2026 speaker list
Adam Betteridge
Adam Betteridge
Partnerships & Open Banking Lead TSB BankAdam Betteridge is an innovation leader at TSB Bank, where he leads the Fintech Labs & Open Banking initiatives. He has successfully launched the award-winning TSB Labs Fintech Innovation Lab Programme, reaching 5 million customers with innovative propositions and is responsible for Open Banking strategy at TSB.

Adam Hubbard
Adam Hubbard
Payment Strategy Specialist Nationwide Building SocietyAdam Hubbard is a senior payments strategy leader in the UK, where he leads work on Open Banking, digital ID, digital assets, and next generation payment infrastructure. He is closely involved in Tokenised Deposits and Open Banking initiatives.

Alex Servín
Alex Servín
Head of Open Banking BBVA MexicoAlex Servín is a fintech executive and serial entrepreneur with over 15 years of experience across banking and technology. He currently serves as Head of Embedded Finance at BBVA Mexico, where he leads initiatives focused on integrating financial services into digital platforms and commercial ecosystems.
He brings prior General Manager experience and has founded and led startups in the fintech, logistics, and hospitality industries. He has a background in M&A and corporate law.
Outside of work, Alex competes as a hybrid athlete.
Alexandra Bloomfield
Alexandra Bloomfield
Assistant Commercial Director, Financial Services HM Revenue & CustomsA South African in North Yorkshire! I’ve worked in various roles across Orange/EE/BT over the last 10 years, with my most recent appointment being the Payments Strategy Lead for the Group. As well as being the outward facing industry person, I’m also the business owner for our internal PSP, so a significant proportion of my role is to balance the needs of our customers against cost to serve, and ensure an exceptional digital experience whilst balancing the need for efficiency and compliance. I’m a passionate advocate for Open Banking, across all forms, and it’s my ambition to embed it in every part of our ecosystem across our brands.

Aswin Peter
Aswin Peter
Senior Product Lead, CX & Open Banking Payments Strategy British GasAswin Peter is a senior product leader and recognised industry voice in customer experience, product strategy, AI, and payments innovation, with deep expertise in the Energy and Utilities sector. He has led transformation in complex regulated environments, shaping customer journeys, payment experiences, and open banking strategy, including products that have received industry recognition. He brings a real-world perspective on how organisations can use product innovation to build trust, improve customer outcomes, and deliver commercial value.

Conrad Ford
Conrad Ford
Chief Product & Strategy Officer Allica BankConrad Ford is Chief Product & Strategy Officer at Allica Bank (www.allica.bank), named by The Sunday Times as the UK’s fastest-growing company, and by Deloitte as the UK’s fastest-growing fintech firm ever. Backed by TCV – investors in the likes of Netflix, Revolut & Spotify – Allica is reimagining banking for established SMEs with the latest technology. Previously Conrad was sole founder of Funding Options – a fintech listed in the 2022 FT1000 ranking of Europe’s fastest-growing firms – that latterly sold to leading neobank Tide.
David Cox
David Cox
Payments Strategy Lead Virgin Media O240 years payment industry experience having worked for a major UK bank, a large clothing retailer and now Virgin Media O2. I currently support multiple payment methods across a myriad of channels for both consumer and business customers and can honestly say payments have never been so exciting!
Euan Ballantyne
Euan Ballantyne
Product Director Pay.UKEuan has 22 years experience in leading product management and development teams in cards, payments and lending. Having originally moved into financial services with the Commonwealth Bank of Australia in Sydney, further spells back in the UK with Visa, Tesco Bank and RBS/Natwest led him to join Pay.UK as Product Director in 2022. Euan’s team works on developing and managing great customer and end user focused products and services that are provided by Pay.UK to the UK market. A keen outdoor enthusiast, Euan is always up for a mountain hike or an outing on skis, bikes, or boards.
Ghela Boskovich
Ghela Boskovich
Regional Director & Head of Europe Financial Data & Technology AssociationGhela’s roots in regulatory economics has shaped her approach to how she advocates and advises on the building blocks for data sharing economies, with an ability to understand the economic incentives for each actor and stake holder in the value chain from incumbent, to challenger, to end customer. Her experience spans multiple sectors including financial services, energy, telecommunications, and technology.
Her previous roles and engagements have centered on fast-tracking internal innovation and the practical application and commercialisation of fintech/bank collaboration. Ghela’s most recent work has focused on fostering an ethical data democracy, individual consumer empowerment over their data, data economy disruptive business models, and facilitating banks’ emerging technology consumption via policy development and practical technical delivery. Ghela is a globally recognised expert in the fields of open banking and open finance, advising private firms as well as governments across the UK, Europe, and North America.
Hayden Sutherland
Hayden Sutherland
Founder & Chair Open Transport InitiativeHayden is a technology advisor, strategist, innovator and investor. He leads Ideal Interface, a technology & marketing consultancy based near Glasgow and has worked on many major digital, architecture & data projects across the transport & mobility sector. In 2019 Hayden founded The Open Transport Initiative, an organisation set-up to implement and encourage the adoption of “An Open Banking for Transport” based on interoperable customer account data sharing. More recently The Open Transport Initiative has been a finalist and runner-up in the UK Government’s Smart Data Challenge prize.
Henk Van Hulle
Henk Van Hulle
Chief Executive Officer Open Banking LimitedHenk was appointed CEO in January 2022 to implement an effective and appropriate governance and management framework for the organisation, and to manage the delivery of the CMA Roadmap and the operations of OBL.
He is now leading the next phase of the development of open banking as it moves to a new regulatory framework and Future Entity.
Henk joined OBL from Post Office Ltd, where he had over nine years’ experience in senior roles in innovation, including Managing Director of Digital Services and as Deputy CEO, Financial Services and Telecoms.
He has considerable expertise in managing profitable, consumer-focused blue chip and start-up firms, including senior roles at Egg PLC, Prudential UK, and Belgian internet bank Beobank.
Janusz Diemko
Janusz Diemko
Payments Executive & Industry Advisor Angel InvestorJanusz Diemko is a seasoned payments executive and fintech innovator with over 26 years of experience scaling businesses across the EMEA region. Throughout his career, he has held prominent C-level roles, including CEO of First Data Poland (POLCARD) , where he managed regional operations generating up to $130M in revenues , and CEO of CRE Polskie ePłatności S.A.. As a visionary entrepreneur, he also founded Xelo Pay, a PSD2-based open banking solution.
A highly respected voice in the European payments landscape, Janusz has previously served as a judge for the MPE Awards and Fintech Futures Banktech / PayTech./ Open Bank ex He is a frequent speaker and panel moderator at major industry events, including MoneyLIVE 2025, MPE, and Open Banking Expo. His regulatory expertise includes serving as Chairman of the Acquirers Committee at the Association of Polish Banks and as a member of the Payment System Council at the National Bank of Poland.
Currently, Janusz is an active angel investor and mentor, having invested in over 15 startups across Europe over the last ten years. Born in England, he holds a degree from University College London , is a UK Chartered Accountant (ACA), and recently completed a Post Graduate Course in M&A at Columbia Business School.

Joanna Michalska
Joanna Michalska
Founder & Chief Executive Officer Ethica GroupDr Joanna Michalska is Founder of Ethica Group Ltd, an independent strategic advisory firm focused on executive authority under automation. She advises boards and named accountable executives in regulated industries, financial services, insurance, healthcare, pharma, and critical infrastructure, who are caught between tightening regulatory demand and the competitive imperative to scale AI. Ethica gives them what they need to defend AI to a regulator and scale it safely: independently verifiable evidence that AI systems can be intervened in, in time. Ethica’s methodology is jurisdiction-agnostic, mapping to the EU AI Act, FCA, PRA, DORA, FINMA and equivalent frameworks. Jo holds a PhD in Enterprise Risk Management and brings two decades of senior leadership in global financial services, including JPMorgan and HSBC. Her expertise spans enterprise risk, AI governance architecture, and decision authority under automation, with direct regulator and cross-jurisdictional engagement.
John Penrose
John Penrose
Chair of the Conservative Party’s in-house Think Tank & Former MP & Government MinisterJohn Penrose is the Founder of the Centre for Small-State Conservatives. He is also Chair of the Conservative Party’s in-house think tank (the Conservative Policy Forum or CPF); an Honorary Professor at Kings College London; a member of Onward think-tank’s Editorial Board; an Associate Fellow at Bright Blue think-tank; a founding Board member of the Council for Countering Online Disinformation; and a founding Commissioner of the Commission for Carbon Competitiveness as well. He is a prominent policy thought-leader on the centre-right of UK politics, as well as a former MP, Prime Ministerial anti-corruption Tsar and serial Government Minister.

Joris Hensen
Joris Hensen
Open Finance Lead Deutsche BankJoris Hensen is responsible for the client facing business of the Deutsche Bank API Program, which he co-founded in 2015. With more than 50 partnerships and a company-wide coverage of data-based products, Deutsche Bank is now one of the world’s leading open banking players. The Developer Portal of Deutsche Bank gives partners quick and easy access to more than 40 API products, enabling them to connect personalized apps and services and thus open up new areas of value creation.
Joris’ work includes brand and partnership development in the area of open banking as well as the expansion of internal processes and structures to accelerate the bank’s digital transformation.
In his more than ten years at Deutsche Bank, Joris Hensen has worked as a project manager on various international projects. He became enthusiastic about innovations and trends early on and set up a corporate foresight program in which he developed future scenarios and innovation strategies for Deutsche Bank. He now regularly writes and publishes on the topics of foresight, innovation, and APIs.
In his spare time, Joris is committed to supporting entrepreneurial school and financial education as well as social entrepreneurship for more than 400,000 young students in India (www.karmaheld.de).
Josh D’Addario
Josh D’Addario
Head of Consultancy Open Data Instituteosh D’Addario is Head of Consultancy at the Open Data Institute, where he leads work on Smart Data, open data, and data stewardship across sectors including finance, energy, and agriculture. At the ODI and as a member of the Smart Data Council he has supported the design and delivery of smart data initiatives such as Open Banking, open finance and the Smart Data Challenge Prize, working with governments, regulators, and industry to unlock the value of data while ensuring it is used responsibly.

Maëva Vinet
Maëva Vinet
Digital Product Owner Santander UK
Marion King
Marion King
Chair & Trustee OBIEMarion was appointed Chair and Trustee of OBL in February 2023. Her focus is on maintaining and protecting the CMA Order, and working with key stakeholders to support the continued adoption and growth of open banking in the UK.
As Chair, she oversees the transition to a Future Entity playing a central role in the move towards an economically sustainable and scalable open banking ecosystem.
Marion holds a portfolio of non-executive roles including Non-Executive Director at Bibby Financial Services, private bank C H Hoare & Co and Uber Payments UK Ltd.
She was previously Director of Payments at NatWest Group and President of MasterCard UK & Ireland. Prior to that, she served as Chief Executive Officer of Vocalink, a specialist payments partner to banks, corporate partners and government departments.

Mark Rydqvist
Mark Rydqvist
Managing Director EMEA Financial Services Google
Nike Shoge
Nike Shoge
Head of Commercial Growth Starling Bank
Nilixa Devlukia
Nilixa Devlukia
Chair Open Finance AssociationNilixa is an experienced policymaker and regulatory strategist shaping the future of digital money, payments innovation, and financial market infrastructure. Nilixa is Chair of the Open Finance Association, an industry body representing the demand side of open banking and open finance in the UK and EU and CEO of Payments Solved, a regulatory consultancy advising regulators, banks, and fintechs on open banking and open finance, digital-asset frameworks, including stablecoins, tokenisation, and CBDCs.
A qualified lawyer with a Master’s in European Competition Law, Nilixa brings deep regulatory and market insight shaped by senior roles across industry and public authorities. She has worked extensively with the European Commission, European Central Bank, UK Government and national regulators on the evolution of payments, digital money, and data-driven finance.
Nilixa has been appointed to multiple strategic European advisory bodies, including the ECB Digital Euro Market Advisory Group and the European Commission Payment Systems Expert Group and Data Expert forum. Her career spans senior roles at the FCA, EBA, Open Banking Implementation Entity, Mastercard, and Barclays, positioning her at the intersection of innovation, regulation, and global financial transformation.
Rebecca Shao
Rebecca Shao
Innovation & Fintech Leader Jaguar Land RoverRebecca is a seasoned leader in financial innovation, currently leading the Innovation and FinTech practice at JLR Global Financial & Insurance Services, where she drives long-term strategy and innovation initiatives in partnership with a global mobility and FinTech ecosystem. Previously, she was the Head of APAC and Global Head of Data & Research at a Tel Aviv-based FinTech platform, enabling digital transformation for tier-1 global banks. With over a decade of experience in capital markets across the Asia Pacific region, Rebecca brings a wealth of expertise to her roles. Rebecca has also contributed to academia, designing and teaching the FinTech Entrepreneurship course for MBA students at the Chinese University of Hong Kong and serving as a visiting researcher at the Hebrew University of Jerusalem.

Russ Thornton
Russ Thornton
Chief Technology Officer Nottingham Building SocietyRuss Thornton is Chief Technology Officer at Nottingham Building Society, leading its core banking and mortgage transformation strategies. With over 36 years’ experience, Russ has delivered large-scale digital change across banks, fintechs, and global financial institutions, including Shawbrook Bank, where his transformation work helped triple loan book and deposit growth. He’s held senior roles at Cofunds, Legal & General, Aegon, and WorldRemit. A strategic and values-driven leader, Russ brings deep technical expertise and a track record of building high-performing teams, improving customer outcomes, and embedding lasting cultural change to support Nottingham Building Society’s ambition to become a leading specialist lender.

Todd Clyde
Todd Clyde
Chief Executive Officer Token.ioTodd Clyde is the CEO of Token and an established operator of Silicon Valley software companies. He has an over twenty-year track record of bringing groundbreaking technologies to market, including e-learning, internet banking, mobile banking and now open API banking. Token is Todd’s fifth technology start-up, and he has navigated his previous four to successful exits, including one $2B exit. Todd joined Token in 2016 to modernise payments and drive a shift from traditional payment methods to account-to-account payments.
Tom Morton
Tom Morton
Director of Engineering (Cloud Productivity Engineering) Capital One
Vladimir Bendikow
Vladimir Bendikow
Chief Data Officer FirstBank UKVladimir Bendikow is the Chief Data Officer at FBN Bank Limited, with over two decades of experience in data management and analytics. He has transformed the bank’s data strategy, implemented self-service analytics, and established a comprehensive data governance framework. Vladimir is a thought leader who frequently shares his insights at industry conferences, advocating for a proactive approach to data management. He aims to drive innovation and help organizations optimize their digital ecosystems, with a vision of making FirstBank UK a data-centric, digital organization.

