Virtual event, November 23-24, 2021
Open Banking Will Be Here By 2023
Canada’s Finance Minister recently published a report which stated the initial Open Banking framework should be operational by 2023. So, are you ready? Tune into two days of bite-sized sessions that will empower and shape your future strategy.
2021 HEADLINERS INCLUDE
THE VIRTUAL EVENT EXPERIENCE
VIRTUAL 2021 PROGRAM
All timings are EST
Speaker(s) to be announced shortly
Opening Keynote: A view from the top
A view from the top.
Bill MorneauSenior Fellow, Jackson Institute & former Finance Minister Government of Canada
PANEL DEBATE: Consumer directed finance – shaping Canada’s fintech future
- Open Banking in Canada – the latest developments influencing the market
- What are the Canadian consumer directed finance power players up to?
- How is Bill C-11, Retail Payments Activities Act (RPAA), ISO 20022, the incoming FDX triggering change across the ecosystem?
- Moving from speculation to action: Is there value for government and industry to bring Open Banking to Canada before an official framework has been established?
- Is our digital and payments infrastructure ready to move from CDF infancy to adolescence?
- Can we wait for the time and effort for the rules to be written? And do we have to? Or can industry lead the adoption and experimentation of facilitating Open Banking?
Moderator: Jennifer Reynolds
Elizabeth SalePartner, Banking and Financial Services Osler, Hoskin & Harcourt LLP
Elizabeth is a partner in the Toronto office specializing in the regulation of financial institutions and other financial services providers, including banks, foreign banks, captive finance companies, payday lenders, insurance companies, trust companies, loan companies, participants in the payment card industry and fintechs. She has particular expertise in both federal and provincial consumer protection and cost of borrowing legislation, including the application of these laws in the online environment. Elizabeth also routinely advises on issues related to payments, open banking and anti-money laundering and terrorism financing risks.
Jennifer ReynoldsPresident & Chief Executive Officer Toronto Finance International
Jennifer Reynolds is the President & CEO of Toronto Finance International (TFI), a public-private partnership whose mission is to promote and develop Toronto’s financial services sector, and to establish its prominence as a leading global financial centre.
Jennifer’s 20-year career in the financial services industry has included senior roles in investment banking, venture capital, and global risk management. Prior to joining TFI, Jennifer was the President & CEO of Women in Capital Markets (WCM), Canada’s largest industry association and advocacy group for women in the financial sector.
Jennifer is a Director on the Board of Citibank Canada, Director on the Board of the Canada Development Investment Corporation (“CDEV”), Director on the Board of Women’s College Hospital Foundation, and Director on the Board of Tourism Toronto. She is also a former Member of the Ontario Venture Capital Fund Advisory Committee, former Chair of the Board of Advisors of the Microskills Business Incubator, and former Director on the Board of Studio 180, an independent, Toronto-based theatre company. In 2015 and 2017, she was named a Women’s Executive Network (WXN) Canada’s Most Powerful Women: Top 100 Award Winner.
Jennifer is a graduate of the Harvard Business School Women’s Leadership program, and she received her MBA from McGill University, as well as a Bachelor of Arts with a double major in Economics and Political Science from McGill University. Jennifer also holds the Institute of Corporate Directors Designation, ICD.D.
Matt MacNeilDirector, Standards and Technology CIO Strategy Council
Matt MacNeil is the Director of Standards and Technology at the CIO Strategy council and has over 20 years’ experience in the standards, certification and management consulting. The bulk of his career has been with the British Standards Institution (BSI) where his focus was Information Security, IT and Risk standards.
Mayank MishraManaging Director; Global Head Digital Channels Citi
Mayank Mishra is the Global Head of Online Banking and Connectivity Services, at Citi’s Treasury and Trade Solutions (TTS) business. Mayank Mishra is responsible for leading Digitization, Client Experience and Productivity initiatives for online payments and other Treasury and Trade Solutions across the global footprint of 95+ countries through the use of Industry leading Digital platforms. In this role Mayank Mishra and his team works with the clients to drive Strategy, Execution and commercialization of CitiDirect BE, Citi’s award winning Online Banking platform. This platform CitiDirect BE provides a wide range of services across Payments, Receivables, Liquidity, Trade and Supplier Finance supporting all the Citi Treasury and Trade Solutions markets globally. Mayank Mishra is also responsible for Streamlining Corporate to Bank payment and information flows through integration with clients’ systems such as Enterprise Resource Planning (ERP) and Treasury Management solutions. Mayank Mishra’s priorities include enhanced overall experience through creation of industry leading Online Banking and Connectivity capabilities. Mayank Mishra has over 25 years of industry experience, with over 12 years in leading Digital Services in Online Payments space. Mayank Mishra holds a Master’s degree in Computer Science and currently resides in New York City. He is an avid golfer and a tennis enthusiast.
Rami ThabetVice President of Digital Product Royal Bank of Canada
Rami Thabet is the Vice President of Digital Product. In this role Rami leads the team responsible for envisioning, building and shipping industry leading digital products. He is responsible for RBC’s Digital channels, Omni-channel experiences and key capabilities such as identity and security and the API platform.
Rami has been with RBC for over 7 years and held various roles in Marketing & Channel Strategy, Technology & Operations, Payments & Cards and Digital. Most recently, Rami led the mobile, tablet and wearables organisation and delivered on a number of key capabilities and Canadian firsts in payments, identity and the NOMI Artificial Intelligence platform as well as the creation of RBC’s J.D. Power award winning mobile platform. His team has recently been awarded Celent’s Model Bank of the Year award for delivering personalised client engagement, creating exceptional customer-focused experiences and building digital literacy among employees.
Prior to his time at RBC, Rami held a number of roles across business, technology and consulting in the financial, technology and public sectors including BMO, CIBC, Manulife, Cancer Care Ontario, Ontario Government and CGI.
Rami graduated from Harvard University with a Bachelor’s Degree in Mathematics and Artificial Intelligence. He also holds a MBA from Cornell University.
Saba ShariffHead of New Product Development & Corporate Strategy Symcor
Saba Shariff is an acknowledged leader at Symcor Inc., a leading provider of business processing and data management services, supporting major banks, insurance, retail, and telecommunications companies in Canada. As Head of New Product Development and Innovation, Saba leads a passionate team of professionals in designing new and exciting ways to solve real customer problems and leverage data to both improve today’s services and discover new ones. With over 20 years of experience in IT and Product, Saba is a frequent public speaker in the private and public sector on topics such as Collaborations or Partnerships in Canada, and Breaking Stereotypes in Business Technology Management. In her spare time, Saba enjoys being active while managing the joys and tribulations of raising a teenage son.
Stéphane BousquetOpen Banking Leader National Bank of Canada
With over 25 years of experience in digital strategy and transformation, Stéphane has made a name for himself as a key player in the evolution of Canada’s digital landscape.
Prior to working at National Bank of Canada, Stephane was active in the media industry where he led numerous digital transformation programs for the Sun Media Corporation, the National Film Board of Canada and the Canadian Broadcasting Corporation. Stephane holds bachelor’s and master’s degrees in Communications and Digital Media from the University of Quebec in Montréal (UQAM).
Region in Focus Keynote: Observations from Australia’s Open Banking journey
- Australia’s timeline to Consumer Data Right (Open Banking) – insights into Australia’s phased approach to Open Banking and looking to the next phase of becoming an accredited data recipient
- What are the key Australian regulations and legislations – industry views and receptions?
- Goals towards the open data economy – insights into the ambition for CDR to be implemented into other sectors including energy, telecommunications, travel and leisure
- What are the must haves in legal architecture for the implementation of Open Banking solutions?
- Considerations on the data economy and what frameworks must be considered for roll out success?
Scott FarrellCo-Chair, Australian Government's FinTech Advisory Group and led the Australian Government's review into Open Banking in Australia
Scott Farrell is a senior partner of King & Wood Mallesons with more than 20 years’ experience in financial markets, financial systems and financial technology law, advising startups, market participants, financial system operators, regulators and governments in Australia and the Indo-Pacific. Scott has given many years of service to the public and private sector in advising on, and guiding, regulatory and legal change in the financial market and system landscape, including in connection with financial technology. Scott has chaired the Australian Government’s FinTech Advisory Group and is on the Australian Government’s advisory board for innovation, research and science matters. Scott led the two inquiries for the Australian Government which designed, and developed, the framework for open banking and Australia’s Consumer Data Right and recently chaired the review into the regulatory architecture of Australia’s payments system.
The Data Debate: Lifting the veil on security, privacy and opportunity
- What are our present-day data challenges as we shape up for Open Banking?
- Where we need data enablers in place and removal of blockers stopping us achieving what we need to achieve
- Does screen scraping put the consumer at risk or is it actually the third-party intermediaries that require securing? And is the risk lowering as aggregation providers mature?
- Encouraging better security mechanisms – shifting from screen scraping to APIs
- Understanding the risk that lies with the aggregation provider’s security practices around data handling and improving trust through accreditation, rules, cyber security, access monitoring and beyond
- Should we start experimenting with financial data connectivity right now, or wait for the implementation of a formal Open Banking infrastructure?
Don CardinalManaging Director Financial Data Exchange
Don Cardinal is Managing Director of the Financial Data Exchange (FDX). Cardinal leads FDX by engaging with FDX members across the financial services and fintech ecosystem in the US and Canada to develop and implement the FDX API technical standard and to promote FDX’s five principles for permissioned data sharing: Control, Access, Transparency, Traceability & Security. Since its launch in October 2018 with 21 founding members, Cardinal has grown the nonprofit standards body to over 185 member organizations and 16 million consumer accounts have been migrated to the FDX API in North America.
Don comes to FDX after more than 20 years with Bank of America, where he served in key leadership roles as the Privacy Officer of their Military Bank, the Digital Banking VP for Military Bank, VP in Digital Banking, and most recently as a Senior VP in Global Information Security, where he orchestrated the bank’s DMARC email security implementation. From 2016 to 2018, Don also served as co-chair of the Financial Services Information Sharing and Analysis Center’s (FS-ISAC) Aggregation Working Group. Prior to his banking career, Don worked for a fintech, writing tax preparation software.
Julien CousineauChief Technology Officer Flinks
Julien Cousineau is cofounder and CTO of Flinks, the leader in financial data in Canada. Before launching Flinks, he was a senior tech consultant for Desjardins. He also cofounded a tech startup in the aggregation of data in the music industry, where he built technologies that scraped thousands of data sources daily.
Julien has a very broad set of skills, from purely technical capacities to finance, sales & marketing, management and leadership. He has worked on both small and large transactional systems and has lead both small and large technical teams. He is the main technical architect of what is today the most proficient financial data aggregation gateway in the world. His technological successes can be explained by his ability to attract top technical talents, his unconventional thinking, and his result-oriented mindset.
Outside of Flinks, he enjoys discovering new places and cultures, having today travelled to over 50 countries.
Mitch KoczerginskiAssociate McMillan
Mitch Koczerginski is a Canadian lawyer with a practice focused on advising clients on all aspects of privacy law. Mitch advises and represents clients in connection with privacy and data breaches involving payment card information, personal information, health information and sensitive business information. Mitch routinely drafts and reviews privacy policies, conducts privacy impact assessments and responds to access to information requests. Mitch also handles submissions to provincial privacy regulators as well as the Privacy Commissioner of Canada on a variety of matters, including breach reporting and access to information appeals.
PANEL DEBATE: What impact does Open Banking have on commercial markets?
Moderator: Jeff Brown
Jeff BrownSenior Director, Small & Medium Business Equifax Canada
PANEL DEBATE: Prepaid platforms are driving innovation in the march towards payments modernization and Open Banking
Prepaid platforms, which run on the existing payment rails and operate within Canada’s existing payments regulatory regime, are being used as a foundation for digital financial services enabling fintechs and traditional FIs to bring new and innovative solutions to market and allowing partnerships to quickly launch and scale. Prepaid issuers are investing more in prepaid as it supports the growing challenger bank sector and the transformation to digital B2B payments for enterprise and SMEs. Even governments have increased their adoption of prepaid as a tool to quickly deliver stimulus and emergency payments with ease and greater efficiency.
Moderator: Jennifer Tramontana
Chris JonesVice President, Digital Services and Incentives Blackhawk Network
Thought Leadership Specialties:
Canadian Prepaid Market
Rewards & Incentives
Chris is a B2B industry veteran and a respected expert in Canadian incentives—particularly as they relate to digital rewards. He advises businesses on how to leverage prepaid card options to develop meaningful relationships with shoppers, employees, business partners, and other key audiences. His expertise is relied upon by organizations looking to connect Canadians to the digital economy and tap into the growing popularity of prepaid cards as versatile payment, reward and incentives tools.
With more than 20 years of experience—more than 15 spent with Blackhawk Network—Chris has accumulated a deep understanding for how prepaid cards can drive desired behaviors, streamline business processes, connect consumers digitally and fuel sales.
Gaurav KapoorCEO and Co-Founder Mydoh
Gilles UbaghsStrategic Advisor Aite-Novaric Group
Gilles Ubaghs is a Strategic Advisor with Aite-Novarica Group’s Commercial Banking practice where he is focused on business to business and commercial payments and the role that digital transformation is having across the enterprise and broader financial services sector. This includes a range of horizontal industry wide topic areas, such as the role of shifting payment regulations, fintech’s and artificial intelligence, as well as more tactical granular topics such as commercial cards, and payment clearing and settlement systems.
Gilles brings over 15 years of experience in the analysis and financial services space creating a range of syndicated off the shelf, and bespoke consulting projects for a wide array of clients at the enterprise, vendor, investor and regulator level internationally. Gilles has direct professional experience in European, Asia Pacific and North American markets and always aims to bring local context into global payments issues.
Prior to joining Aite Gilles was a Principal Analyst with Ovum where he helped to build up its retail payments practice across a range of key topics. Originally from Belgium but raised in the US, Gilles is fully fluent in French and English. Gilles holds a bachelors’ degree in Social Anthropology from the London School of Economics and is currently based in beautiful Toronto, Canada.
Jennifer TramontanaCo-founder & Executive Director Canadian Prepaid Providers Organization
Karen BudahazyVice President Digital Enablement & Issuing, Peoples Group and Board Chair Canadian Prepaid Providers Organization
Karen Budahazy is an experienced Senior Executive in the financial services industry. She has held leadership roles at Givex and InComm prior to joining the payments team at Peoples Group as Vice President, Digital Enablement and Issuing. She currently serves as the Chair for the Canadian Prepaid Providers Organization.
Speaker(s) to be announced shortly
Speaker(s) to be announced shortly
PANEL DEBATE: Spurring post pandemic recovery – the role open banking can have in helping Canadian’s live their financial best
- How Open Banking can play a key role in leading Canada’s financial recovery from COVID-19: from seeing the fuller customer credit worthiness picture to access to better financial products
- Giving customers value based on actionable insights – are we there yet?
- Widening our aperture: Global opportunities of doing more business internationally through an improved digital and payments infrastructure
- Is our digital infrastructure ready to roll out the Open Banking opportunity? What else needs to be in place?
- How do we encourage the market to be more competitive and allow SMEs and new entrants to have a stake in the game to give our Canadian customers what they don’t know they need yet?
- How do we encourage greater participation from wider industry and support both remote and urban consumer needs?
Elena LitaniSenior Product & Technology Executive
Elena is a senior product and technology executive in the financial industry with experience of launching new products, defining and executing technical strategy, pioneering use of emerging technologies, championing innovation, and scaling teams in fast-growing startups, banking, IT. Today Elena is a Chief Product Officer in a stealth startup building upon her previous experience as a technology executive at KOHO, Canada’s challenger bank. Elena has actively participated in numerous Open Banking consultations and events; was an elected member of Stakeholder Advisory Committee for Payments Canada; elected member at FinTech Advisory Committee, OSC LaunchPad; served on a board of TMAC Toronto. Elena is a recipient of Innovation Award from Women in Payments and one of 35 women selected out of 500+ applicants to Money20/20’s inaugural Rise Up program, accelerating leadership through networking, mentorship and executive training.
Hanna ZaidiHead of Compliance Wealthsimple Cash
Hanna is a compliance and risk strategist that has worked for a wide range of financial institutions from big banks to early stage startups. Hanna has successfully led global regulatory change projects on Open Banking, AML and more for the Big 5 banks in Canada on regulations that impact operations in APAC, UK, EU and the US.
Hanna has also advised fintechs on go to market strategies such as designing compliant business models and products. Hanna is currently at Wealthsimple and leads the launch of new products such as Wealthsimple Cash, a hybrid high interest saving and spending account and Wealthsimple Crypto, the first registered dealer in North America approved to buy/sell and hold crypto for clients.
Hanna is also a board member at Open Banking Initiative Canada (OBIC) and represents the fintech voice in advocating for an Open Banking Framework in Canada.
Kevin MorrisStrategy and Programs Director Large Credit Union Coalition (LCUC)
Sumee SeetharamanAVP Open Banking TD Bank
Open Banking – from theory to application: The UK Case study; leveraging UK intelligence
Speaker(s) to be announced shortly
Approaches to Open Banking around the world
- What are the mechanisms needed for the market to flourish?
- What regulatory and standards best practices and methods can be taken from other countries who have adopted Open Banking?
- Insights into the latest digital and Open Banking innovations
- The balance between customers digital appetite and customer privacy and data protection? What can Canada learn from global examples?
- What should be the role of the regulator and Government in forging its Open Banking path?
Bianca LopesFounder Talle
Eyal SivanHead of Open Banking Axway
Responsible for the development, planning and execution of a comprehensive Open Banking strategy to position Axway as the leading solution provider in the space. Coordinates efforts across teams within the organisation, from marketing to sales to product, in order to ensure common strategic alignment and complementary messaging. A member of the Catalyst team at Axway, dedicated to providing global thought leadership in the realm of APIs, integration technologies and digital transformation.
Michelle BeyoChief Executive Officer, FINAVATOR and Open Banking Initiative Canada Board Member
Michelle is the CEO & founder of FINAVATOR an award winning FinTech and Payments Consultancy. She is also a strategic advisor, a Money 20/20 Rise Up alumni, a Women in Payments Global Council Member, the Membership Chair at CPPO (Canadian Prepaid Providers Organization), a Payment Advisor at NCFA (National Crowdfunding and FinTech Association of Canada), and a Board Member at OBIC (Open Banking Initiative of Canada).
Paul FranklinGeneral Manager ACCC
Paul Franklin is Executive General Manager, Consumer Data Right at the Australian Competition and Consumer Commission (ACCC). He joined the ACCC in January 2020 to lead the implementation of Australia’s Consumer Data Right, which for the banking sector is known as ‘Open Banking’.
Prior to joining the ACCC Paul spent more than twenty years working in payments and financial services, including innovation in domestic and international payments. He worked on the design and development of Australia’s New Payments Platform, and is a former Non-Executive Director and Deputy Chair of the Australian Payments Network (AusPayNet).
Privacy by design – unboxing Bill C-11 and beyond
- Understanding the updated rules around customer consent and privacy – the Digital Charter Implementation Act (Bill C-11) and Digital Charter
- What do the key changes proposed through the Consumer for Privacy Protection Act (CPPA) mean around individual rights, organisational responsibility, and enforcements
- Why take the interest and act now on your privacy controls design?
- Do the proposals around data mobility and portability truly allow for seamless interoperability?
- Who is this good news and bad news for?
Chantal BernierOf Counsel, Canadian Privacy and Cyber security Practice Group Lead Dentons
In her Government Affairs and Public Policy practice, Chantal leverages her many years in high-ranking positions at the Government of Canada to provide her clients with strategic counsel. Her experience as a senior executive also uniquely positions her to understand corporate management challenges in both the public and private sectors to find solutions that serve corporate interests and comply with the law. She serves clients in French, English, Italian and Spanish, and is very active at the international level.
PANEL DEBATE: All About Consent – what consumer directed finance means for Canadian consumers
Moderator: Yassir Jiwan
Yassir JiwanDigital Innovation Lead Equifax Canada
Yassir leads Equifax Canada’s digital innovation practice, enabling customers to bring consumer-centric solutions to market leveraging Equifax data and capabilities, and is credited with introducing Equifax’s mortgage prequalification service in Canada. Prior to joining Equifax, Yassir worked across 3 of Canada’s largest banks for 17 years, where most of his experience was in Retail Deposits where he led and worked on consumer-centric programs including streamlined account onboarding, simplified product suite and behaviour linked rewards. Yassir is a strong believer in the enhanced value and choice that deposit account insights enable for consumers, and he views Open Banking as a practical and secure framework through which this value and choice can be best realized.
Behind the scenes: The story behind the Flinks and National Bank of Canada deal
Open Banking fintech, Flinks and National Bank of Canada (NBC) recently teamed up in a deal worth $103m which saw NBA extend its partnership and take a majority stake in the budding fintech. Here we sit down with executives who worked on both sides of the deal to uncover what this means for the future of the market and predictions for its development as Open Banking starts to become a reality in the region.
Speaker(s) to be announced shortly
PANEL DEBATE: Why Open Banking is as important as electricity for Canadian’s
Moderator: Dianne Cupples
Andrew MoorPresident & Chief Executive Officer Equitable Bank
Andrew joined Equitable Bank (TSX: EQB) as Chief Executive Officer in 2007. Andrew’s focus in recent years has been in positioning Equitable Bank as “Canada’s Challenger Bank”. Andrew has been establishing EQ Bank as a leading digital banking player, with an easy to use mobile app that offers a unique combination of payments functionality and great savings rates. Equitable Bank is Canada’s ninth largest schedule 1 bank with over $30 billion of assets under management. Equitable was a founding shareholder in Borrowell, and participates in the Portage ecosystem through an investment in Portage Funds giving the Bank a view into the Canadian fintech ecosystem.
Andrew is a keen observer of the challenger and neo bank community around the world. He is interested in how banks can lever technology to improve the societies in which they operate. He is a member of the Executive Council of the Canadian Bankers Association and Chairman of the Banks and Trust Companies Association. Andrew is a Director of Sleep Country Canada Inc. (TSX:ZZZ) and a member of the Smith School of Business Advisory Board at Queen’s University.
Ben HarrisonPartner, Head of Partnerships & Policy Portag3 Ventures
Ben is a Partner and the Head of Partnerships and Policy at Portage Ventures. Prior to joining Portage in 2018, he spent more than 15 years at Canada Life in senior level strategy, product development and marketing roles across the organization, including the Head of Innovation for Canada.
As Head of Partnerships, Ben’s team works with those investors to help them execute on their strategic objectives through a combination of commercial partnerships with the fund’s portfolio companies and relevant and differentiated insights into the trends shaping the fintech sector.
Ben also leads Portage’s government affairs mandate and has helped to position the organization as a leading voice for pro competition and innovation policy developments. He sits on the board of the Paytechs of Canada and is a member of the Digital Identity Laboratories advisory panel.
Ben is a graduate of the Business Administration program (BBA) from Wilfrid Laurier University.
Dianne CupplesCEO Portfolio+
Dianne leads Portfolio+ including all aspects of strategy, vision, go-to-market and growth initiatives. Her rich knowledge in the banking/financial services industry provides focus on creating value for customers, employees, and partners through open communication and collaboration across all teams.
Michelle WinsorCo-Founder & CEO Root Evolution
Michelle believes that every business is a technology business. This fuelled her to found Root Evolution, a company that makes technology accessible and flexible for financial organizations, other industries, and small businesses. Over the past 25 years Michelle has consulted on and delivered digital and payments innovation across the financial industry, including the big 5, credit unions, and insurance and wealth management. She has been at the forefront of the major milestones in the Canadian banking industry: the launches of telephone and online banking, call centre direct processes, and Chip & PIN. An advocate for customer-directed finance, Michelle sees Open Banking as Canada’s next greatest opportunity to open up innovation between banks and fintechs, and beyond.
Roy KaoBoard Member Open Banking Initiative Canada
Roy possesses over 20 years of experience in various leadership roles in Fintech, managing consultancy, and other entrepreneurial pursuits around the world.
Prior to joining MaRS, Roy was the founding Chief Technology Officer at Lendified, a respected small business lending Fintech company, and was a co-founder of Alpha Insights, a data and analytics strategy consultancy for the Financial Services industry. Previously, Roy was CEO of Bentley & Co. Limited in New York and Shanghai, and has held management and consulting positions at companies including BCE Emergis, CA Technologies, and Accenture.
Roy is a native Mandarin Chinese and English speaker, and graduated with an honours degree in computer science and economics from the University of Toronto.
Senator Colin DeaconIndependent Senator Senate of Canada
The Honourable Colin Deacon’s background as an entrepreneur provides a unique perspective in Canada’s Upper Chamber. Prior to joining the Senate, he ran several successful global businesses, the latest of which was Bluelight Analytics, a technology firm providing data tools to dental offices worldwide.
As part of the Senate, he has been a strong advocate for entrepreneurs, harnessing the digital economy, updating Canada’s privacy legislation, ensuring global competitiveness of Canadian firms, and promoting Canadian leadership on issues relating to climate change.
Senator Deacon was appointed to the Senate of Canada as a representative of Nova Scotia in June 2018 and has since been part of the Independent Senators Group.
The impact and opportunity of Open Banking for Canada’s Small Business ecosystem
Moderator: Sean Silcoff, Technology & Innovation Reporter, The Globe & Mail
Corinne PohlmannSenior Vice-President, National Affairs and Partnerships Canadian Federation of Independent Business (CFIB)
Corinne Pohlmann is Senior Vice President, National Affairs and Partnerships for the Canadian Federation of Independent Business (CFIB), a not-for-profit organization representing 95,000 small and medium-sized businesses across Canada. Corinne is based in Ottawa and is responsible for developing CFIB’s strategy on federal legislative issues, as well as overseeing CFIB’s Partnerships division, and Atlantic Canada legislative team.
Since joining the Federation in 1998, Corinne first worked in research, where she authored several research reports on a variety of public policy and economic issues. In 2000, Corinne became CFIB’s Director of Provincial Affairs based in Edmonton where she represented the interests of Alberta and NWT members to all levels of government and in 2006 she relocated to Ottawa to take on the responsibility of National Affairs.
Throughout her career, Corinne participated in numerous national consultations and committees on a wide variety of small business issues, including the Ministerial Advisory Committee on the Underground Economy, the Advisory Committee on Small Business and Entrepreneurship, as well as the Deputy Minister Advisory Committee on Citizenship and Immigration.
Corinne was born and raised in Montreal where she attended McGill University – graduating with both a Bachelor and a Masters Degree in Geography.
John MacKinlayCEO CAARY
John MacKinlay is a senior executive in the financial services arena. He focuses on Fintech, Payments and Innovative Lending products’ space. John has 25 years of experience in the IT and Financial Services industries as an entrepreneur, executive, investor, senior advisor and board member.
John led the Financial Services platform for OMERS Growth Equity undertaking investments in technology enabled Financial Services firms and developing the thesis and strategy around growth. John previously led PwC Canada’s Financial Services Consulting Practice, corporate development for global banks and the FS Strategy Practice for IBM Canada.
Justin FerrabeeBoard member of Paytechs of Canada, small business owner / investor / advisor, and former COO of Payments Canada
As Chief Operating Officer of Payments Canada, Justin led efforts to modernize Canada’s core payments systems, transformed the organization into a payments centre of excellence and helped to define the emerging PayTech industry. As CEO for one of these PayTechs, he established a new strategic path for the $50M business.
Justin has worked closely with major regulatory agencies on the payments file and has appeared as a witness to both Senate and Commons Committees, as well as the House of Lords in the UK. His earlier career in retail banking and international financial services made a foundational contribution to the change that he now effects.
Justin is an experienced entrepreneur – having been a co-founder in a retail eyewear company with 28 stores in Canada and the UK, an indoor farm in Ontario, rooftop commercial rooftop solar development and a commercial kitchen services firm. He has experience raising funds from private equity and has worked on multiple investment banking transactions, on both buy and sell sides.
Sean SilcoffTechnology & Innovation Reporter The Globe and Mail
Vass BednarExecutive Director, Master of Public Policy in Digital Society McMaster University
Vass Bednar is the Executive Director of McMaster University’s new Master of Public Policy Program and a Public Policy Forum Fellow. She also writes the newsletter “regs to riches,” about start-ups and public policy in Canada.
Speaker(s) to be announced shortly