2026 speaker list

I’m a Senior Advisor at fscom, specialising in supporting payment and e-money firms across Europe. I help businesses manage authorisation, compliance and regulatory change, connecting firms with practical expertise that enables growth. I enjoy building partnerships and helping ambitious fintechs achieve their commercial and regulatory goals. If you are interested in getting authorised as a payment or e-money institution in Europe or need help to meet regulatory expectations, speak to us. With 15+ years working with the leading payments businesses and an amazing team of regulatory and compliance specialists, we know how you can get authorised and stay authorised.

Amit has more than 25 years of consulting and technology experience in Financial Services Industry. He is Managing Director (Partner) at Accenture and leads the Open Finance practice for Accenture globally and has strong subject matter expertise in Open Banking, Open Finance and the associated API economy and has published multiple white papers and thought leadership articles on these topics.

In his current role , Amit has been engaged with the many of the top Global banks and regulators in addressing the Open Banking and Open Finance agenda and has been involved in multiple projects involving work around Strategy & Operating Model, PSD2 program delivery, Regulatory Standards creation, API technology Enablement and OB directory setup. Amit also has significant expertise in related topics like Embedded Finance, Banking as Service and Digital Wallets and has published white papers and thought leadership articles on these topics.

Ana Carla Abrão is the CEO of the Open Finance Brazil. With more than 30 years of experience in senior roles across the financial and public sectors — including positions at B3, Tendências, Itaú, Oliver Wyman, the Central Bank of Brazil, and the Goiás State Treasury — she is an economist (UnB), holds a master’s degree from EPGE/FGV, and a PhD from FEA-USP. She is widely recognized in Brazil for her leadership in key debates on economics and public policy, combining long-term vision with consistent execution, always guided by governance, integrity, and positive impact for customers, shareholders, and the Brazilian economy.

She serves on boards such as SempreFEA, Fundação OSESP, Conecta, and RenovaBR, reinforcing her commitment to institutional strengthening and the country’s development. In academia, she has made significant contributions in the areas of financial regulation, credit, and banking spreads. She is also a columnist for O Globo, contributing to the public debate on the direction of the Brazilian economy and the efficiency of public management.

A dedicated mother, she is known for her collaborative leadership and her engagement with inclusion, women’s empowerment, and social and cultural causes.

Andrew Self is the interim Head of department for open finance and open banking at the FCA. He joined the FCA from the PSR, and brings a wealth of experience in open banking, having led the PSR’s work in this area since 2022. Prior to this, he was the senior manager responsible for access to cash and digital payments. Although he began his career in financial services, working on credit pricing and economic analysis, most of his experience is in regulatory policy. Before joining the PSR, he spent a decade at the energy regulator, leading teams in supervisory and policy roles across retail, wholesale, and regulated networks.

Andy Smith launched Snap Finance UK in 2017 and has served as CEO ever since, bringing more than 20 years of experience in consumer lending, including senior roles at Santander and NewDay.

As founder and CEO, Andy is focused on making near-prime retail finance more accessible, inclusive and customer-focused, while helping retailers grow sales. He believes the future of retail finance is about moving beyond a simple approved-or-declined model and matching customers with finance solutions that better fit their individual circumstances.

Over the past decade, Andy has helped build and scale Snap through regulatory change, economic cycles and rapid advances in technology. His focus today includes responsible lending, Consumer Duty, AI-driven decisioning and creating simpler, smarter customer journeys.

Andy was shortlisted for Consumer Finance Business Leader of the Year at the 2025 Credit Strategy Leadership Awards and regularly shares his perspective on retail, fintech, lending, technology, growth and innovation.

Anna Wallace is Chief Executive Officer of the Centre for Finance, Innovation and Technology (CFIT), where she leads efforts to advance the UK’s role in shaping the future of global financial systems. She brings over two decades of experience across government, regulation and international development. At the UK Financial Conduct Authority, she founded and led the world’s first regulatory sandbox and helped establish the Global Financial Innovation Network, setting new standards for cross-border regulatory collaboration. She later contributed to global investment strategies in financial inclusion and regulatory technology, including through work with the Gates Foundation. She is recognised for combining deep technical expertise with policy leadership to drive systemic innovation in financial services.

Aswin Peter is a senior product leader and recognised industry voice in customer experience, product strategy, AI, and payments innovation, with deep expertise in the Energy and Utilities sector. He has led transformation in complex regulated environments, shaping customer journeys, payment experiences, and open banking strategy, including products that have received industry recognition. He brings a real-world perspective on how organisations can use product innovation to build trust, improve customer outcomes, and deliver commercial value.

Specialises in Payments product and propositions strategy

Ben looks after all consumer non-lending payments including debit cards, domestic & international payments, open banking, payment strategy, and regulatory response, serving over 27 million customers. Ben has held multiple roles at LBG across product and digital transformation in both the consumer and commercial business units. Prior to this he worked in Consultancy.

Caroline is a portfolio Non-Executive Director. Highly focused on optimising the customer experience, she brings deep expertise in technology, digital transformation, marketing and strategy.

Caroline serves as a Non-Executive Director at the Saffron Building Society and at Europ Assistance, as a Trustee of Asthma + Lung UK and as Non-Executive Director of the German School Association.

Caroline began her career at BCG and McKinsey & Co, before co-founding her own e-commerce start-up. She has held roles including Chief Commercial Officer at hospitality groups Ennismore and Edyn Group. Prior to that, Caroline served as Managing Director at Expedia UK, Chief Operating Officer at MySpace International, and Chief Digital Officer at Sun European Partners.

Charles Damen is Token’s Chief Product Officer. Prior to joining Token, Charles was the SVP Product Strategy at Worldpay, responsible for Real Time Payments and Open Banking. He brings more than 20 years of payments, mobile and internet experience to his role. Prior to Worldpay Charles founded and led the global cross border payments division at Thunes enabling real time payments to and from emerging markets. Before Thunes, Charles led the payments and fraud team at global ecommerce merchant Bumble and was a board member at the Merchant Risk Council. Prior to Badoo he was head of the Mobile Payments line of business at Syniverse and co-founded the mobile messaging business Mobile365 which was sold to SAP. Charles holds a dual Bachelor Degree in European Business from the International School of Economics Rotterdam (ISER) in the Netherlands and from Groupe Ecole Supérieure de Commerce (ESC) Bordeaux in France.

Chris Corbett is Head of Product, Europe at Plaid, leading product development across payments, open banking and financial data. His work focuses on the infrastructure that helps businesses move money and build financial products, while giving people greater control over their financial lives.

Daniel Rajčan is Co-Founder and CTO of Plectrum Engineering, a boutique cloud engineering company helping fintechs, banks, and regulated enterprises build infrastructure that can be trusted. His relationship with cloud technology started early in 2014, while most of the industry still treated private cloud as an academic exercise, Daniel wrote his master’s thesis on OpenStack at the University of Žilina and began building real cloud environments professionally that same year.

Over the following decade, he worked as a cloud engineer and architect inside some of the most demanding environments in financial services, across banks, fintechs, and global enterprises throughout Central Europe and beyond. In 2023, he co-founded Plectrum, where he leads technical vision and architecture across AWS, Azure, Kubernetes, Terraform, DevOps, and AI, while also driving strategy, partnerships, and the growth of the team.

Daniel is equally committed to the next generation of engineers through Plectrum Academy, Plectrum Incubator, and Plectrum’s podcast, he invests in educating the cloud and DevOps talent of tomorrow. His guiding philosophy: “Escape the imperfect real world, and build the virtual one to be perfect”.

David is responsible for meeting the needs of our Business & Commercial Banking clients in respect of cash management, domestic and international payments, card issuing and merchant services.

David joined Lloyds in 2024 and brings over 25 years of banking experience from a variety of roles and responsibilities within the Financial Services Industry. In his time at Metro Bank, he was responsible for the Bank’s liabilities and residential mortgages portfolios, digital channels and customer analytics. Previously he has also worked at Barclays Bank and Macquarie Bank within leadership roles across product, digital, payments, change, marketing, data analytics, and operations.

Ekaterina Borisova is a Technical Specialist at the Smart Data Accelerator within FCA Innovation, where she leads the FCA’s work on smart data, digital verification and the technical infrastructure required to support secure, interoperable data ecosystems. She drives cross-sector and cross-border smart data initiatives, working at the intersection of regulation, innovation and technology to drive meaningful change. Previous expertise includes payments, open banking and crypto policy, as well as fintech and buy-now-pay-later.

Ezechi Britton MBE (Ez) is a prominent figure in the UK’s fintech sector, with a career spanning over 15 years. He began as a software developer, advancing to co-founder and Chief Technology Officer (CTO) roles before moving into venture capital. Ez co-founded Neyber, a fintech firm focused on financial well-being, where he served as the founding CTO. He also co-founded Code Untapped, a digital skills accelerator aimed at providing opportunities for underrepresented technologists. As a founding member, principal, and CTO-in-residence at Impact X Capital Partners LLP, Ez has supported underrepresented entrepreneurs in securing venture capital funding. In 2023, he was appointed the founding CEO of the Centre for Finance, Innovation, and Technology (CFIT), an organization established to drive financial innovation in the UK. In January 2025, Ez announced his departure from CFIT after two years at the helm. His contributions to diversity and innovation in technology were recognized in 2022 when he was awarded an MBE.

Ez now specialises in leveraging his extensive network and experience to build corporate-backed ventures and support startups, bringing ideas to life and making the impossible possible through his innovation consultancy and fintech fund Collectively Better

Garri Galanter is the Chief Executive Officer of Salt Edge. Garri’s experience in business runs back more than 30 years, dedicating the past 20 of them to finance, sales, consulting, and global and regional business development strategies.

He is passionate about identifying corporate growth opportunities, top talents in the open finance ecosystem, and leveraging disruptive technologies.

Gavin helps unlock data-enabled value at sector, national and international scale. He has created over a dozen companies, employing 100’s of people, and delivering $100M’s in measurable impact. He co-chaired the development of the Open Banking Standard, co-chaired the UK Smart Data Council, and was founding CEO of the Open Data Institute. He has mentored, chaired, and been a director of over 40 organisations across diverse sectors. He currently runs data governance organisation ib1.org to acceleratur Net Zero Future. Connect via dgen.net.

Hakan Eroglu is Adviser at the BIS Innovation Hub in Hong Kong SAR, where he focuses on open finance, digital currencies and payments. Prior to joining the BIS, he held senior global roles in strategy and technology consulting, as well as in innovative product development for payments and open finance at Mastercard, Accenture and Infosys. He has deep expertise in open data ecosystems, data regulation, API standardisation, payments and monetary systems. He is an internationally recognised thought leader and author in his field, and has contributed to several international working groups, including ISO in Switzerland and the Berlin Group. He holds a German diploma in computer science from Technische Universität Darmstadt.

Hannah is the Public & Regulatory Policy & Government Affairs Lead for the External Affairs Team at Capital One (Europe) plc. Hannah joined Capital One in April 2024.

Hannah previously worked for the British Retail Consortium (BRC), where she represented retailer views primarily on payments issues and developments, working to drive forward innovation in retail payments. She has sat on several working groups and committees including JROC’s Open Banking working groups, the CBDC Engagement Forum, and SCOR.

Prior to working at the BRC, Hannah worked in Policy at the FCA. She led the ‘Access to Insurance’ piece of work which resulted in new signposting rules in travel insurance, and led the ‘Cancellations and Refunds’ guidance which looked at the interplay between section 75 and insurance. Hannah also worked on the FCA’s broader work on vulnerable consumers and access to financial services.

Hayden is a technology advisor, strategist, innovator and investor. He leads Ideal Interface, a technology & marketing consultancy based near Glasgow and has worked on many major digital, architecture & data projects across the transport & mobility sector. In 2019 Hayden founded The Open Transport Initiative, an organisation set-up to implement and encourage the adoption of “An Open Banking for Transport” based on interoperable customer account data sharing. More recently The Open Transport Initiative has been a finalist and runner-up in the UK Government’s Smart Data Challenge prize.

Helena is a Head of Economic Crime Strategy at City of London Police, the UK’s National Lead Force for fraud. She has over twenty years’ experience in tackling financial crime across the public, private and third sectors and has held a number of senior positions including at Cifas, the National Crime Agency and the Centre for Finance and Security at RUSI, where she ran the UK Economic Crime Research Programme and remains an Associate Fellow.

Henk was appointed CEO in January 2022 to implement an effective and appropriate governance and management framework for the organisation, and to manage the delivery of the CMA Roadmap and the operations of OBL.

He is now leading the next phase of the development of open banking as it moves to a new regulatory framework and Future Entity.

Henk joined OBL from Post Office Ltd, where he had over nine years’ experience in senior roles in innovation, including Managing Director of Digital Services and as Deputy CEO, Financial Services and Telecoms.

He has considerable expertise in managing profitable, consumer-focused blue chip and start-up firms, including senior roles at Egg PLC, Prudential UK, and Belgian internet bank Beobank.

Janusz Diemko is a seasoned payments executive and fintech innovator with over 26 years of experience scaling businesses across the EMEA region. Throughout his career, he has held prominent C-level roles, including CEO of First Data Poland (POLCARD) , where he managed regional operations generating up to $130M in revenues , and CEO of CRE Polskie ePłatności S.A.. As a visionary entrepreneur, he also founded Xelo Pay, a PSD2-based open banking solution.

A highly respected voice in the European payments landscape, Janusz has previously served as a judge for the MPE Awards and Fintech Futures Banktech / PayTech./ Open Bank ex He is a frequent speaker and panel moderator at major industry events, including MoneyLIVE 2025, MPE, and Open Banking Expo. His regulatory expertise includes serving as Chairman of the Acquirers Committee at the Association of Polish Banks and as a member of the Payment System Council at the National Bank of Poland.

Currently, Janusz is an active angel investor and mentor, having invested in over 15 startups across Europe over the last ten years. Born in England, he holds a degree from University College London , is a UK Chartered Accountant (ACA), and recently completed a Post Graduate Course in M&A at Columbia Business School.

Dr Joanna Michalska is Founder of Ethica Group Ltd, an independent strategic advisory firm focused on executive authority under automation. She advises boards and named accountable executives in regulated industries, financial services, insurance, healthcare, pharma, and critical infrastructure, who are caught between tightening regulatory demand and the competitive imperative to scale AI. Ethica gives them what they need to defend AI to a regulator and scale it safely: independently verifiable evidence that AI systems can be intervened in, in time. Ethica’s methodology is jurisdiction-agnostic, mapping to the EU AI Act, FCA, PRA, DORA, FINMA and equivalent frameworks. Jo holds a PhD in Enterprise Risk Management and brings two decades of senior leadership in global financial services, including JPMorgan and HSBC. Her expertise spans enterprise risk, AI governance architecture, and decision authority under automation, with direct regulator and cross-jurisdictional engagement.

Joe is a business development and marketing professional with experience in the professional services, legal services and FinTech sectors working across the North since 2016. Joe joined FinTech North as its first full-time employee in September 2019, having previously worked for the Institute of Directors and a global law firm. As Engagement Manager for FinTech North, Joemanages all event, marketing and commercial activity, and regularly supports Northern FinTech entrepreneurs and new market entrants.

FinTech North is the focal point for FinTech in the Northern Powerhouse. Since 2016 FinTech North has brought the northern FinTech community together via events, conferences, virtual seminars and trade missions. FinTech North’s objectives are to bring the community together, to develop the northern FinTech economy, align with development of the national FinTech sector and to promote the North of England as an international destination for FinTech.

As bunq’s Chief Evangelist and former Board Member & COO, Joe Wilson helps define the company’s voice in the world: connecting its global mission to the everyday needs of real users. With over two decades as a frontline founder and senior executive across startups, scale-ups and big tech, he tells bunq’s story with the authenticity of both an executive and a user.

At bunq, Joe has done it all: scaled international growth, led the expansion in the US, and shaped the user journey end-to-end. Before stepping in as COO, he served on bunq’s supervisory board, giving him a front-row seat to bunq’s evolution and mission. Beyond bunq, Joe is a parent, spouse, expat, and lifelong digital nomad who has lived and worked in seven countries across three continents. Along the way, he’s built and exited companies, launched a sustainability fund, led global developer relations as well as other major business units at Microsoft, and directly advised 100+ Dutch scale-ups.

Whether it’s about bunq’s growth, product innovations, an ownership-driven culture, the future of neobanks in a world without borders, or how AI is transforming finance into something simple, intuitive, and built around real life – Joe speaks with the energy of a founder and the clarity of a user.

John Jackson is Head of the Wholesale Payments Division at the Bank of England. He is responsible for setting the Bank’s long-term strategy for innovation in sterling payments and promoting modernisation in the wider payments landscape.

Over more than 25 years at the Bank John has worked in the Payments, Markets, Financial Stability and Prudential Policy areas. He has also spent a year on secondment at the New York Fed, working in their Financial Institutions Supervision Group. He was the Product Lead for the Bank’s RTGS Renewal programme.

John Penrose is the Founder of the Centre for Small-State Conservatives. He is also Chair of the Conservative Party’s in-house think tank (the Conservative Policy Forum or CPF); an Honorary Professor at Kings College London; a member of Onward think-tank’s Editorial Board; an Associate Fellow at Bright Blue think-tank; a founding Board member of the Council for Countering Online Disinformation; and a founding Commissioner of the Commission for Carbon Competitiveness as well. He is a prominent policy thought-leader on the centre-right of UK politics, as well as a former MP, Prime Ministerial anti-corruption Tsar and serial Government Minister.

osh D’Addario is Head of Consultancy at the Open Data Institute, where he leads work on Smart Data, open data, and data stewardship across sectors including finance, energy, and agriculture. At the ODI and as a member of the Smart Data Council he has supported the design and delivery of smart data initiatives such as Open Banking, open finance and the Smart Data Challenge Prize, working with governments, regulators, and industry to unlock the value of data while ensuring it is used responsibly. 

Kate Wells is a Research Officer at the Money and Mental Health Policy Institute. Her work focuses on the relationship between mental health problems and financial difficulty.

Kate recently led major research on Open Banking and Open Finance, exploring how emerging financial data sharing systems can better support people with mental health problems and those in vulnerable circumstances. Her work examines issues including consent, control, inclusive design and consumer protection.

Drawing on extensive frontline experience across debt advice, welfare and financial support, Kate brings a practical understanding of the barriers people face when navigating financial services and public systems. She is particularly interested in ensuring services are designed with the experiences of vulnerable consumers in mind.

Katie is Head of Energy and Infrastructure Policy at techUK, leading work spanning energy demand and costs, grid connections, strategic planning, heat networks, and digitalisation in both energy and water. Katie joined techUK from Seahorse Environmental, where she led sustainability-centred public affairs and communications campaigns, with a focus on clean tech, renewable energy, low-carbon transport, and water regulation. Before that, she was a journalist at IJGlobal, reporting on renewable energy mergers and acquisitions.

Keith Grose is Regional Managing Director UK and Europe at Coinbase. He is based in London, leading product and business strategy in one of the world’s most dynamic fintech markets. A seasoned executive with a passion for building financial infrastructure, prior to joining Coinbase Keith led the establishment of Plaid’s UK and European operations, driving its growth as one of the largest private fintech companies globally, and served as COO of SequenceHQ, focusing on B2B payments. Keith began his career in Silicon Valley as a consultant at Bain & Company before spending many years at Google, where he played a key role in scaling the payments and mobile hardware divisions. As an investor, Keith supports ambitious founders driving financial freedom through technology with a focus on fintech & crypto startups.

Lauren has 15+ years experience in banking and payments. For the last six she has focused on open banking and data sharing ecosystems, working with FIs, fintechs and the public sector on developing sustainable and commercially viable solutions. She has led open banking advisory practices at Konsentus and was advisor at Raidiam. She most recently acts as Open Banking Lead at Paylume. She has worked on open banking projects on all major continents. She has previously been Head of Standards at Pay.UK where she led the payment standards policy on behalf of the UK market; and advised fintechs and market infrastructures on payments policy and strategy. She chairs ISO TC68 SC2 on security in financial services.

Lena Hackelöer is the founder and CEO of Brite Payments, a Stockholm-based fintech that utilises the open banking framework to offer instant payments and payouts across 24 markets in Europe. One of Sweden’s fastest-growing fintechs, Brite connects consumers and online merchants with fast, secure, and convenient account-to-account (A2A) payments.

A dual citizen of Sweden and Germany, Lena has more than a decade of experience in the European fintech sector, with a focus on payments and consumer credit. Lena spent more than seven years in leading positions at Klarna, where her roles included Director of Global Business Marketing and Director of Market Growth and Strategy. She also served as CEO of Qliro Financial Services (STO:QLIRO), a fintech offering payment solutions for e-commerce and consumer credit services, before founding Brite in 2019. Lena is passionate about building the next generation of instant bank payments with Brite.

Lena Miglbauer is Chief Revenue Officer at signteq, a European RegTech company specialising in digital identity, KYC/KYB, fraud prevention and electronic signatures.

With more than a decade of experience in scaling technology companies, Lena works at the intersection of commercial growth, financial services and digital transformation. At signteq, she leads the company’s international expansion and works closely with banks, fintechs and regulated businesses to build secure, compliant and frictionless digital customer journeys.

Her focus lies on how digital identity and fraud prevention must evolve as AI-driven fraud, sophisticated scams and new regulatory requirements reshape financial services.

Liz Brandt is Co-Founder and CEO of Ctrl-Shift, a UK strategy and research consultancy at the forefront of the Smart Data Economy. For over 25 years she has championed data sharing and trusted, well-governed data markets as engines of economic growth and social good. She is passionate about unlocking data’s full potential, for business, for consumers, and for society.

Liz built her career at Barclays, delivering new retail, international, and investment banking services, and at Logica UK, where as Sales and Marketing Director she drove 150% growth over six years and built its CRM business internationally. She went on to found the mobile CRM business Zishi and the public sector consultancy Digital Public (now Transform), before co-founding Ctrl-Shift. Today she advises blue chip organisations including Meta, JPMorgan Chase, O2, The Guardian, Suncorp, and ElectraLink, helping them design and future-proof data-driven products and services.

A leading voice in UK data policy, Liz sits on the Department for Business and Trade’s Smart Data Council and the Web Science Institute’s Advisory Board, and has advised the Competition and Markets Authority, the Financial Conduct Authority, and ElectraLink’s Advisory Panel. She founded the Smart Data Forum and continues to shape how the UK builds data sharing markets that people and businesses can trust.

Chris is a passionate advocate for the potential of technology and the benefits of diversity and inclusion. His core policy focus is on digital technology for the public good with a particular interest in technologies such as AI and blockchain and areas of application such as fintech and trade.

In Parliament, he specializes in legislation that deals with technology. He introduced a private members’ bill that proposed the regulation of artificial intelligence and was integral to the passing of the ground-breaking Electronic Trade Documents Bill.

On technology, he has previously co-authored House of Lords Select Committee Reports on: Democracy and Digital Technologies [2020], Artificial Intelligence [2018], and Digital Skills [2015] and under his own auspices published an influential report encouraging government testing of blockchain solutions for policy delivery, DLT for Public Good: leadership, collaboration and innovation [2017] He is also adviser to several tech and fintech companies.

On inclusion, and again under his own auspices, he has published influential reports on accessibility in the public realm and support for disabled students as well as Lords reports on Financial Exclusion [2017], Social Mobility [2016] and, for the Cabinet Office, The Lord Holmes Review on opening up public appointments to disabled people. He continues to advise the government on diversity and inclusion.

An ex-Paralympic swimmer, Chris won nine gold, five silvers and one bronze medal across four Games, including a record haul of six golds at Barcelona 1992.

Lotta is co-founder of Anessa, the financial data layer for AI. Anessa gives banks, wealth platforms and AI assistants a person’s full financial context across investments, pensions, savings, insurance and loans. Consented, structured, and reliable through API and MCP.
Since 2018 Lotta has been building in this area, where she started with Insurely as co-founder and COO. Insurely first set off with insurance data and grew into a financial data infrastructure that banks, insurers and wealth platforms across the Nordics, Baltics and France today rely on. Anessa takes that foundation to the next level — across Europe, and built for AI.

A creative thinker and thoughtful leader with over 15 years of experience in open data advocacy, research and development, innovation, strategy, and technology, alongside a stellar research and evidence-gathering background. Magdalena has led research programmes and the design and development of products and services across the private, public, and not-for-profit sectors, as well as a startup environment (Smart Data Foundry, University of Edinburgh, Digital Curation Centre, BBC, Art Institute of Chicago). Entrepreneurial and a fast learner, Magdalena has held leadership roles in the media, higher education, and finance sectors. She is an alumnus of a prestigious Aurora women’s leadership programme, selected from hundreds of applicants to represent the University of Edinburgh in 2018. As Head of Research Growth at SDF, Magdalena manages successful relationships with senior stakeholders across UK universities, government funding councils, and independent charitable foundations to change how accredited researchers access private sector financial data and use it to drive evidence-based policymaking and decision-making.

Marion was appointed Chair and Trustee of OBL in February 2023. Her focus is on maintaining and protecting the CMA Order, and working with key stakeholders to support the continued adoption and growth of open banking in the UK.

As Chair, she oversees the transition to a Future Entity playing a central role in the move towards an economically sustainable and scalable open banking ecosystem.

Marion holds a portfolio of non-executive roles including Non-Executive Director at Bibby Financial Services, private bank C H Hoare & Co and Uber Payments UK Ltd.

She was previously Director of Payments at NatWest Group and President of MasterCard UK & Ireland. Prior to that, she served as Chief Executive Officer of Vocalink, a specialist payments partner to banks, corporate partners and government departments.

Mat Tuvesson leads Product at Volt, as the business evolves into a real-time money movement and treasury infrastructure platform. His role spans product strategy, roadmap prioritisation and cross-functional execution across Payments, Treasury, Account-to-Account (A2A) and Stablecoins. Before joining Volt in October 2025, Mat spent eight years at Checkout.com, where he held product leadership roles spanning payment processing, payouts, platform capabilities and international expansion.

Matt is an accomplished commercial and operational leader with extensive experience in the payments, fintech, and media sectors.

Leading the Partner Management team at Token.io, Matt previously held senior roles across the industry, including VP of Relationship Management & Marketing at Freemarket and Head of Partner Development for EMEA at PPRO, where he played a pivotal role in expanding partnerships and driving growth in local payment solutions across Europe.

His earlier career includes senior commercial positions at Penguin Random House, Paysafe Group, Microsoft (Skype Division), and the BBC, giving him a unique perspective on the intersection of technology, financial services, and partner engagement.

With a proven track record of delivering value for both established enterprises and high-growth fintechs, Matt brings deep expertise in open banking, payments innovation, and strategic partnerships. His insights are shaped by hands-on leadership in scaling teams, developing go-to-market strategies, and fostering collaborative ecosystems across the payments landscape.

Matthew currently leads product & proposition development for Open Banking payments at Santander UK. His focus since joining the organisation in 2024 has been helping evolve the Open Banking agenda from solely regulatory and mandatory delivery towards creating incremental customer value and sustainable commercial opportunities.

With a career spanning strategy, product development and transformation in financial services across two decades, Matthew brings practical experience of navigating the intersection of regulation, customer needs and commercial outcomes.

He is particularly focused on how Open Banking can move beyond compliance to deliver differentiated propositions and enduring value for customers and banks.

Matthew is an advisory board member at Emtech, who are working with central banks to enable them to adapt to the multi moniverse.  Matthew has played a range of roles at the Bank of England, Pay.UK, Mastercard and Deloitte.  Matthew has a long standing interest in how consumers will be protected when using new technologies.

Matthew is Director of Data Enablement at Compare the Market, where he is responsible for data governance and quality, data privacy operations, business architecture, data risk and data ethics. His remit also includes the development of the organisation’s knowledge graph and its wider approach to the responsible use of data and AI.

Before joining Compare the Market, Matthew held senior global data leadership roles at Deliveroo, HSBC and Barclays, leading large‑scale data management and governance functions in complex, highly regulated environments.

His work in data management and AI has been recognised by Marketing Week, which named him one of its Future Leaders for 2026.

Maz has been in your home.
Not as a burglar.

As the creative force behind some of the biggest television shows on earth — Big Brother, The X Factor, The Celebrity Apprentice, Dancing with the Stars, The Weakest Link and Q&A.

Maz has spent more than 30 years creating the kind of shows people didn’t just watch. They talked about them. Argued about them. Voted, cried, auditioned, copied the catchphrases, filled the tabloids and came back the next week for more.
Maz has been the creative force behind cultural phenomena: leading huge teams, managing multi-million-dollar budgets, making high-pressure decisions, shaping talent, driving audiences, protecting brands and turning ordinary people, ideas and moments into things the public actually cared about.
She has worked with the kind of people who come with security, tinted windows, entourages, riders, NDAs and large people in black with headsets: King Charles, President Trump, Beyoncé, Pink, Usher, Richard Branson and Mel B.
That matters, because when you have spent your career working with world leaders, global artists, billionaires, broadcasters, business icons and household names, you know how to manage pressure, presence, messaging, reputation and rooms where every decision counts.
Her work has generated more than eight billion views and earned BAFTAs, Logies, ASTRAs, National Television Awards and a Bronze Rose de Montreux. She has built global audiences, shaped culture and once broke Twitter.
Deliberately.
Today, as an international keynote speaker, business strategist, trainer and MC, Maz brings that same rare producer brain, commercial instinct and cultural radar to boardrooms and leadership teams around the world.
Maz knows how to make people care at scale — and she shows businesses how to do the same.
She helps leaders, teams and brands communicate with clarity, confidence and authority; tell stories people remember; build influence before the pitch, meeting or moment begins; and turn expertise into commercial impact.
Her sessions are not a pleasant keynote, a water bottle and a branded notebook situation — they are funny, sharp, fast and practical, with tools audiences can use immediately to make ideas land, messages travel and rooms come alive.
Mel B says she has “The X Factor.” Usher thinks ‘Maz is smooth and I’d work with her again in a heartbeat.’
Audiences have called Maz “speaking royalty” and “the best speaker we have ever heard.”
Very little money changed hands.
So, if you want your business to have The X Factor – to be noticed, trusted, remembered, talked about, chosen and bought, Maz can create that.
She made the show & won a Logie for it.

Megan Caywood is the Founder & CEO of Caywood, an Agentic AI FinTech startup in London. Originally from San Francisco, she moved to the UK on the Exceptional Talent Visa for her pioneering work in fintech. She helped launch Starling Bank as Chief Platform Officer, earning Forbes 30 Under 30 recognition, before serving as Chief Product Officer at Barclays UK. Megan also chaired the Digital, Tech & Cyber Board at UK Finance. Today she is an Ambassador for Global Women in AI, recognized as a leading voice at the intersection of finance and AI.

Nick Davey is Head of Strategy at Open Banking Limited (OBL), leading strategic initiatives that shape the future of payments and financial innovation in the UK. With nearly 30 years’ experience spanning central banking, regulation and industry leadership, he has played a key role in the evolution of the UK’s payments ecosystem.

Prior to joining OBL, Nick was a Payment Specialist at the Payment Systems Regulator and spent almost 20 years at the Bank of England in senior payment systems roles. He is a recognised expert on payments, open banking and the opportunities driving the next generation of financial services.

Nicola is a seasoned executive over 25years of experience in building, transforming, and growing organisations, particularly in the tech sector. Currently, she advises banks on open finance strategy, AI implementation and transformation. She is a Senior Advisor and SME for Roland Berger’s global AI Lab and FS practice.

Early in her career, she established three financial services businesses during the emerging internet age and became MDof her first company at 26. Her venture capital experience sparked a passion for working with portfolio companies. She also gained extensive operational expertise in the global FMCG sector, Since 2016, Nicola has held Managing Director and C-level roles in financial services and tech companies, including a leadership position at PayPal. Recently, she has served as CEO and Managing Director in BaFin-licensed businesses, focusing on international strategy, business transformation, fundraising, regulation, organizational set-up, product strategy, marketing, sales, HR, and C-level team leadership.

Nicola is also an active angel investor and serves as a Board Director for three fintech companies. She also serves on the Strategy Board of House of Finance & Tech in Berlin and on the board of FRIDA – Open Insurance.

She is an internationally recognized expert in open finance and AI in wealth management, frequently speaking and publishing on the topic. Nicola collaborates with industry bodies, banks, insurers, and regulators to shape the future open data economy and is a co.founder of the German Open Finance Charta.

Nimeshh is CEO of Wrisk Group, Atto’s parent company, and has been part of the business since its inception. He brings more than 20 years’ experience building and scaling global, data-led and high-volume transactional businesses, with senior roles at BuzzFeed, Drawbridge, AOL and ABN AMRO. His experience spans technology, data, commercial growth and business transformation.

Within the group he leads Atto, Wrisk’s financial intelligence business for banks and lenders. Atto reads how a household’s or a business’s money actually moves, across every account and any data source, and turns it into the intelligence a credit team needs at each decision: whether to approve, how much to extend, on what terms, and when circumstances change after the money is out, with every insight traceable to the transactions behind it. Its intelligence sits inside the decisioning of UK lenders across consumer, SME, motor and property finance.

Currently the Chief Payments Officer of Santander UK and responsible for creating an integrated UK Payments team, servicing all payment and card lines across the business and working as part of the Global Cards and Payments domains. He is engaged with the development of the global Payments strategy for the Santander group and with the evolution of PagoNxt. Paul has recently been a member of the UK’s Vision Engagement Group and is part of the Advisory Board for The Payments Association.

Paul brings over 20 years’ experience in the payments sector. His previous positions include Chief Executive of Pay.UK, which he joined at their inception in October 2017 to bring together Faster Payments, Bacs and Cheques into a new UK Domestic scheme, serving the UK retail and commercial banking market and delivering key market innovations such as Confirmation of Payee. Prior to this, Paul held senior positions at Nationwide as Director of Payments; leading work in the Payments Strategy Forum and Open Banking and formerly at Barclays as Head of Global Payment Processing.

Pavle Avramović is Head of the Market & Infrastructure Observatory at the Cambridge Centre for Alternative Finance, University of Cambridge, where he leads research on the intersection of technology and financial regulation. His work examines how emerging technologies integrate with regulatory frameworks, with particular focus on data sharing systems, digital identity, and how regulatory authorities can foster innovation through coordinated oversight and public-private collaboration. Pavle’s recent work includes leading CCAF’s flagship global and APAC open banking and open finance reports, analysing regulatory frameworks and market developments across multiple jurisdictions in collaboration with international partners.

Previously, Pavle established the UK Financial Conduct Authority’s first Emerging Technologies Hub, creating novel regulatory approaches to emerging technologies. During his time at the FCA, he developed the FCA Quantum Security work programme, co-chaired the FCA Synthetic Data Expert Group, and led horizon scanning work on cross-regulatory matters through the Digital Regulation Cooperation Forum.

Pavle holds an MSc in Information Systems and Digital Innovation from the London School of Economics and has authored and contributed to over 25 publications on regulatory innovation and financial technology.

Raffaele leads the Open Banking Payments and Data Team at NatWest, where he is driving innovation through strategic partnerships with leading fintechs and embedding Open Banking solutions into NatWest’s customer journeys.

A senior leader with nearly 15 years of international experience in the financial services sector, Raffaele brings a strong academic foundation with a Bachelor of Science in Accountancy, Law and Finance, and a Master of Science in Public Management from Bocconi University in Milan, Italy. Before joining NatWest Group, Raffaele spent four years as a consultant at Simon-Kucher & Partners in Milan, where he specialised in pricing and commercialisation strategies for Italian retail and investment banks.

Rob Bratby is General Counsel of the UK Payments Initiative, the independent, industry-owned and industry-led body responsible for defining and advancing commercial Variable Recurring Payments for the next phase of UK account-to-account payments. He advises the UKPI board on scheme governance, the shareholders’ agreement and the multilateral agreement subscribed by participants, and leads UKPI’s legal input into the regulatory workstreams now in front of the sector, including the modernisation of the Payment Services Regulations and the design of the future retail payments infrastructure.

He is also Managing Partner of Bratby Law, a specialist practice covering UK telecoms, data protection and payments regulation, and holds General Counsel appointments at TOTSCo, TelXL and Core. He is ranked in Chambers UK and recognised as a Leading Partner by The Legal 500.

Rob has over 25 years of experience in the IT Industry. He spent a decade as a technical individual contributor, starting as a network security engineer, and progressing through solutions architecture roles before stepping into technical leadership 16 years ago. For the majority of this time Rob worked in the highly dynamic field of Cyber Security.

Rob has worked across multiple vertical markets and has experience of leading consulting, managed services, and presales organisations in varying sizes of business, from small resellers, through to very large systems integrators, before joining Cisco in 2021 to lead the Cyber Security presales organisation for UK&I where he led the team through some significant product developments across the security portfolio.

Today at Cisco Rob leads the UK&I technical go to market organisation across our Enterprise, Public Sector, Commercial and Partner organisations where our teams help our customers understand the value they can derive from the broad portfolio of products Cisco delivers.

Robert leads Token.io’s public policy and industry engagement function in support of the advancement of open banking and account-to-account payment policy priorities. He represents Token.io in external forums with regulators, trade associations and payment schemes across the UK and EU. He has over 10 years experience in the payments sector, including roles at a large global acquirer and at a payments regulator. He also worked for a number of years as an economic consultant at a Big 4 consultancy.

Rowan Millett-Ling is a Product Manager at Acquired, specialising in card payment performance for recurring and subscription businesses. Rowan leads the company’s authorisation optimisation work across Retry Advice, Account Updater and Network Tokens, with a current focus on turning decline data and scheme mandates into measurable uplift for merchants.

Rowan comes to Acquired from the merchant side, having been CPO at B2C gifting platform Collection Pot, with earlier experience across the gift card and card issuing sectors. With over eight years in fintech spanning issuing, merchant and acquiring, Rowan is passionate about the mechanics behind a failed payment: how smarter retry logic, richer decline messaging and up-to-date credentials can recover revenue merchants had written off, reduce involuntary churn, and give businesses and consumers a clearer view of why their money moves the way it does.

Russell Moore is the Co-Founder and CEO of amotivv, an AI infrastructure and governance company that helps regulated businesses build their own AI, own their memory and data, and prove every action with a tamper-evident audit trail. Before founding amotivv, Russell was Head of AI at Global Payments, where he built and led the GenAI Center of Excellence across thousands of developers, following a career in payments and issuing technology at TSYS. Today amotivv works across financial services and healthcare, and Russell speaks regularly on agentic AI, compliance, and the future of payments.

Following a 25-year career in counter-fraud and financial crime, including senior and executive roles at the Insurance Fraud Bureau, Motor Insurers’ Bureau and Cifas, Ruth joined UK Finance’s Economic Crime team in March 2025 as Director of Fraud Policy & Operations. In February 2026, Ruth was promoted to Managing Director of Economic Crime, spearheading collaboration between the financial services sector, government, and law enforcement across disciplines including anti-money laundering (AML), counter terrorism financing, anti-bribery & corruption, sanctions and export controls, fraud, law enforcement collaboration and information & intelligence sharing.

Sacha is a Senior product manager at the Government Digital Service (GDS), with responsibility for its online payment product GOV.UK Pay, a payment platform used by 1,000 public sector services. Sacha is currently leading the work to integrate a new payment provider, and has also lead the work to bring Pay by Bank to the platform. He has worked on GOV.UK Pay for the past 6 years and previously worked on supporting government services in their digital transformations.

A people and technology leader with 30+ years of experience in financial and FinTech, in senior roles.

Retail Finance Subject Leader at GFT, leading the product development of Banking and FinTech solution delivery.

Director of Engineering Metro Bank – Leading a 1,600+ FTE function through a digital transformation, implementing Agile/SaFE Value Stream feature teams.

CTO Orwell Group – Designed and implemented the first UK combination Payments system (Faster Payments, CHAPS, SWIFT, SEPA) and distributed ledger certified for Cloud by regulators in UK and France (FCA/ACPR). Winner of 2018 FIA Award. Open Banking TPP pilot for IATA and 4 airlines.

Chief Architect: New Payments Architecture for PSR – Replacement for real-time UK Faster Payments with ISO20022

Head of Payments & Regulatory Architecture: Lloyds Banking Group – Technology sponsor for all regulatory projects at the Bank Payments Services Directive (PSD1 & PSD2), Open Banking UK technical standards lead, 5AMLD, GDPR, CRS, CASS, payM and IT Resilience and CyberDefence. Lead the payments architecture for the merger of Lloyds Bank and Halifax-HBOS and the demerger of TSB Bank. Lead for Faster Payments architecture.

CTO Travelex – Delivered a consolidated global payments capability from US, UK, to AUS,  Commercial FX Portal and Cash Ordering for UK Banks as an API.

Chief Architect (ETC) JPMorgan – Leading architecture at JPMC Glasgow technology centre and Fintech engagement at LabMorgan.

Sam Coe is Product Director, Affordability and Verifications at Experian. He sets product strategy and leads delivery across Experian’s affordability and income verification solutions, shaping how these capabilities are positioned and scaled across lending, employment, and tenancy vetting use cases. Prior to this role, Sam held senior product positions spanning consumer products, business intelligence, and strategy, including leading Experian’s Boost and Score and Report consumer propositions. He has also worked in fintech, management consulting, and manufacturing, and holds a Ph.D. in Medical Engineering.

Samantha Emery is a financial services executive, NED and advisor committed to advancing thinking on the economics of inclusion and responsible innovation. Her portfolio sees her at the forefront of industry, including roles as an independent Director of ClearBank UK and an advisor to Women in Banking and Finance on AI & Digital. She has wide-ranging experience as at Lloyds Banking Group and NatWest, leading payments and digital transformation; as a regulator driving innovation enablement and payments sector development at the FCA; and as the deputy Chair of Swift, the global financial market infrastructure.

Samantha Ewing is Digital Identity Lead at NatWest, responsible for the bank’s participation in the Digital Verification Service being developed with other banks and UK Finance. She brings together stakeholders from across the industry to help shape a trusted and interoperable approach to digital verification in the UK.

 With over ten years’ experience in financial services, Samantha has worked across onboarding, open banking, payments and customer journey transformation. She is passionate about using innovation and collaboration to tackle fraud and reduce customer friction.

Sarah Kok is Chief Marketing Officer at Enable Banking, one of the Sifted 100: Nordics’ 2026 fastest-growing startups. For the past three years, she has been part of the team behind the company’s growth. She shapes how Enable Banking tells its story, helping it stand out in Europe’s competitive and highly regulated fintech market.

Open banking sits at the heart of her work. Sarah sees open banking as far more than a compliance requirement. To her, it drives innovation across many industries, and new regulation is a starting point for new products rather than a limit on them. Her focus is turning that complex, regulated technology into clear, distinctive positioning that businesses can understand and act on.

Sarah has nearly a decade of fintech experience, beginning at Instantor, a first-generation open banking provider acquired by Tink. She has worked across Sweden, the UK and China, and her expertise covers open banking, consumer lending, payment services and wider financial technologies.

Sarah believes fintech can be a tool for positive, structural change. That belief led her to co-found the Women in Fintech Network. An industry working to make finance more open and inclusive should be just as open and inclusive itself.

Savannah Price is Founder and CEO of Serene, a fintech building the customer context layer for financial services. Using behavioural intelligence, Serene helps banks, lenders and payment providers understand changing customer circumstances earlier – identifying emerging financial distress, vulnerability and scam susceptibility, while also uncovering opportunities for responsible growth and deeper customer engagement. Savannah is focused on how explainable, predictive intelligence can help financial institutions move beyond traditional, reactive indicators to make earlier, better-informed business decisions across the customer lifecycle and deliver better customer outcomes.

Simone Plances leads the Smart Data Accelerator at the FCA, driving innovation in the infrastructure, standards and technologies that will power the future of open finance. He brings together industry, policymakers and technology partners to test new approaches to data sharing, digital verification, infrastructure, interoperability and consumer empowerment through proofs of concept, technology pilots and collaborative innovation programmes. With international experience across Italy, Brussels and London, Simone combines expertise in financial services, emerging technologies and regulatory policy to help shape the next generation of digital financial ecosystems.

Sinead Kanlioglu is Client Services Director for Social Enterprise and Not-for-Profit at Kerv. She works with charities, membership organisations and higher education institutions to deliver digital transformation programmes using Microsoft technologies, data and AI. With a background spanning programme leadership, business transformation and technology delivery, Sinead specialises in helping mission-driven organisations modernise operations, improve supporter and member experiences, and maximise social impact through technology.

Siobhan Dennehy is a Deputy Director in the Department for Business, Science, Innovation and Trade. She oversees the government’s work on Smart Data policy and leads a large team focused on delivering the objectives from the Smart Data Strategy. An economist by profession, Siobhan applies her analytical approach and strategic leadership to direct delivery of 20+ Smart Data schemes by 2035, alongside the governance structures required to make Smart Data work for customers.

Soeren Rode Jain Andreasen has held various leadership roles in the financial sector and is known for his expertise in digital transformation and driving the adoption of new technologies in the banking industry. Andreasen’s professional journey includes working at prominent financial institutions where he has played a pivotal role in leading transformative change and innovation. He spent over a decade at Danske Bank, where he served as the Chief Digital Officer and was responsible for the bank’s digital transformation efforts in the United Kingdom. During his tenure, he played a crucial role in implementing innovative solutions, launching Open Banking, and improving the backend systems of the bank. In 2024, Andreasen joined the Canadian Imperial Bank of Commerce (CIBC) as the Enterprise Digital and Innovation Officer. This appointment came after CIBC signed a multi-year agreement with Microsoft to migrate many of its operations to the cloud. Andreasen’s role at CIBC involves leading the bank’s digital strategy and driving innovation in the organization. Notably, Andreasen currently heads Daily Banking & Channels at Nordea, the largest bank in the Nordics. In this role, he is responsible for Digital Channels, Onboarding of clients, the origination and servicing of everyday banking products, digital money transfers, and the optimization of the retail payments experience. Andreasen is a sought-after speaker at conferences and events worldwide, where he shares his insights on topics such as open banking, customer experience, data & AI, and the paramount importance of enhancing backend operations in the banking sector.

Sovon Chatterjee is the Director of Product Management at HSBC; an accomplished Product Management expert, bringing 20+ years of extensive experience in the banking and finance sectors. His career spans various roles in Sales, IT, Operations and Product Management across Asia and Europe, allowing him to develop a comprehensive understanding of both market dynamics and technical requirements, enabling him to effectively engage with clients and stakeholders whilst driving product adoption and satisfaction.

Throughout his career, Sovon has successfully led the development and management of key products and propositions, leveraging his engineering expertise to bridge the gap between technical teams and business objectives.

Steffen Vollert, CEO and Co-Founder of real-time, rail-agnostic payments powerhouse Volt, is the technical mastermind behind Volt’s vision and products from day one. Having previously led global expansion at Adyen, he has served as Volt’s CTO, COO, and now CEO. Steffen has guided the firm from its inception to global scale across Europe, the UK and Australia.

Stephen Winyard is the Chief Sales Officer and Director at Salt Edge, a leading fintech company specialising in open banking. With over 30 years of experience, he has co-founded and managed several disruptive technology companies, generating millions in revenue and significant shareholder returns.

Stephen has been involved in open banking for several years and was part of the founding team of a UK-regulated PIS/AIS company. Additionally, he has served as a council member and key advisor to the UK government through the Digital Policy Alliance, which frequently convened in the House of Lords in Westminster.

Currently, Stephen leverages his extensive expertise in building sustainable relationships with financial institutions across multiple sectors, helping them implement the most effective open banking strategies.

Tim Flagg is the Chief Executive and co-founder of UKAI, the UK’s only trade association for AI businesses. With over 25 years’ experience at brands such as BBC, NBC-Universal, Hutchison-3G and Zipcar, he has also founded multiple AI and ed-tech companies including EntityX, Intelliquence, The IDM Online, and The ADBL. Tim champions AI’s role in driving economic growth and social progress and advises technology companies on commercial strategy. He is a non-executive director at Greater Than and regularly speaks on AI, data, and technology. Tim hosts The Business of AI podcast for UKAI.

Tim heads up D•One – the B2B open banking services division of the ClearScore Group. Tim is passionate about the ability of open banking to effect positive change within the lending industry, and as such set up D•One to help facilitate and accelerate open banking adoption for the benefit of both consumers and lenders alike.

Before joining ClearScore, Tim spent a number of years leading the HD Decisions business following its acquisition by Experian in 2014. Prior to that he spent his early career working in analytics at Capital One having previously studied engineering at the University of Nottingham. He is a keen sports and music fan.

Todd Clyde is CEO of Token.io and a veteran Silicon Valley operator with a 30-year track record of bringing new technologies to market, from e-learning to internet banking, mobile banking and now Pay by Bank. Token.io is his fifth start-up; he has led the previous four to successful exits, including one at $2B. Todd joined Token.io in 2016 with a clear mission: to change the global payment landscape by making Pay by Bank a genuine alternative to traditional payment methods.

Tom Hill is CEO of Zyntrix, a payments business focused on making payments simpler, more cost-effective and more purposeful.

He has extensive commercial leadership experience across consumer, hospitality and technology-led businesses, and now leads Zyntrix as it builds payment solutions spanning Open Banking, cards and purpose-led payments.

A key part of Zyntrix’s proposition is helping organisations use payments to create wider social value, including enabling businesses to support charities through everyday transactions without increasing the cost to the customer. Tom will be joining the panel to discuss the role Open Banking can play in helping charities reduce costs, improve the donation experience and unlock new models for fundraising.

Tristan is a senior payments leader currently heading the Domestic Corporate Payments Product team at Barclays.

With over 20 years of experience in transaction banking, payments and financial technology, Tristan has been at the forefront of delivering innovative payments solutions for financial institutions and corporates at a global level.

His expertise spans real-time payments, clearing and settlement, APIs, ISO 20022 and AI-driven operational efficiency & product strategy. Tristan has been contributing towards the evolution of Open Banking in the UK and Europe since its inception.

Oriol Tintore is co-founder and co-CEO of Belvo, the leading Open Finance platform in Latin America. Founded in 2019, Belvo builds the financial data and account-to-account payments infrastructure that powers credit, payments, and financial services products across Mexico and Brazil. The company serves more than 150 clients, including some of the region’s largest banks, fintechs, and lenders, and is backed by leading investors such as Kaszek, Visa, Citi, and YCombinator, having raised more than $70 million to date.

Before founding Belvo, Oriol built his career across two worlds: aerospace engineering and fintech. He began at NASA’s Ames Research Center, where he spent four years developing small satellites. In 2015, he enrolled at Stanford University to pursue an MBA, supported by a full tuition scholarship from Obra Social de La Caixa, and while there, co-founded Capella Space, a satellite data startup backed by Spark Capital that has raised over $50M.

Upon graduation, Oriol moved into business development at Flex in the Bay Area before joining Verse, one of Europe’s leading P2P payments apps, as CEO. Oriol holds an MBA in Entrepreneurship from Stanford Graduate School of Business and a degree in Aeronautical Engineering from Universitat Politècnica de Catalunya (UPC).

Vladimir Bendikow is the Chief Data Officer at FBN Bank Limited, with over two decades of experience in data management and analytics. He has transformed the bank’s data strategy, implemented self-service analytics, and established a comprehensive data governance framework. Vladimir is a thought leader who frequently shares his insights at industry conferences, advocating for a proactive approach to data management. He aims to drive innovation and help organizations optimize their digital ecosystems, with a vision of making FirstBank UK a data-centric, digital organization.