Speakers
Abdi Hersi
Abdi Hersi
Director, Payments Strategy & Partnership Development WealthsimpleAbdi Hersi is the Director of Payments Strategy & Partnership Development at Wealthsimple, where he leads the company’s payments modernization roadmap and open banking strategy.
He has played a key role in delivering critical product offerings that power the Wealthsimple client experience. Most notably, he led the effort to secure Wealthsimple’s settlement account with the Bank of Canada, enabling direct access to the upcoming Real-Time Rail (RTR) system.
With a background spanning government, banking, and tech, Abdi is passionate about advancing financial inclusion and modernizing payments in Canada. He also represents Wealthsimple on the FDX Canada Working Group and serves on the advisory boards of Open Banking Expo and Open Finance Canada.
Alain Desouza
Alain Desouza
Vice President, Product & GTM JP MorganAlain DeSouza is the VP of Product & GTM at J.P. Morgan, where he is focused on bringing new J.P. Morgan products to Canada. Alain has spent nearly 20 years in payments spanning, mobile payments, digital wallets, acquiring as well as B2B & B2C payments. With a background in product, GTM and technology, Alain has delivered on growth for companies ranging from Fintechs to global banks. Prior to joining J.P. Morgan, Alain served as VP, Product & GTM at Clickatell where he brought new products to market and created new indirect channels. He also held leadership roles RBC, Scotiabank and BlackBerry.

Alana Barnes
Alana Barnes
Vice President, Digital Policy Canadian Bankers AssociationAlana Barnes is the Vice President of Digital Policy in the Payments & Digital Division at the Canadian Bankers’ Association (CBA) where she leads the development of the industry’s digital policy positions. She provides strategic guidance and thought leadership on various emerging issues, including on policy initiatives such as consumer-driven banking (open banking), artificial intelligence and digital currencies. Alana is responsible for working with Canada’s banks to effectively advocate on behalf of the banking industry to positively shape policy development with key stakeholders in government.
Andrew Graham
Andrew Graham
Chief Executive Officer & Co-Founder BorrowellAndrew Graham is co-founder and CEO of Borrowell, one of Canada’s largest financial technology companies, with over three million users. Borrowell helps consumers find financial prosperity and make great decisions about their money. It was the first company in Canada to offer credit scores for free and to allow consumers to report rent payments to Equifax in order to build credit history.
Borrowell has won numerous awards, including being named one of the top 100 fintech companies in the world by KPMG and one of the fifty fastest growing technology companies in Canada by Deloitte. For his work building Borrowell, Andrew was named an EY Entrepreneur of the Year in 2019.
Andrew holds an MBA from Harvard Business School and an MA in economics from the University of Edinburgh. He is chair of the board of Fintechs Canada.
Antoine Dumortier
Antoine Dumortier
Payment Expert DesjardinsAntoine Dumortier is a Payments Expert at Desjardins, specializing in electronic payments and leading strategic initiatives to modernize payment architectures and streamline legacy platforms. With over 16 years of experience in financial services—including 8 years in payments and fintech—Antoine has held senior roles in strategy, finance, and transformation at leading organizations such as Barclays, Groupe BPCE, and Boston Consulting Group. His expertise spans Open Banking, digital payments, and change management, combined with a strong focus on innovation and the transformative potential of AI. Antoine is passionate about driving impactful change and shaping the future of payments.

Bernice Cheung
Bernice Cheung
Vice President, Financial Services & Cultural Markets Research Environics ResearchBernice Cheung is Vice President of Financial Services & Cultural Markets at Environics Research, where she leads groundbreaking studies on fintech, open banking, and consumer trust in financial innovation. With nearly two decades of experience in market research and strategy consulting, she helps financial institutions, fintechs, and policymakers understand how Canadians think, feel, and act toward emerging financial technologies. A frequent industry speaker, Bernice is recognized for translating complex data into clear, actionable insight — guiding the future of consumer engagement, inclusion, and digital finance in Canada.
Brent Reynolds
Brent Reynolds
Founder Payson Solutions Inc.Brent is a passionate problem solver with 25+ years of experience in the financial services industry, including credit cards, consumer finance, and insurance. He has deep expertise across the entire customer lifecycle, spanning product, marketing, credit, customer experience, fraud, and loss mitigation.
Brent founded Payson Solutions, a boutique consultancy that specializes in credit risk and lending strategies, in 2018. Since then, Payson has helped dozens of companies across the globe transform their business, with a diverse client base that includes top-tier banks, credit unions, fintechs at both start-up and growth stage, collection agencies, credit bureaus, and alternative lenders. Payson provides strategic, data-driven solutions that include: Credit Risk and Lending Strategies, Embedded Finance Solutions, Customer Acquisition Strategies, Data Science & Modelling, among many other services.
Carrie Forbes
Carrie Forbes
Chief Executive Officer & Founder Rockstar AdvisoryCarrie Forbes is a transformative leader with over 25 years of experience managing major organizational change in the technology and financial sectors. She has held CEO and senior executive roles, turning ambitious visions into practical realities while navigating complexity with clarity and purpose. As founder of Rockstar Advisory, she helps organizations and their leaders navigate transformational change. Recognized as International Woman of the Year at the 2024 Open Banking Expo Awards, Carrie’s recent work includes guiding organizations through post-pandemic cultural shifts, modernizing governance frameworks for the digital age, and helping leaders build resilience while driving ambitious change agendas.
Delina Ivanova
Delina Ivanova
Director, Data Science WealthsimpleDelina is the Director of Growth Data Science at Wealthsimple, where she leads initiatives that leverage data to drive business growth across marketing, sales, and consumer product. With over 15 years of experience across FinTech, AdTech, CPG and banking, Delina specializes in using analytical techniques, experimentation, and modelling to drive user behaviours that result in revenue growth. Prior to Wealthsimple, she was Senior Director of Data Science & Product Analytics at Mistplay, a mobile gaming loyalty platform, where she led efforts to deepen user engagement through personalized experiences and growth strategies. She has also held roles in analytics at HelloFresh Canada and at TD Bank, giving her a diverse foundation in applying data science across industries. Delina is passionate about building high-performing teams and making data both actionable and impactful. In addition to her industry work, she teaches data science at the University of Toronto, University of Waterloo and Schulich School of Business, where she focuses on bridging the gap between technical skills and business application.

Dominique Samson
Dominique Samson
Chief Operating Officer FlinksDominique Samson is the newly-appointed chief operating officer at Flinks, a Montreal-based financial data company that allows consumers to conveniently and securely share their financial data with the applications they love. In his role as chief operating officer, Dominique will oversee business operational excellence, talent management, risk management, and industry partnerships. He continues to play a key role in pioneering data portability frameworks across North America and remains actively engaged in leading fintech associations. Prior to this, he most recently served as vice president of corporate affairs at Flinks and has been instrumental to Flinks’ growth over the past six years, or more.
Dominique holds degrees in law and computer science. He was previously an officer in the Canadian Armed Forces and a fraud investigator for the United Nations.”
Eyal Sivan
Eyal Sivan
General Manager, North America Ozone APIEyal Sivan, also known as Mr. Open Banking, is one of the foremost global experts in the Open Banking space.
In his efforts to drive advancements in Open Banking worldwide, Eyal created the unique personal brand Mr. Open Banking. Under this persona, he hosts the only podcast dedicated to the Open Banking community, interviewing the key leaders, innovators, and influencers who are driving the emergence of Open Banking around the globe. Since its launch in 2020, the podcast has grown to over 100,000 listeners and won several awards, with Eyal being recently recognised by Open Future World as the number one Open Finance influencer in the world.
Today, Eyal is the general manager for North America at Ozone API, global pioneers of Open Banking whose platform powers some of the largest and most advanced data sharing ecosystems on the planet. In his role, he is responsible for expanding the firm’s global position as a leading Open Banking solution provider to the United States, Canada, and beyond.
Fabio Marrama
Fabio Marrama
Director, Product & Payments Innovation Meridian Credit UnionFabio Marrama leads new product development, digital partnerships, and payments innovation to unlock opportunity and advance Meridian’s purpose of helping Members achieve their best lives.
With 14+ years in the co operative financial sector, he’s built a reputation for turning vision into scalable execution. Fabio has worn many hats in his career. Early on, he was recognized as one of Canada’s Top Financial Bloggers (2014) by the Toronto Star, Globe and Mail and Wealthsimple. He has spearheaded community partnerships such as the sponsorship of Meridian Hall in Toronto (2019), co-led Meridian’s Open Banking strategy, and today focuses on building modernized digital products and services and enabling embedded finance ecosystems.

Geetha Premraj
Geetha Premraj
Head of Global Real Time Payments Product Delivery J.P.MorganGeetha Premraj is the Head of Global Product Delivery for Real-Time Payments at JPMorgan Chase & Co., overseeing strategy, development, and execution of instant payment solutions worldwide. With over 20 years in the payments industry, she has held leadership roles at Chime, Visa, and Western Union, driving product innovation and digital transformation across multiple payment rails and platforms. Her expertise spans Digital Payments, Cards, ACH, Instant Payments, Risk, Compliance, FX, and Settlement. Geetha holds a Master’s in Computer Science and is passionate about delivering customer-centric solutions, building high-performing teams, mentoring future leaders, and advocating thoughtful innovation in financial services.

Heather Davis
Heather Davis
Senior Director, Innovation CIBC
Ivan Welsh
Ivan Welsh
Head of Product Strategy & Development SymcorIvan Welsh is Head of Product Strategy & Development at Symcor, where he leads the vision, strategy, and delivery of innovative products that strengthen Canada’s financial ecosystem. With nearly two decades at Symcor, Ivan brings a rare blend of hands-on technology depth and enterprise-level product leadership — spanning software development, enterprise architecture, and executive IT roles.
Ivan has launched and scaled market-defining solutions for highly regulated industries, including Policy Assist Central, which streamlines the delivery of regulated communications for financial institutions, and next-generation fraud and document-intelligence platforms designed to modernize operations and protect Canadians from financial crime. His work continues to shape the future of payments and financial services in Canada.
Throughout his career, Ivan has built and led a 250-person technology team, modernized core payment infrastructures, and introduced leadership systems that strengthened culture, capability, and performance across the organization.

Jamie Kruspel
Jamie Kruspel
Chief Transformation Officer Mainstreet Credit UnionLeading Digital Transformation and Operations for Mainstreet Credit Union, Jamie finds every opportunity to help people achieve more than they thought possible and use technology to make things easier for members (and customers).
Jamie is passionate about strong communities. He volunteers with the United Way, Animal Rescue Foundation, Verge Social Capital, and the London Chamber of Commerce.
In 2016, Business London Magazine recognized him as a “Top 20 Under 40” recipient.
Jamie holds an engineering degree from Western University and completed his Master’s in Business Administration at Ivey in 2021.
He lives in London, Ontario, with his wife, Jen, his five-year-old daughter Eva, their menagerie of pets, and a drum set.
Jodi Chambers
Jodi Chambers
Chief Strategy & Innovation Officer Cornerstone Credit UnionJodi Chambers is Chief Strategy & Innovation Officer at Cornerstone Credit Union, leading strategy and digital transformation. She partners with boards and executives to build data-driven organizations with a member-centric vision and purpose. Jodi has led core and digital banking platform conversions, built multi-source data warehouses and real-time dashboards, and is championing GenAI and automation to streamline operations. She brings experience collaborating with fintechs to pilot, launch, and scale new member solutions. Jodi has served on national committees advancing modernization, balancing innovation with strong risk and vendor governance.
Joyce Wong
Joyce Wong
VP Payments and Open Banking SymcorJoyce Wong is Vice President of Payments and Open Banking Products at Symcor, where she leads the strategic development of solutions that empower financial institutions to modernize infrastructure, enhance operational efficiency, and scale securely in a rapidly evolving ecosystem.
With deep expertise in payments and financial services, Joyce previously held progressive leadership roles at Visa Canada, spanning product strategy, commercialization, and enterprise transformation. In her most recent role as Senior Director, Global Sales Strategy & Transformation, she spearheaded initiatives that accelerated revenue growth, improved client enablement, and drove market adoption. Her career began at BMO, where she contributed to the advancement of digital and payments capabilities.
At Symcor, Joyce is passionate about unlocking value within established ecosystems and driving the evolution of trusted payment infrastructure to support the next wave of financial innovation.
Kashif Siddiqui
Kashif Siddiqui
Head of Innovation - Global Payments Solutions Bank of AmericaKASHIF SIDDIQUI is the Head of Innovation for Bank of America’s Global Payments Solutions unit. In his role, Kashif leads the team responsible for managing the payments innovation pipeline, strategic analysis of emerging payment capabilities, and delivering transformative solutions across Consumer, Small Business, Business Banking, Merchant, Corporate and Large Corporate Business lines.
Kashif has over 20 years of experience in the financial services industry in payments, digital product management, strategy, corporate development/partnerships, and execution. Some of the transformative industry projects he has been able to contribute to include the formation of Zelle, piloting and launch of Square and the creation of Apple Pay.
He began his career at JPMorganChase leading a variety of restructuring, JV, and Emerging Payments initiatives across the bank. Kashif then joined Silicon Valley Bank where he helped to start the bank’s payments business and was responsible new product development and oversight. Subsequently, Kashif joined Cross River Bank as the Head of Payments product management supporting the creation of new products and payments access points for FinTech challengers. Kashif joined Bank of America in 2019.
Luis Santos
Luis Santos
Senior Soultions Engineer Okta
Mariela McComb
Mariela McComb
Senior Manage, Digital Payments Initiatives Scotiabank
Matthew Seagrim
Matthew Seagrim
Chief Digital & Marketing Officer Meridian Credit UnionAs the Chief Digital & Marketing Officer (CDMO) at Meridian, Matthew Seagrim leads marketing, IT, data and analytics, product development, digital platforms, and cybersecurity. He is driving development and execution of strategic initiatives to transform the business and achieve its purpose.
Before joining Meridian, Matthew spent seven years leading Scene+, where he revitalized the company by reshaping its brand and value proposition, forged new strategic partnerships, and developed digital-first technology and infrastructure. His career comprises progressive leadership roles in Financial Services, Marketing, and Loyalty sectors, including eight years at AIMIA, where he held executive positions driving strategy, product development, and innovation across Canada, Mexico, and Southeast Asia.
Matthew holds a Bachelor of Applied Science degree in Engineering from Queen’s University. His ability to leverage his combination of technical knowledge with business acumen has resulted in a track record of transformative leadership and positioned him as a thought leader and a sought-after speaker at industry engagements.
Matthew currently serves on the Board of Directors of Give a Mile, a registered charity dedicated to providing flights for final visits for loved ones facing palliative illness. He also serves as a strategic advisor to several startups focused on innovation in technology-driven customer engagement.
Michelle Beyo
Michelle Beyo
Chief Executive Officer & President Finavator & Open Finance Network of CanadaMichelle Beyo is the CEO and founder of Finavator, an award-winning five-year-old consultancy focused on accelerating Open Finance, inclusive innovation, and collaboration in the financial ecosystem. With over 20 years of experience in payments, fintech, and digital strategy, she is known for driving impactful change across sectors – from financial institutions to emerging fintechs.
Since 2022, Michelle has served as president of the Open Finance Network of Canada (OFNC) and has been a board member since 2020. Under her leadership, OFNC has expanded the national conversation beyond Open Banking to Open Finance, hosting quarterly industry events that foster alignment, insight-sharing, and industry growth. She also champions gender equity, leading an initiative for a 50/50 gender-balanced board.
Michelle is a TEDx speaker, the creator of the Finavator Master Class on the future of finance course, and an active board advisor to fintech leaders including Tillo and Wellesley Hills Financial. Her thought leadership spans global stages – from Money 20/20 to Fintech Meetup – and she frequently appears on podcasts, panels, and webinars, bringing energy, vision, and deep expertise to every platform.
A Women in Payments Rise Star award winner and Money 20/20 RiseUp alum from 2019, Michelle continues to be a powerful advocate for financial inclusion and innovation. Through her work with Finavator and across the Open Finance ecosystem, she is helping shape a more equitable, collaborative, and consumer-first financial future for Canada and beyond.
Mohneet Gujral
Mohneet Gujral
Canada Head of Payments Citibank
Natacha Boudrias
Natacha Boudrias
Leader of National Bank's Open Banking Strategy National Bank of CanadaI lead Open Banking at National Bank of Canada and previously served on the Board of FDX. I’m committed to responsible innovation advancing our financial ecosystems by enabling secure data sharing, strengthening trust, and fostering connections that create meaningful value for individuals, businesses, and the broader economy.
Neela Maharaj
Neela Maharaj
Director, Open Banking + APIs Royal Bank of CanadaNeela Maharaj is the Director of Open Banking Digital Product at RBC Royal Bank. In this role, she leads the development and execution of RBC’s Open Banking and API product strategies and delivery. With over 15 years in the financial services sector across technology, innovation, and strategy, Neela has built a reputation for delivering complex, market-shaping solutions. She most spearheaded the launch of Global View — an international Open Banking use case — enabling seamless connectivity between RBC and 25 different HSBC jurisdictions.
A proven leader in Open Banking, Neela is known for turning vision into scalable execution, forging high-impact partnerships, and reshaping how banks and fintechs collaborate. She holds a Bachelor of Engineering in Computer Engineering from York University and an MBA from the Schulich School of Business.
Oscar Roque
Oscar Roque
Chief Product and Innovation Officer Beem Credit UnionOscar Roque serves as Chief Product & Innovation Officer at Beem Credit Union, where he leads strategy, innovation, product, delivery practices, and brand engagement. His work focuses on strengthening Beem’s impact, deepening member value, and creating the conditions for empowered teams to do their best work. Oscar brings a career grounded in collaboration, curiosity, and purpose. Before joining Beem, he held senior leadership roles at Interac Corp. and BMO, where he worked across strategy, innovation, product development, and enterprise transformation. Known for connecting ideas across technology, financial services, and public-good ecosystems, he is recognized for building teams that thrive in complexity and deliver meaningful outcomes. Passionate about financial wellness and responsible innovation, Oscar is motivated by creating products and experiences that genuinely improve people’s lives. He holds a Bachelor of Science in Computer Engineering from Queen’s University and an MBA from the Rotman School of Management.

Paulo Barbosa
Paulo Barbosa
Chief Operating Officer BanficoOpen Banking executive and COO at Banfico with over a decade transforming financial services across Europe, Brazil, India, and Saudi Arabia. As founding member of MyBank and former head of service management at Open Banking Europe, he brings deep expertise in regulatory frameworks, open banking standards, and global Verification of Payee (VoP) solutions. An internationally recognized keynote speaker on open banking, payment verification, fintech strategy, and digital transformation, he regularly addresses industry leaders on regulatory modernization and innovation. Educated at Sciences-Po Bordeaux, University of Coimbra, and IE Business School Madrid.

Ron Morrow
Ron Morrow
Executive Director of Payments, Supervision and Oversight Bank of CanadaRon Morrow was appointed Executive Director of Payments, Supervision and Oversight, effective January 2024.
In this role, Mr. Morrow is responsible for the supervision of retail payment service providers (PSPs) and the oversight of financial market infrastructures (FMIs). As well, he oversees the banking and payment services provided by the Bank of Canada. He also supports the Bank’s work on the evolution of payments in Canada.
The Bank’s supervision of PSPs focuses on building Canadians’ confidence in the safety and reliability of their services while protecting end users from specific risks. The Executive Director also serves as an independent reviewer of enforcement actions by the Governor of the Bank of Canada on the evolution of risks related to PSPs and the retail payments landscape.
The Bank’s oversight of FMIs focuses on ensuring that Canada’s critical financial infrastructures, which include payment systems, central counterparties and securities settlement systems, are resilient to a wide range of risks.
Mr. Morrow first joined the Bank in 1992 and has worked in several different areas across the Bank’s monetary policy, financial stability and funds management functions. In 2010, he became Managing Director of the Funds Management and Banking Department and then Managing Director of the Financial Stability Department in 2013. Mr. Morrow became an Advisor to the Governor in 2018, focusing on advancing the Bank’s strategic objectives related to retail payments, financial market infrastructure issues and the efficiency of the Canadian financial system.
Born in Thunder Bay, Ontario, Mr. Morrow earned an Honours Bachelor of Arts degree in economics with a minor in mathematics from the University of Waterloo. He also holds a Master of Arts degree in economics from Queen’s University.
Roy Kao
Roy Kao
Principal Elja AssociatesRoy Kao is a passionate champion and dot-connector in Canadian financial services transformation and fintech development, deeply engaged at the intersections of Open Finance and Open Data, regulatory and system modernisations, financial literacy and inclusion, and services and business innovation.
As a recognised leader and advisor, he possesses extensive consulting and entrepreneurial experience. He currently serves as a board member for Fintech Cadence and the Open Finance Network Canada (OFNC), and as an advisory board member for Open Banking Expo.
Saba Shariff
Saba Shariff
Senior Vice President, Chief Strategy, Product & Innovation Officer SymcorSaba Shariff oversees teams responsible for designing and launching innovative products that address industry-wide challenges, along with a mandate for charting Symcor’s corporate strategy towards continued growth.
Named as one of Canada’s top 50 women in fintech, Saba is a frequent public speaker who shares insights on topics such as Open Banking, innovation, and women in technology.
Saba is a mentor with Women in Open Banking, an honorary chair of the Princess Margaret’s Weekend to Conquer Cancer event, and a board member for Women in Communications and Technology (WCT).
Sabena Sandhu
Sabena Sandhu
Manager, Policy CCUASabena Sandhu is the manager of policy at the Canadian Credit Union Association. In this role, she is the association’s advocate on national policy files, including payments modernisation, digital ID, and, of course, consumer-driven banking. She seeks to ensure the unique needs of credit unions are effectively represented in federal initiatives and programs.
Where possible, Sabena is committed to fostering alignment between Canada’s provincially regulated credit unions and federally regulated financial institutions, advocating for regulatory and legislative coherence across the country. With a strong focus on driving positive change, she works to ensure that credit unions can thrive in an evolving financial landscape.
Samantha Tom
Samantha Tom
Vice President, Legal & General Counsel BorrowellSamantha is VP & General Counsel at Borrowell, one of Canada’s largest consumer fintech companies that helps people feel confident about money. Borrowell has over 3 million members and was the first company in Canada to offer credit scores for free. Borrowell also offers Rent Advantage, the first program to let renters build credit with rent payments without their landlord’s involvement.
Prior to this, Sam was legal counsel at President’s Choice Financial and a corporate lawyer at Borden Ladner Gervais LLP in the Financial Services Group where she advised financial institutions and fintechs on a broad range of corporate commercial matters including payments, privacy and regulatory compliance.
Sanjeev Chib
Sanjeev Chib
Vice President, Product,Payment Fraud & Data Science AI Symcor
Santiago Duro
Santiago Duro
Director & Head, Open Banking ScotiabankSantiago Duro is the Director & Head of Open Banking at Scotiabank, where he leads and drives the Open Banking/Open Finance global strategy and platforms across Scotiabank.
Santiago is an experienced leader with 25+ years of experience in the Financial Services and Technology areas, managing established operations as well as launching new businesses, across America, Europe, Africa and Asia.
Santiago was previously the Chief Product Officer at Fintech Galaxy, where he guided the development of the FINX Open Finance platform. Before that he was the Group Chief Technology and Operations Officer for Y9 Bank where he led the Technology, Product and Operations organizations and launched a Digital Bank in Tanzania. He also led a Digital Wallet in Myanmar, growing to over 8 million customers in 2 years. Previously, he deployed and managed global digital platforms at ING from concept to launch of new products and services as well as he led EU product localization for Amazon.
Santiago holds an MBA from Anderson School of Management (UCLA), an MSEE from Universidad Politecnica de Valencia, Spain and a Master in Business Innovation from Universidad Catolica de Chile.

Shruti Awasthi
Shruti Awasthi
Director, Open Banking Strategy CIBCShruti is a global leader shaping the future of Open Banking in Canada. With deep roots in financial services across South East Asia, the Middle East, and North America, she brings a uniquely global lens to building inclusive, scalable frameworks that drive real economic impact.
A trusted voice in the industry, she has not only authored white papers and spoken on global stages – she also amplifies untold stories through her podcast The Sunkissed Souls, where courage, reinvention, and resilience take centre stage.
As a mentor with Women in Open Banking and Microsoft Women in Tech, and co-chair of CIBC’s International Professionals Network, she champions access, equity, and non-linear pathways to leadership.
Whether in boardrooms or behind the mic, her mission is the same: build a future where everyone has a seat at the table – and the power to own their story.
Sonia Bakshi
Sonia Bakshi
Director, Digital Head Canada CitibankSonia Bakshi is a highly accomplished banking professional with over two decades of experience in Treasury and Trade solutions, Digital Platforms and Payments. Her expertise lies in optimizing global cash management systems, ensuring compliance, and driving innovation in financial services. She is recognized for her strategic relationship building, delivering measurable results, and providing forward-thinking leadership. Throughout her career at Citibank Canada, Sonia has held progressively senior roles, consistently exceeding expectations. As Senior Vice President and Product Head for Canada Digital Services, she spearheads the management and commercialization of digital platforms. Her leadership in optimizing client relationships and driving initiatives like Digital platforms re-innovation, Regulatory enhancement and various modernized Payment methods has been instrumental in the company’s success.
Prior to her current role, Sonia excelled in various positions at Citibank, including Client Readiness Head and Client Service Senior Specialist, where she demonstrated her expertise in compliance, client satisfaction, and process improvement. Sonia’s commitment to professional development is evident in her certifications and training in Lean methodology, project management, and leadership.
She is also an active advocate for diversity and inclusion, serving as a Global Mentor for Women in Payments, Mentor for Asian community and leading initiatives supporting Multicultural Women Circle and the LGBTQ+ community at Citi. Sonia is winner of Distinguished Women in Payments 2025 Award.
Stephanie Zee
Stephanie Zee
Payments Risk ExpertStephanie is an experienced financial services executive with over 20 years of experience in Payments and Treasury product development & management, sales business development, and operational, technology and financial crimes risk management.
Stephanie has earned an MBA, a Masters of Laws, a Bachelor of Science and certificates in Cyber Risk Management and Information Security Management.
Stephanie has contributed to Industry, Employment, and Community Boards including Payments Canada as a Board Director, as well as serving as the Chair of the Human Resources Committee and on the Industry and Financial Risk Committees. She was a Board Director for Citi Cards Canada Inc., Procuron, and Mondex, Youth in Motion (now Plan Canada), and is the former Board Chair of Mackenzie Health.

Steve Boms
Steve Boms
Executive Director Financial Data And Technology AssociationSteve has two decades of experience working inside government, public and private companies, trade organizations, and the technology industry. He assists organizations as they engage with policymakers in Washington, across the country, and around the world. Steve has spent his career focused on complex financial services public policy issues, having worked in the United States Congress on the committee with jurisdiction over banking. He has led global advocacy efforts and public policy teams for equity options exchanges, large U.S.-based financial institutions, and leading fintech firms. A recognized expert on the intersection of financial technology and public policy, Steve has testified before the United States Senate, the Senate of Canada, and the Organisation for Economic Cooperation and Development on financial services and technology.
Victoria Clark
Victoria Clark
Associate Vice President, Payment Products ATB FinancialVictoria is a Managing Director in ATB’s Payments and Banking Products team, supplying solutions for ATB’s 815,000 clients. In addition to setting the direction and leading the team accountable for ATB’s card solutions, and co-elevating ATB’s payments strategy, Victoria is leading the working committee to enable ATB’s open banking strategy.

Wini Mark
Wini Mark
Engineering Director ScotiabankWini is an Engineering Director at Scotiabank with a strong background in the IT industry and extensive experience driving digital transformation across the banking sector. She specializes in open banking, digital identity, authentication, fraud prevention, and consent management, and is deeply committed to advancing customer security, trust, and transparency within modern financial ecosystems.
Throughout her career, Wini has led major digital banking initiatives and delivered scalable Authentication and Access Management frameworks, strengthened identity assurance capabilities, and enhanced customer control over data sharing. She is known for translating complex technical and regulatory requirements into practical, secure solutions.
Wini holds a Bachelor’s degree in Computer Engineering and a Master’s degree in Computer Science, providing a strong technical foundation for her leadership in digital banking initiatives.



