”. I’m fascinated with physics and their applications in the real world, and here I am leading Digital Transformation at Mainstreet Credit Union.
How did I get here? A long, winding, and amazing road full of luck and leaps.
I obtained an engineering degree, Western 2004, and learned that the best part of my program was learning to break things down and put them back together in new ways. Yet, I graduated as an Engineer with no awareness of where I could go. After experiences with a few companies in building automation and energy, I landed a role at TD Bank and the idea of a career started to form.
My roles included managing an asbestos program, a construction pipeline, Omni Distribution and channels strategies, and lately leading a team of product owners developing software. Through this array of widely diverging jobs, I learned that the best part of every role was working out how to help each team achieve more than they thought possible, and use technology to make things easier.
Digital Transformation is the perfect next step and I am excited to join Mainstreet to work with everyone making it even easier for our members to do business with us.
I live in London with my wife, Jen, our three year-old daughter Eva, and our menagerie of dogs (Oliver, Piper, and Morgan), and cats (Chazz and Phoebe).
I am passionate about strong communities, and am proud to work with a group that reinvests. I volunteer with the United Way, Animal Rescue Foundation, Verge Social Capital, and the London Chamber of Commerce. As a proud southwestern-Ontarian, I was honoured to be recognized by Business London Magazine in 2016 as a “Top 20 Under 40” recipient.
My hobbies include getting lost in a solid video game or novel, playing baseball, and teaching myself to drum. Recently, I’ve taken any chance I can to be out cycling and you are likely find me in a coffee shop in any of our many towns.
Sharing my favourite…
Books: “1984”, “Infinite Jest”
Films: “2001: A Space Odyssey”, “Office Space”, “Charade”
Video Games: “Bioshock”, “Dark Souls”

Payments Canada
Judy Li
Director of Information Management, Data Analytics & ISO Payments CanadaJudy Li is the Director of Information Management, Data Analytics and ISO at Payments Canada. Judy is responsible for the organization, governance and analytic usage of payments data, as well as the development and implementation of ISO 20022 messages used in the payments systems and advocates for industry wide adoption.
Prior to joining Payments Canada, Judy led the software development and quality assurance teams in various industries.

OMERS Ventures
Charlie Renzoni
Investor OMERS VenturesCharlie is an investor at OMERS Ventures, a global early-stage venture platform, and is actively leading Seed-Series C technology investments in NA and in the EU. Recent investments include Moves Financial, ClearEstate, Qui Identity, OneVest and Manifest Climate.
POWERHOUSE DEBATE: How to meet SMBs’ unique needs with Open Banking
The Open Banking implementation roadmap presents an exciting opportunity for SMBs to modernize their financial operations, streamline accounting and invoicing, and unlock new revenue streams through strategic partnerships. However, the post-pandemic economy has presented a new set of challenges for SMBs, such as access to credit and capital. Despite these challenges, SMBs are bullish on Open Banking, with the majority expressing a preference for government-approved platforms. But the road to Open Banking is not without its hurdles, and SMBs face the challenge of adapting to a new and unfamiliar financial landscape, navigating complex regulations, and ensuring the security of their financial data. In this session, we’ll break down how to address the unique needs of the SMB market and deliver value-added, cost-friendly services that benefit Canada’s small business owners. We’ll explore how Open Banking can help SMBs improve their financial health, stay ahead of the curve, and thrive in the digital economy. Join us to learn more about how Open Banking can transform the way SMBs do business in Canada.
Moderated by David Hooper

CGI
David Hooper
Vice President, Open Banking & Payments Consulting CGIDavid is an accomplished Banking and Payments executive with in-depth knowledge acquired within the Canadian and Global banking landscape. He is a subject matter expert on open banking / open finance, real-time payments, and innovative overlay services – bringing expert insight and thought leadership covering the full spectrum from retail and wholesale payments to clearing and settlement. David has worked with FIs across North America to support the development of open banking and payments strategies; helping clients take their existing strategies and create pragmatic, executable roadmaps to modernize and digitally transform their business.
Prior to joining CGI, David was the strategy & innovation executive at Everlink Payment Services, working with credit unions and tier II banks to launch new payment products and services. David has held senior positions at Visa Canada and at Moneris Solutions, working extensively with payments, payment networks and gateways. He started his career at Bank of Montreal amid the run-up to launching the first virtual bank in Canada.

Peoples Group
Cyrielle Chiron
Senior Vice President, Product Strategy & Innovation Peoples GroupCyrielle Chiron is the SVP, Product Strategy & Innovation at Peoples Group. She leads the development of new products and services including the Innovation Hub’s activities. Prior to Peoples Group, she was with Payments Canada as Chief Strategy Officer where she was responsible for leading the research and strategy teams. Cyrielle offers a wealth of payments, retail and commercial financial services knowledge, and has an extensive international career in research and consultancy in the financial industry. She is also a regular speaker at thought leadership events and was the host of the PayPod while working at Payments Canada. Prior to Payments Canada, she was Managing Director, North & Latin America for RFi Global and was responsible for all research programs, sales & operations across North and Latin America. Prior to RFi Global, she was with IAG as Senior Strategy Analyst and CoreData as Head of Research Asia Pacific.
She has two BBAs in international Business (Helia & Rouen Business School), and a Master’s Degree (Hons), MSc International Marketing and Communication Management (Ecole supérieure de Commerce de Toulouse).
Peoples Trust Company, part of Peoples Group, is a leading issuer of prepaid payment cards and an innovative merchant acquirer. They are an entrepreneurial organization that excels at customizing solutions to fit the needs of their clients. As a result, they have been recognized as a pioneer and innovator of prepaid cards in Canada, and as an early adopter of payment solutions. Peoples has partnered with many of Canada’s FinTechs, giving them the tools and guidance to help realize their success.

ATB Financial
Victoria Clark
Associate Vice President, Payments ATB FinancialVictoria is a Managing Director in ATB’s Payments and Banking Products team, supplying solutions for ATB’s 815,000 clients. In addition to setting the direction and leading the team accountable for ATB’s card solutions, and co-elevating ATB’s payments strategy, Victoria is leading the working committee to enable ATB’s open banking strategy.



Canadian Council for Aboriginal Business
Paul-Emile McNab
Vice President, Business Development & Membership Experience Canadian Council for Aboriginal BusinessPaul-Emile has been active in the fields of Research, Consulting, Fundraising and Business Development for the past fifteen years. In 2007, he completed his honours degree in History, Political Science and Canadian Studies at the University of Toronto. In 2010, he completed his Masters in Environmental Studies at York University, with a focus on Indigenous knowledge and a major research paper titled: The Traditional Rights of Ways on the Walpole Island First Nation.
He has served as a member of the Research Advisory Committee with Canadian Energy Research Institute, the Chair of the National Advisory Committee with ORIGIN Inc. and the current President and Chair of the Board of Directors for Aboriginal Legal Services. He currently resides in Toronto and is an avid follower of sports and business.

Canadian Federation of Independent Business
Corinne Pohlmann
Senior Vice-President, National Affairs & Partnerships Canadian Federation of Independent BusinessCorinne Pohlmann is Senior Vice President, National Affairs and Partnerships for the Canadian Federation of Independent Business (CFIB), a not-for-profit organization representing 95,000 small and medium-sized businesses across Canada. Corinne is based in Ottawa and is responsible for developing CFIB’s strategy on federal legislative issues, as well as overseeing CFIB’s Partnerships division, and Atlantic Canada legislative team.
Since joining the Federation in 1998, Corinne first worked in research, where she authored several research reports on a variety of public policy and economic issues. In 2000, Corinne became CFIB’s Director of Provincial Affairs based in Edmonton where she represented the interests of Alberta and NWT members to all levels of government and in 2006 she relocated to Ottawa to take on the responsibility of National Affairs.
Throughout her career, Corinne participated in numerous national consultations and committees on a wide variety of small business issues, including the Ministerial Advisory Committee on the Underground Economy, the Advisory Committee on Small Business and Entrepreneurship, as well as the Deputy Minister Advisory Committee on Citizenship and Immigration.
Corinne was born and raised in Montreal where she attended McGill University – graduating with both a Bachelor and a Masters Degree in Geography.
NETWORKING BREAK
BANK POWERHOUSE DEBATE: The future of banking in Canada: An insider’s perspective on Open Banking
Are you ready to dive into the heart of Open Banking in Canada? Join us as we explore the current state of play of the market and what will separate winners from losers as Canada moves into the next phase of its implementation roadmap. Our panelists will give you a glimpse into the future, predicting what they expect the Open Banking landscape to look like in 2024, and what benefits lie ahead for consumers and industry players alike. Dive deeper into the impact of major developments in the market, such as the Banking Modernization Act, on the future of Open Banking. Our experts will address the elephant in the room – disintermediation – and share their strategies for ensuring the banks remain competitive through strategic partnerships. You’ll hear what’s really in it for the bankers – from their perspective.
Moderated by Andrew Escobar

BMO Financial Group
Sandeep Achar
Director Strategy, Emerging Businesses BMO Financial GroupAs Director Strategy – Emerging Businesses, Sandeep leads BMO’s efforts on monitoring and driving strategy, integration and business response towards disruptive market forces that drive the evolution of payments, retail and business banking (such as Open Banking, RTR, Digital Assets, Banking as a Service & others). He is also responsible for the creation and ongoing refinement of Horizon 2, 3 roadmap to inform capability gaps to defend against disruptions.
In addition to this role at BMO, Sandeep is an exec advisor to the Masters of Digital Product Management program at Queen’s University and volunteers as a Strategic Partnerships Lead for TEDx Toronto.
Sandeep is a graduate of the Smith School of Business, Queen’s University with a Masters of Business Administration degree. He also holds a Bachelor of Engineering degree from the National Institute of Engineering in India.

RBC
Shekher Puri
VP Digital Components & Platforms RBCAs a leader with Canada’s largest Financial Institution, Shekher began his career at RBC in 2002, where he joined the branch network and held several leadership roles, including Regional Vice President, Integrated Markets, in GTR. He also brings experience from working in leadership roles at the Advice Centre, RBC Insurance and Mutual Funds Distribution. In 2019, Shekher took on leadership of the Digital Identity, Security, Access, APIs and Open Banking team, which has launched several industry-leading solutions that are being used across RBC Channels and Businesses, for example, North America’s first Digital Identity Verification solution in 2020. In his current role, Shekher is responsible for identifying, building, and deploying critical re-usable digital patterns, assets, and components to drive digital engagement, bionic sales, and strategic reuse. Shekher is accountable for scaling the manufacturing of re-usable components and rethinking how RBC manages digital capabilities. Shekher continues to also lead the Digital Identity, Access & Security, and Open Banking/APIs strategy for RBC.

Tangerine
Karnan Ariaratnam
Strategy, Digital and Portfolio Execution - Financial Services TangerineFather of a 2 year old boy, from whom I am learning to try new things, fail and develop further. Karnan has demonstrated experience in Financial Services including retail banking, payments and digital transformation. Skilled in strategy planning, portfolio management, developing and executing complex cross-divisional initiatives to deliver growth and superior customer experience. Karnan joined Tangerine and Scotiabank in 2023 to lead Open Banking, customer onboarding and money management tools. Before joining Tangerine, Karnan led both the corporate strategy practice as well digital transformation initiatives in Financial services industry.
POWERHOUSE DEBATE: Open Finance means Open Data – ignore it at your peril!
Open Finance and Open Data are natural successors to Open Banking, and many global jurisdictions are already building their roadmaps with an eye toward the future. Canada has a unique opportunity to reduce friction in its Open Finance journey, but only if it acts now. In this session, we’ll explore how to capitalize on the opportunities presented by a shifting digital landscape to build a bridge to Open Finance and Open Data. We’ll discuss the importance of engaging stakeholders from other industries early on to facilitate the creation of a mutually beneficial open ecosystem and discuss the role of a Consumer Data Right (CDR) in laying the foundation for success. We’ll also examine whether partnerships can be forged between competitors for the greater good and what architecture needs to be in place to ensure longevity. You’ll leave this session equipped with an understanding of the transformative potential of Open Finance and actionable strategies to implement in support of your business’s Open Data strategy – today, tomorrow, and in ten years’ time.
Moderated by Michelle Beyo

President, Open Finance Network Canada
Michelle Beyo
Chief Executive Officer, Finavator President, Open Finance Network Canada


NorthOne
Eytan Bensoussan
Chief Executive Officer NorthOneEytan deeply believes that the success of the small business sector is one of the most important causes of our time. It has the potential to reduce income inequality, increase economic mobility, and empower underbanked communities across the nation. Creating a banking service that leverages the best technology in the world to propel America’s SMBs on their journeys is why Eytan started NorthOne.
Prior to NorthOne, Eytan was a spent 6 years at McKinsey & Company. He served clients in the Financial Services industry, usually on the topic of digital customer experience and financial inclusion.

TD
Franklin Garrigues
VP, External Ecosystems TDAs Vice President, External Ecosystems, Franklin positions TD for future success by developing and shaping partnerships, acquisitions, and strategic relationships across innovation ecosystems. Additionally, Franklin leads UGO – a growing business-to-business service offering and accelerator. Franklin also leads the Bank’s approach to Open Banking and the advancement of TD’s Digital Identity agenda.
Franklin represents TD on both the Digital Identification and Authentication Council of Canada (DIACC) and Financial Data Exchange (FDX) boards.
Franklin is a graduate of the Kellogg School of Management, Northwestern University with a Master of Business Administration. He also holds a Master of Science in Electrical Engineering from École Supérieure D’Électricité. He is passionate about giving back and deploying technology to solve community problems. Outside of work, Franklin enjoys travelling and spending time outdoors with his wife and 3 kids.

Equifax Canada
Sandy Kyriakatos
Chief Data Officer Equifax CanadaSandy Kyriakatos is a seasoned thought leader in the field of data and technology, with a strong track record of success in driving business growth and competitive advantage. She has helped clients to focus on harnessing the power of their second most valuable asset — Data. Through the relentless pursuit of both Innovation and Ethics, her mantra is to use the Power of Data for Good.
As Chief Data Officer at Equifax Canada, Sandy Kyriakatos leads Consumer and Commercial Data, Data Acquisition, Data Governance Quality and Policy, and Data Modernization including Data Contributor Services. Data alignment and synergy across Equifax Canada, in particular as it pertains to the Quality of our data, is a foundational priority.
Sandy has had an extensive career in highly sensitive senior information and analytics roles in both public and private sectors. She was the first CDO for the Government of Canada at Employment and Social Development Canada, as well as the CDO at Canada Border Services Agency. Additionally, she has led data and analytics across industry verticals including at Loyalty One, SAS Canada, and Canada Post.



Portfolio+
Steven Thomas
Chief Technology Officer Portfolio+Steven has twenty+ years of experience across financial services, interactive media and telecom. He has a proven track record of leading global teams in the design and delivery of IT infrastructure, architecture and applications while addressing complex business challenges. Steven drives product delivery at Portfolio+ across feasibility, requirements analysis, design, implementation, deployment and support.
Closing remarks

Open Banking Expo
Roy Kao
Advisory Board Member Open Banking ExpoRoy Kao is a recognized executive, advisor, and dot connector in financial services and fintech innovation, transformation, and development with over 25 years of leadership, advisory, and entrepreneurial experience.
He currently serves as an Advisory Board Member for Open Banking Expo and as a Board Member at Open Finance Network Canada (OFNC) and is also a Strategic Advisor to the Holt Xchange Fintech Accelerator and Fund Advisory Board.
Previously, Roy held senior leadership roles at CGI, a global consulting firm, and Canada’s MaRS Discovery District innovation hub, in business consulting and advisory competencies on strategic innovations including open finance, digital transformation, and fintechs.
He is natively fluent in Mandarin Chinese and graduated with an honours degree in Computer Science and Economics from the University of Toronto.
Opening remarks and insight from GFT

GFT
Martin Trudel
Chief Technology Officer GFT

Revolutionizing the payment landscape: Insights from Carlos Kazuo Missao
As the United States await the release of FedNow and technologies surrounding instant payments advance, we witness the way we make transactions rapidly evolve. Carlos Kazuo Missao, the Head of Innovation Solutions at GFT, is at the forefront of this change. An expert on the field of instant payments and financial technology, Missao shares his thoughts on and predictions for the latest developments in the payment industry, sharing the successful use cases and implementations in countries like Brazil.

GFT
Carlos Kazuo Missao
Head of Innovation Solutions USA & LatAm GFTCarlos Kazuo Missao is Head of Innovation, Americas, at GFT, where he guides some of the world’s leading banking, finance, and insurance companies through large-scale digital transformation journeys. Missao’s work spans the complete overhaul of legacy architectures and full cloud migrations to the adoption of advanced technologies and introduction of open banking frameworks.
Pay by Bank: The emerging trend displacing cards
Join us as we explore the latest developments in the payment industry, with a particular focus on the recent announcements by Stripe regarding their Pay by Bank service. This ground-breaking payment method has gained significant traction, attracting major players such as Uber, OpenAI, and numerous others. We’ll unravel the driving forces behind this transformative trend, dissect the motivations of businesses and consumers alike in embracing Pay by Bank as a viable alternative to traditional card-based payments. Discover the advantages and challenges posed by this disruptive technology and its potential impact on the wider financial landscape. Join us as we explore the various factors fuelling the rise of Pay by Bank, including enhanced security measures, streamlined transaction processes, and increased convenience for both businesses and customers. Gain valuable insights into the evolving preferences of modern consumers and how Pay by Bank aligns with their desire for seamless, frictionless payment experiences.
Moderated by Michelle Beyo
POWERHOUSE DEBATE: The main challenges of Open Banking implementation
Open Banking in Canada is an alluring prospect, but several challenges must be overcome. The regulatory framework is complex and fragmented, technical infrastructure needs upgrading, and consumer trust needs building. FI’s should understand how to monetize their capabilities, and how to manage the data constraints. We must educate consumers and protect their data while promoting competition and not creating barriers to entry for smaller institutions. The urgency to implement Open Banking in Canada cannot be ignored. Time is of the essence, and government, regulators, industry stakeholders, and consumers must collaborate to overcome these challenges. The potential rewards of Open Banking in Canada are great, and we must work together to make it a reality.
Moderated by Mauricio Deutsch

GFT Canada
Mauricio Deutsch
Banking & Capital Markets Leader GFT CanadaMauricio leads the Banking & Capital Markets Sector for Canada. He has 30 years of consulting experience, primarily in financial services where he has worked leading large client transformation programs as well as strategic growth initiatives. His experience has been with Retail Banking,Commercial as well as Wealth and Asset Management. Actively participated in technology forums and associations to represent the IT industry with the Ecosystem.
Mauricio is a graduate of Business at the Universidad Iberoamericana as well as postgraduate studies at IPADE business school.

Flinks
Adam Gibson
General Manager, Open Banking Products FlinksAdam Gibson is the General Manager of Flinks’ Open Banking Environment team. He leads product development for North America’s first and only bank-centric open banking infrastructure, enabling banks and credit unions to bring the value of connected financial services to their customers.

Tillo
Daniel Kornitzer
Advisory Board Member TilloDaniel Kornitzer is an Advisory Board member to Tillo.io and several fintech firms. Prior to this, he was Chief Business Development Officer for Paysafe. In this role, he was responsible for enterprise sales globally and for developing strategic partnerships for Paysafe designed to meet customer needs and grow new revenues. He was also a stakeholder in Paysafe’s M&A activities. Before this, Daniel served as Paysafe’s EVP and Chief Product Officer. Prior to re-joining the Group in 2014, he was CEO and Board Member of SiteSell.com. In his 20+ years in technology management, Daniel has pioneered ground breaking initiatives, from one of the world’s first over-the-phone speech recognition systems and the ISO/ITU standards for video coding in use today, to FirePay’s digital wallet and industry-leading risk management processes. This latter role resulted in his subsequent appointment as a member of the NACHA Risk Management Task Force. With deep knowledge of customer needs, and a profound understanding of the global payments industry, Daniel is also a well-regarded and active payments commentator and speaks regularly at industry events. He also sits alongside other industry visionaries as a member of the advisory board of the Merchant Payments Ecosystem (MPE), ETA Canadian Working Group, Blockchain Founders Fund, and as a board member of Open Finance Network Canada. Daniel holds a B.Eng in electrical engineering from Ecole Polytechnique of Montreal, a M. Eng from McGill University and a diploma in network engineering from the University of Toronto.

EQ Bank
Cathy Ly
VP, Customer Experience & Digital Banking Operations EQ BankCathy Ly leads the Customer Insights, Design Thinking, Customer Care Centre and Digital Banking Back Office for Equitable Bank. While these four functions appear disparate at first glance, they are united by an obsession with EQ Bank’s customers – whether that’s in understanding their needs, designing solutions to their pain points, answering their calls or processing their transactions. It is this same customer focus that also gives Cathy an important vantage point to lead Equitable Bank’s Open Banking strategy as the bank aims to leverage the pro-customer potential of Open Banking as part of its Challenger Bank mandate.
Prior to EQ Bank, Cathy worked for over a decade as a management consultant at ZS Associates, the Boston Consulting Group, Jackman Reinvents, and independently as a CX advisor to executive teams in hospitality, retail and financial services. She has deep empathy for the experiences of small business owners having also spent four years of her career running a home décor business and getting shot down by many a small business loan officer.
NETWORKING LUNCH
FIRESIDE CHAT: Accelerating financial inclusion for Canada’s underserved communities in a challenging economic landscape
Financial inclusion is crucial to a healthy economy, and Open Banking has the potential to revolutionize the lives of millions of Canadians who are currently un- or under-banked, or even credit invisible. But what does Open Banking mean for those who have struggled to access financial services in the past? How can it empower them to take control of their finances, build their credit, and achieve financial stability – especially in a recession? We’ll delve into the practical benefits of Open Banking for those who are un- or under-banked, including the ability to open bank accounts without the need for traditional credit history checks, and the creation of new financial products and services tailored to their needs. We’ll also highlight the potential challenges, including data privacy and security, and the need for education and outreach to help people understand and take advantage of these new opportunities.
Moderated by Ellie Duncan

League Data
Carrie Forbes
Chief Executive Officer League DataCarrie Forbes is the CEO of League Data, a Halifax based cooperative owned by the credit unions in Atlantic Canada. League Data is also the CIO for the Atlantic Credit Unions, providing enterprise banking solutions for the credit unions and their members. Carrie participates on several national committees and boards providing collaboration and influence within the financial cooperative and fintech sectors.
Carrie joined League Data from the Province of Nova Scotia, where she was a Director of Strategic Relations in the Chief Information Office, and a Learning Consultant within the NS Public Service Commission. Prior to her work in the public sector, she held various positions at Scotiabank within its Electronic Banking center for a decade. She holds an Advanced Bachelor of Arts, English Major degree from Dalhousie University. As an avid life long learner, Carrie also holds numerous certifications from a variety of institutions.

Open Banking Expo
Ellie Duncan
Head of Editorial & Broadcast Open Banking ExpoFormer Financial Times Group journalist Ellie Duncan has a decade of experience across financial services. While arguably best-known for her asset management work, she has also covered open banking, credit, private equity and entrepreneurship.


POWERHOUSE DEBATE: The interplay between Open Banking and Digital ID
Many provinces, and the federal government, have launched Digital ID initiatives to simplify and secure access to government services. What does the nationwide rollout of a Digital ID framework mean in the context of Open Banking, and how can financial institutions educate customers on security and consent capture? We’ll examine the key benefits and risks of using digital ID in Open Banking, including the potential to reduce fraud, increase access to financial services, and enhance customer experience, as well as the need to ensure data protection, user control, and trust. We’ll also discuss the regulatory and technical challenges facing the adoption and integration of digital ID in Open Banking, and how collaboration among banks, fintechs, regulators, and consumers can address them.
Moderated by Cindy Zhang

BLG
Cindy Zhang
Financial Services Lawyer BLGCindy is a financial services regulatory lawyer. She advises clients in a variety of legislative matters with a focus in banking regulatory, fintech, payment processing and advice that includes extensive knowledge in anti-money laundering (AML), cost of borrowing, and consumer protection. She serves as co-chair to the firm’s national race action committee, and is an active mentor as part of various EDI initiatives.
In the fintech sector, Cindy is an advisor to the Board of the Open Finance Network Canada (formerly OBIC), a member of the Canadian advisory board of the Open Banking Expo, serves on Canada’s Digital Governance Council (Conseil de Governance Numerique) Technical Drafting Committee for Open Finance, and serves as an industry expert for Fintech Cadence (Canada’s Fintech Hub). She has also taught as returning faculty of The Osgoode Certificate in Blockchain Law on the subject of central bank digital currencies, and sessional at Queen’s University, Faculty of Law on the subject of AML laws (international business crime). Cindy speaks and publishes regularly on the evolution and advancement of these legal topics in Canada, including co-chairing The Canadian Open Banking Forum recently in April 2023.

Standards Council of Canada

Cloudentity
Brook Lovatt
Chief Executive Officer CloudentityBrook Lovatt is the CEO of Cloudentity – a leading-edge Consumer Identity and Access Management software provider offering compliance with open banking specifications and regulations worldwide. Brook has over 22 years of experience in Identity and Access Management software as a developer, architect, consultant, and executive at IBM and Oracle as well as several security-focused start-ups and boutique consulting firms.

Interac
Colette Stewart
Senior Legal Counsel - Privacy Lead InteracColette Stewart is Enterprise Privacy Lead and Managing Counsel at Interac Corp. She is passionate about shaping the future of data privacy at Canada’s most trusted financial services brand while acting as a trusted legal advisor to the organization. Colette is recognized for being a strategic partner to her business clients by delivering valued, practical, and creative legal support in a complex and innovative Fin-Tech environment. Along the journey from concept to product launch Colette advises on all legal and privacy aspects and helps her business clients successfully navigate the challenges that arise.
Ms. Stewart leads Privacy at Interac and has developed Interac’s Privacy Management Program that continues to evolve to match Interac’s corporate strategy and market opportunities in the area of Digital Identity, Real-Time Rail, Pay By Bank and Open Banking. As Privacy Lead, Colette sits right at the intersection of opportunity and compliance. It is there that she provides strategic direction to enhance data protection and leverage its value.
Colette began her career at McCarthy Tétrault LLP in Technology then Corporate Finance/M&A. As In-House Counsel, Ms. Stewart’s breadth of experience spans across industry including retail, transportation, pharmaceuticals, and telecommunications. In addition to her law degree, Ms. Stewart holds a Bachelor of Science and is called to the Bar in the Province of Ontario.
Colette’s commitment to empowering the next generation has been a passion throughout her career. Ms. Stewart has served as a member of the University of Windsor Faculty of Law Admissions Committee. Colette has also acted as a formal and informal mentor to young lawyers and university students, most recently as a part of the University of Toronto Black Future Lawyers. Ms. Stewart has repeatedly been called upon to share her insights and guidance in Law and Technology, and as a featured speaker to motivate and inspire professional Women and the new generation of young minds.
Colette has the pleasure of serving her local community of Mississauga. She has also reached the international community by participating in development projects in both the Philippines and India.
Ms. Stewart has been featured in the Globe and Mail Report on Business where she was highlighted in a report on new business models responsible for disrupting the global legal landscape. More recently, Colette was featured again the Globe discussing digital identity in the Canadian ecosystem in an article entitled “Boosting trust: How institutions can foster safe participation in Canada’s growing digital economy”.


POWERHOUSE DEBATE: From threat to opportunity: How credit unions can maximize the potential of Open Banking
Canadian credit cnions are facing the challenge of Open Banking and its potential impact on their members and their role as financial institutions. While some credit unions may see Open Banking as a threat, it is important to recognize that it presents a significant opportunity to improve services for their members. If they wish to remain relevant, FIs must create solid, performant, reliable connections between their internal systems and the outside “Open Banking” space. To fulfil their purpose, credit unions must act as both a provider of data and a provider of services that consume data. One key to success in Open Banking is for credit unions to work together and choose the right tools and platforms to stay relevant to their members. This session will explore the role of credit unions in the Canadian Open Banking future and how they can turn the threat of disintermediation into an opportunity for growth and success.
Moderated by Patrick Barr

Large Credit Union Coalition
Patrick Barr
Director, Strategy & Programs Large Credit Union Coalition


Coast Capital Savings
Phillip Anderson
Senior Manager Enterprise Architecture Coast Capital SavingsPhil is a 27 year IT veteran, with over 20 of those years in banking. Phil started his banking career at a UK building society, with a few years sabbatical working in UK Government and more recently for a BC Health Authority, before joining Coast Capital Savings. During the last 6 years at Coast, Phil has helped the credit union mature its enterprise architecture practice & plan its modernization toward becoming a truly “digital bank”. As part of that work, for the last 4 years, Phil has been deeply focused on developing Coast’s Open Banking response.



Kindred
Nolan Andres
Chief, Technology & Innovation KindredWhen he founded PeaceWorks Technology Solutions in 1996, Nolan Andres wanted to create a self-sustaining entity that would help charities and not-for-profits advance their missions through the appropriate and affordable use of technology. He didn’t realize at the time that he was prototyping something people would later call “social enterprise”. The need was obvious, the organizations were doing amazing work, and he happened to know a lot about technology.
Seventeen years later, Nolan made the shift to Kindred Credit Union, and while the industry has changed, the theme remains the same. He still chooses to work with organizations that explicitly strive to create a better world, and was drawn to Kindred because of its purpose. As a senior leader (Chief, Technology and Innovation) in a credit union that helps people align their values with their finances, Nolan works to catalyze positive change and inspire hope.
Nolan is an avid and eclectic learner. He has a B.Sc. in Computer Science from the University of Saskatchewan, an M.Math from the University of Waterloo, and a diploma in Peace and Conflict Studies. He enjoys treehouse building, home renovating, repairing landfill-destined items, authoring software, quantum physics, gardening, choral singing, canoe tripping, birding, public speaking, and rollercoasters.

Kingston Credit Union
Jon Dessau
Chief Executive Officer Kingston Credit UnionJon has been leading the Kingston Community Credit Union since 2009. Jon has championed the shift to technology-advanced, digitally enabled banking among small credit unions since joining the system 20+ years ago, putting the member benefit and experience first. Belonging to Kingston Community Credit Union (KCCU) means growing your local community – supporting the people, small businesses and community initiatives you care about. KCCU has since 1957 helped you fulfill your financial dreams, now with three branches and a wealth office.

Finance Canada
Anna Hardy
Economist Finance CanadaAnna Hardy is an Economist at the federal Department of Finance. Previously, she was AVP, Governance & Strategic Planning at BlueShore Financial, a credit union headquartered in British Columbia. Anna also led legislative affairs at Central 1 Credit Union and cumulatively has over 15 years of experience advising on policy issues ranging from financial regulation to parliamentary process. Anna holds a master’s degree in public administration. She volunteers for numerous organizations in her community, including Big Sisters of the Lower Mainland, and Junior Achievement BC.



CIBC
Geetika Tiwari
Business Director, Enterprise Payments Transformation CIBCGeetika Tiwari is a Director with over 17 years of experience across Software Development, Quality Assurance, Solution designing and Business transformations. She focusses on how to efficiently and effectively deliver digital financial services which can be quickly scaled to enterprise levels. She believes that open banking can expand the payment grid in North America to financially include the often excluded segments of the market. Prior to joining CIBC, she was Consultant in Tata Consulting Services Limited Canada where she worked in Credit domain(Equifax) and Financial domain(Reserve bank of India). She led and delivered various transformation initiative in retail and commercial Payment domain across her career. She has a knack of asking hard hitting questions and provoking intelligent arguments to benefit the audience.
Geetika recently completed ‘Business of Payments’ from Rotman School of Management and have participated in ‘Payments Canada Summit’ and ‘Women in Payments conference’. She has Masters in Computer Applications as well as Master Certification in Data Analytics and Leading sustainable & strategic change from Schulic Executive Education Centre. When not working, she can be find cooking different recipes and spending time with her family.
Closing remarks
Speaker(s) to be announced shortly
NETWORKING BREAK
Opening remarks and insight from Wipro

Wipro
John Sharpe
General Manager, Banking & Financial Services WiproAs General Manager of Wipro Canada’s Banking, Financial Services and Insurance Sector, John is responsible for this crucial sector’s overall strategy and direction. Wipro is a leading technology services and consulting company focused on building innovative solutions that address clients’ most complex digital transformation needs. Wipro is recognized globally for its comprehensive portfolio of services, strong commitment to sustainability and good corporate citizenship, with over 260,000 dedicated employees serving clients across 66 countries. Before joining Wipro 1.5 years ago, John worked with leading multinational firms as a global IT executive with in-depth North America and emerging marketplace experience in creating high-value IT-based business solutions and partnerships that help organizations gain strategic market advantage. Also, he has been a former Canadian ex-pat in Tokyo, Japan, and Beijing, China, for five years, he brings a unique perspective to Wipro Canada.


The path to monetization: Lessons learned from the UK & Australia
As made-in-Canada Open Banking starts to take shape, we dive deep into the implementation and governance models of the UK and Australia and explore the lessons that Canada can learn from these global pioneers. How will Canada focus on customer permissioned data to allow for a smoother transition to Open Finance, and what legislative factors need to be considered before “day one” of Open Banking is realized? We’ll explore how getting the consumer data rights framework correct will smooth the path to monetization for Canadian Open Banking and allow for revenue generating solutions to be implemented from day one. We’ll examine the commercial use cases coming out of global jurisdictions and how banks and FIs can capitalize on the advent of Open Banking, quickly.

Wipro
Anmol Grover
Global Practice Head - Open Banking WiproAnmol Grover is the Global Practice Head for Open Banking at Wipro. Anmol is an experienced professional with a demonstrated history of working in the information technology and services industry with some of the largest banking & financial services clients. Strong entrepreneurship professional skilled in Strategy, Sales/Account Management, Product Development, Global Delivery and Nearshoring/Offshoring.
FIRESIDE CHAT: Moving beyond the trust imperative: Next steps and critical stakeholders
We all know that trust and transparency are the major ingredients for successful customer-facing Open Banking products and services, but what are the practical next steps to be taken to ensure data protection in an open environment? What is the role of digital ID in embedding security in customer-facing Open Banking products? What happens when technology fails: who is liable and what legal frameworks need to be in place to safeguard both consumers and FIs? We’ll dive deeper and explore the proposed timelines for operational risk and reporting decisions, and examine whether data quality controls are necessary for the first phase of Open Banking: is there an industry standard on how to manage, maintain, and secure customer information?
Moderated by Ellie Duncan

Open Banking Expo
Ellie Duncan
Head of Editorial & Broadcast Open Banking ExpoFormer Financial Times Group journalist Ellie Duncan has a decade of experience across financial services. While arguably best-known for her asset management work, she has also covered open banking, credit, private equity and entrepreneurship.



Scotiabank
Stephanie Zee
VP & Global Head, Enterprise Payments Risk, Financial Crimes Risk Management ScotiabankStephanie is Vice President, Enterprise Payments Risk and a member of the Financial Crimes Risk Management Team at Scotiabank. She has responsibility for the governance and oversight of Payments Risk across Scotiabank’s global footprint. Stephanie has more than 20 years of experience in Cash, Treasury and Card product innovation and management; sales, marketing, and business development; and operational, cyber, and fraud risk management. Stephanie is the Board Vice Chair of Mackenzie Health and a former Director of Payments Canada. Stephanie has earned an LL.M. from Osgoode Hall Law School at York University, an MBA from the Ivey School of Business at UWO, and the ICD.D certification from the Rotman School of Management at U of T.
POWERHOUSE DEBATE: API Standards: Developing a framework that will work for Canada
Join our expert panel as they dive into the delicate balance between innovation and interoperability and explore how developing a shared language for data sharing is the key to creating a thriving ecosystem. You’ll gain exclusive insights into the development of global standards and learn how to ensure that a “made in Canada” approach to API standardization works for the current market. Our panel will also discuss the crucial role of maintenance and governance once the standard has been selected. Plus, you’ll discover how industry collaboration with regulators can drive the evolution of industry standards.
Moderated by Darren Stevens

Avato Systems
Darren Stevens
Chief Executive Officer Avato SystemsI was told in my first pro rock band back in 1984, “it doesn’t matter whether you win or lose, how hard you try, or even how you play the game, only, how good you look doing it”.
Darren Stevens is a technical leader and pioneer in system connectivity and software integration. With over 35 years of experience in software development, he has developed a deep understanding of the unique integration requirements of banking and healthcare technology: high performance, availability, scalability, and security.

Mastercard
Tom Carpenter
SVP - Global Open Banking MastercardTom Carpenter is the Senior Vice President for Open Banking Policy, Industry & Standards Engagement at Mastercard where he leads Mastercard’s strategic advocacy on open banking and open finance with regulators, policymakers and industry partners in North America.
Tom’s career has placed him at the forefront of financial services innovation for two decades. Before Mastercard, Tom led policy and public affairs for the Financial Data Exchange (FDX), and prior to that role, Tom served a host of financial services clients as a federal lobbyist and policy strategist in Washington. Tom also served as a legislative aide in the U.S. Congress.
Tom has been a featured speaker in many different financial services conferences, events and government hearings over the years and his perspectives can often be found in press, media and podcasts related to open banking and open finance.



Financial Data Exchange
Jason Chomik
Open Banking Lead, Canada Financial Data ExchangeJason Chomik, a seasoned Canadian technology executive who has been active in the payments and digital transformation space for over 25 years. Jason is the Director of the FDX Canada working group to cultivate a culture of collaboration, communication, and technical inclusiveness within FDX between different market segments of the Canadian financial services ecosystem. Jason also serves as the primary FDX resource to FDX Canada members to make the FDX workflow more digestible, and to ensure that all FDX Canada members, regardless of firm size or resources, have the ability to meaningfully participate in FDX technical standards development.



Raidiam
Eyal Sivan
VP, Open Banking & Smart Data RaidiamEyal Sivan is Vice President, Open Banking and Smart Data at Raidiam, providers of the world’s most trusted open banking, open finance and smart data ecosystems. In his role, Eyal is responsible for working with stakeholders across the firm to position Raidiam as the number one ecosystem solution provider in the open banking space. Together with the other members of Raidiam’s elite team, his unique expertise in banking API and integration technologies helps clients in the FSI sector accelerate their open banking readiness.
In his efforts to drive advancements in open banking around the world, Eyal has also created the unique personal brand Mr. Open Banking. Under this name, Eyal hosts the only podcast dedicated to the open banking community, where he interviews the key leaders, innovators and influencers who are driving and shaping the global emergence of open banking. Since its launch in 2020, the podcast has grown to over 30 thousand subscribers, leading to Eyal being selected as the number one Open Finance Influencer in the world for 2022 by Open Future World.

TD Bank
Ted Spencer
Full Stack Architect - Open Banking APIs TD BankTed Spencer is currently a Full Stack Architect at TD Bank responsible for OpenBanking Technology Strategy, and Delivery.
Ted has a deep background in Technology including Cloud (AWS and Azure), IoT, and extensive use cases related system integration. His technology experience has been gained within banking, and numerous other industries, and includes experience in Canadian Federal and Provincial Healthcare messaging standards, and their adoption lifecycle.


NETWORKING LUNCH
INTERNATIONAL USE CASE: Why NatWest has gone above and beyond the UK’s Open Banking mandate
For NatWest, Open Banking has always been about far more than a response to new regulations. Instead, they’ve seen it as an exciting opportunity to create the Bank of APIs – a digitised, API-enabled bank that offers an increasingly wide range of APIs to help customers and partners access banking services in new and convenient ways. In this session, Claire will tell us why NatWest has decided to go above and beyond the UK’s Open Banking mandate and will share her valuable insights on lessons learned along the way. Claire will also share her predictions for the future, as NatWest increasingly focuses on its API commercialisation and embedded finance strategies, and as the UK transitions from Open Banking to Open Finance and Smart Data.

NatWest
Claire Melling
Portfolio Manager, Bank of APIs NatWest


CIBC
Heather Davis
Senior Director CIBC

POWERHOUSE DEBATE: Open Finance meets SMB: How to identify use cases for your fintech and financial institution to enable quick adoption in market
To date Open Banking and Open Finance standards have focused on the retail and commercial spaces. Given the fundamental shifts in market small and medium businesses (SMBs) make up a significant percentage of the business market. Financial service providers and SMBs stand to benefit from sharing of financial data to gain access to innovative financial services. Today some businesses are hesitant to share data as they lack clarity in what data is being shared and with whom as well as confidence in the security and control of the data they share. At the same time, service providers are looking for ways to provide increased services to market and struggle without a complete view of the business. This panel will explore the best ways to utilize data and insights to meet the market demand.
Moderated by Sue Britton

Fathom4sight
Sue Britton
Co-Founder Fathom4sightSue Britton is Co-Founder of Fathom4sight Inc., a knowledge-as-a-service platform with advisor support built in, designed to provide extensive data and insights on financial product innovation, FinTech and traditional FI’s, and much more. Prior to Fathom4sight, Sue was Founder and CEO of FinTech Growth Syndicate (FGS), an award winning corporate innovation-as-a-service firm working with FI’s, retailers, tech companies and FinTechs, which she sold in 2021.
Sue’s entire career has been in financial technology and product innovation. After 25 years in business development and product innovation roles for Xerox, Symcor, Broadridge, and Finastra, she left the corporate world to become an entrepreneur and has never looked back.

Clik2Pay
Mike Bradley
Founder & Chief Executive Officer Clik2PayWith nearly 30 years in payments and digital banking, Mike has helped drive a generation of innovation in payments. Mike’s career began in the earliest days of debit card roll-out and Internet banking in management roles with Bank of Montreal and the Canadian Bankers Association.
As head of Visa Canada’s product team from 2004-12, Mike oversaw the launch of new products including chip cards, RFID/tap cards, Visa Debit, prepaid and digital wallets. As a member of the global product leadership.

Scotiabank
Jascha Jabes
VP of Small Business Scotiabank

POWERHOUSE DEBATE: The tactical and strategic importance of Women in Open Banking
Our panel will highlight the necessary strategic steps that need to be taken to achieve equity across all facets of the Canadian financial services industry, including compensation, communication, and why more women in leadership roles is tactically important to ensure Open Banking progresses at pace. As we explore the intersectionality issue, credit unions will serve as a compelling point of comparison for the collaboration and partnership required for Open Banking. Our panel will stress the importance of women in decision-making roles to ask critical question, “who is it for?”. Our discussion will underscore the importance of collaboration and leadership to elevate women in Open Banking in Canada.
Moderated by Ellie Duncan

Open Banking Expo
Ellie Duncan
Head of Editorial & Broadcast Open Banking ExpoFormer Financial Times Group journalist Ellie Duncan has a decade of experience across financial services. While arguably best-known for her asset management work, she has also covered open banking, credit, private equity and entrepreneurship.



CIBC
Shruti Suman Awasthi
Director, Open Banking Strategy CIBCShruti is a purpose-driven leader with 13+ years of extensive global experience spanning roles that leveraged her Thought leadership, strong and collaborative Strategic mindset, and pathbreaking initiatives across Digital, Cards, Payments & Open Banking. Her passion for customer centric outcomes and staying on top of the market pulse has contributed effectively to her stint in India and Dubai in shaping up numerous Open Banking initiatives.
Along with her core assignment, Shruti is co leading the International Professionals Network at CIBC, with a member base of 3000+ and expanding! She is also a Networking Circle Leader with CIBC’s Women’s Network and a Committee Member of PBB IDAC’s Inclusive Leadership Pillar, actively contributing to causes close to her.
Shruti likes to self-identify as an Intersectional Feminist and an advocate of Women’s Financial Literacy, Equal opportunity and equal pay.
She is a Youth Mentor at Skills for change and TRIEC mentor for the new immigrants to Canada.
She is also a member of Ascend Canada to enhance the presence, visibility and influence of current and future Pan-Asian business leaders.
Shruti is also the Co-Founder of an online community for working women on Facebook with 1200+ followers called Women in Workforce. She is a Council member of WICCI for Banking & Credit Forum and an active member of Women in Payments, and Women in Open Banking.

National Bank of Canada
Natacha Boudrias
Open Banking Business Lead National Bank of CanadaWith over 20 years of experience in IT delivery and digital strategy, Natacha is an innovation leader and key player in National Bank of Canada’s digital transformation. She led the implementation of the first iteration of the Bank’s open banking channel and she is currently Business Lead in its Open Banking Center of Expertise.
An avid soccer player, Natacha brings a spirited energy on and off the field. She is involved in many leadership programs, as a coach and mentor, notably at National Bank, in the L’Effet A program and during conferences, such as Numérique au féminin.

League Data
Carrie Forbes
Chief Executive Officer League DataCarrie Forbes is the CEO of League Data, a Halifax based cooperative owned by the credit unions in Atlantic Canada. League Data is also the CIO for the Atlantic Credit Unions, providing enterprise banking solutions for the credit unions and their members. Carrie participates on several national committees and boards providing collaboration and influence within the financial cooperative and fintech sectors.
Carrie joined League Data from the Province of Nova Scotia, where she was a Director of Strategic Relations in the Chief Information Office, and a Learning Consultant within the NS Public Service Commission. Prior to her work in the public sector, she held various positions at Scotiabank within its Electronic Banking center for a decade. She holds an Advanced Bachelor of Arts, English Major degree from Dalhousie University. As an avid life long learner, Carrie also holds numerous certifications from a variety of institutions.

Symcor
Saba Shariff
Senior Vice President, Chief Strategy, Product and Innovation Officer SymcorSaba Shariff is a seasoned leader at Symcor, a Canadian company that enables secure data exchanges, supporting the country’s largest organizations in the financial, insurance, government and telecommunications sectors. As Head of New Product Development and Corporate Strategy, Saba leads a passionate team that is responsible for designing and launching new products to address industry-wide challenges. Named as one of Canada’s Top 50 Women in Fintech in Canada, Saba is a sought-after public speaker who shares insights on topics such as Open Banking, Innovation, and Women in Technology. In her spare time, Saba volunteers with causes that include serving as an Honorary Chair of the Princess Margaret’s Weekend to Conquer Cancer event, and as a Board member for Women in Communications and Technology (WCT).

Mastercard
Krista Broughton
Director Open Banking MastercardKrista Broughton brings over a decade of experience developing the emerging payment landscape, working closely with partners to bring new lines of business to market. Krista has driven growth within issuing, acquiring, tech incubator, start up and mobility environments, working with organizations including Scotiabank, Moneris, ElementAI and Telus.
She brings a passion for data driven collaborations and a curiosity about innovation within consumer directed finance. Krista holds an MBA from the Richard Ivey School of Business at the University of Western Ontario.


Closing remarks
Speaker(s) to be announced shortly
NETWORKING BREAK
Breakfast
The new frontier: Exploring the convergence of OpenAI and Open Banking
In an era of rapid digital transformation, financial institutions must navigate the dynamic Open Banking landscape with agility and foresight. This session delves into the challenges and opportunities presented by modernization and prepares attendees for operation in a swiftly evolving Open Banking environment. It emphasizes the importance of strategic alliances between financial institutions and third-party providers, facilitated by state-of-the-art technologies like Application Programming Interfaces (APIs) and OpenAI. As the financial world becomes increasingly interconnected, the talk highlights the critical role these technologies play in designing innovative products and services that enhance customer experience. Participants will gain insight into how to adapt to changes in real-time, leveraging technology to drive innovation while simultaneously managing risk and maintaining compliance. Join Microsoft and VMware to learn about actionable strategies to remain competitive in the fast-paced world of Open Banking. Join us to explore the future of banking, where innovation and collaboration are at the forefront, to ensure your institution is not just prepared for what’s next but is actively shaping the future of finance.

Microsoft
Wayne Cheng
Microsoft Azure Infrastructure Director - Financial Services MicrosoftWayne Cheng is a Microsoft Azure Core Sales Director with over 25 years of experience in the technology industry. He has worked for IBM, HPE, and Microsoft, and has a passion for helping customers with their digital transformation. Wayne specializes in modernizing technology estates with cloud solutions and is passionate about building lasting relationships with customers based on mutual trust and interests.
He has always had an enthusiasm for the Financial Services sector and enjoys working with large and complex organizations to drive transformative change. Wayne is also passionate about philanthropy and employee engagement and is a strong advocate for volunteerism.



Vmware
Steve Fusco
CXO Strategist - Financial Services Industry Director VmwareSteve Fusco is the Financial Services Industry Director for America at VMware, responsible for VMware’s AMER financial services industry strategy and CXO relationships. Prior to VMware, Steve was head of Corporate Office Technology and IT Portfolio Management at TD Ameritrade where he was responsible for the technology strategy and portfolio management. Before TD Ameritrade, Steven was the Vice President of End User Computing and Digital Workplace at Fidelity Investments. He was responsible for the employee experience for 55,000 employees and created a digital workplace based on consumer-grade technology at enterprise scale. Steve also has extensive private equity experience and was the Senior Vice President of Technology at Devonshire Investors, responsible for 14 investment businesses as well as the World Trade Center in Boston. Steve earned a degree in Business Administration from Northeastern University and has been a guest lecturer at Boston University.


Check out our full speaker roster here.
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