Innovators, disruptors and visionaries spearheading open

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4 November 2021 - Business Design Centre, London

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Big reunion

The Open Banking ecosystem reunited

On 4 November 2021, the UK’s Open Banking and Open Finance community will reunite, and what a show it will be! Alongside five stages of must-see content, we have countless opportunities to get back networking with colleagues, industry friends and build new relationships. As we anticipate change in Open Banking governance, never has it been more important to get back together. We can’t wait to welcome you!

Check out our full speaker roster here.

James Hickman

James Hickman

Carlos Figueredo

Carlos Figueredo

Nilixa Devlukia

Nilixa Devlukia

Harcus Copper

Harcus Copper

Speaker Placeholder

Holly Coventry

Marion King

Marion King

Bill Roberts

Dr Bill Roberts

Noam Zeigerson

Hayley Viner

Hayley Viner

Todd Clyde

Todd Clyde

Leda Glyptis

Dr. Leda Glyptis

Daniel Globerson

Daniel Globerson

Liz Barclay

Liz Barclay

James Shafe

James Shafe

Chris Higham

Chris Higham

Will Billingsley

Charlotte Duerden

Charlotte Duerden

Gavin Littlejohn

Gavin Littlejohn

Vicki Bracey

Vicki Bracey

Rob Hale

Rob Hale

Phillip Mind

Phillip Mind

Sujata Bhatia

Sujata Bhatia

Sendi Young

Sendi Young

Ylva Oertengren

Sam Seaton

Hetal Popat

Hetal Popat

Natalie Ledward

Duncan Lathwell

Duncan Lathwell

Nick Fahy

Nick Fahy

Simon Lyons

Becky Clements

Becky Clements

Emma Steeley

Diane Burridge

Diane Burridge

Leon Muis

Phil Gossett

Phil Gosset

Dr Ruth Wandhöfer

Dr Ruth Wandhöfer

Shan Millie

Shân Millie

Harry Weber-Brown

Harry Weber-Brown

Chris Hemsley

Janine Hirt

Janine Hirt

Simon Cureton

Simon Cureton

Tim Renew

Tim Renew

Winston Pearson

Tom Smith

Jason Wilkinson-Brown

Jason Wilkinson-Brown

Helen Bierton

Helen Bierton

Emma Kisby

Emma Kisby

Luke Flomo

Luke Flomo

Richard Davies

Richard Davies

Neeta Mundra

The Bar

The Bar

Serving drinks all day long, the atrium is where it’s at! Bump into familiar faces and build dynamite connections with the biggest names in the industry over a coffee or beer.

The Lounge

For more formal meetings, hop on over to the lounge. You can arrange meetings in advance (or during the event) via the event app and hold them here.

The Lounge
The After Party

The After Party

When your head is full to the brim with everything you’ve learned during the day, it will be time to kick back, relax and have some fun at the after party.

Must-see agenda

Across five stages we have 80+ speakers offering killer content, their secrets of success, use cases, regulatory updates (or what might be coming), and visionary insight.

08:30 - 09:00

Registration & networking

09:00 - 09:05

WELCOME

Ellie Duncan
Ellie Duncan
Head of Content, Open Banking Expo
Todd Clyde
Todd Clyde
Chief Executive Officer, Token
09:05 - 09:30

KEYNOTE: Beyond the Open Banking galaxy

Speaker(s) to be announced shortly

09:30 - 10:15

PANEL DEBATE: Building a thriving Open Finance ecosystem

The UK has led the way when it comes to delivering its Open Banking roadmap. Whilst many consumers and business have benefited, some believe the best is yet to come. What does a future Open Banking standard look like and how might potential reform play a part in shaking up the market? Will reform activate a wave of ‘sleeping giants’? As we progress towards Open Finance, our panel of experts explore market progression, regulation and what the future holds for first adopters and new players to market.

Daniel Globerson
Daniel Globerson
Head of Open Banking, NatWest
Harcus Copper
Harcus Copper
Global Channel Lead, Barclays
Helen Bierton
Helen Bierton
Chief Banking Officer, Starling
Janine Hirt
Janine Hirt
Chief Executive Officer, Innovate Finance
Phillip Mind
Phillip Mind
Principle- Financial Services, UK Finance
Sujata Bhatia
Sujata Bhatia
Chief Operating Officer, Monzo
10:15 - 10:40

PARTNER SESSION: Token

Todd Clyde
Todd Clyde
Chief Executive Officer, Token
10:40 - 11:10

Refreshments & networking

11:10 - 11:35

Buy Now, Pay Later: Analysing the fraud risks in the space

Emma Steeley
Chief Executive Officer, AccountScore, An Equifax Company
11:40 - 12:05

USE CASE: Supercharging your savings

Leon Muis
Chief Business Officer, Yolt Technology Services
12:10 - 12:35

FIRESIDE CHAT: Sendi Young, Managing Director – UK, Ripple

Recovering banker, Dr Leda Glyptis, sits down with Ripple’s new European Managing Director, Sendi Young. Joining from Mastecard, Young is now leading its European charge with news that Ripple is now the worlds 4th largest Unicorn valued at a cool $10bn. The duo will be discussing all things crypto, payments modernisation and Young’s plans for world domination.

Leda Glyptis
Dr. Leda Glyptis
Chief Client Officer, 10x Future Technologies
Sendi Young
Sendi Young
Managing Director, Ripple
12:35 - 13:35

Networking lunch

13:35 - 14:00

PARTNER SESSION: CREDIT KUDOS

Overview coming soon

Freddy Kelly
Chief Executive Officer, Credit Kudos
14:05 - 14:45

PANEL DEBATE: Variable Recurring payments – from sweeping to subscriptions, what’s next? A new era for fintech-bank collaboration

The sweeping use case: who are the early winners? Where will it add the most value?
VRPs for subscriptions? How can Open Banking solve subscription traps and other future use cases
PSD3: will the EU follow suit with VRP?
Are VRPs the catalyst for the development of a new pay-to-play ecosystem? And are we entering a new era of bank-fintech partnerships?

Speaker(s) to be announced shortly

14:50 - 15:15

PARTNER SESSION: TRANSUNION

Speaker(s) to be announced shortly

15:15 - 15:45

Refreshments & networking

15:45 - 16:10

PARTNER SESSION: FICO

Bruce Curry
Bruce Curry
Vice President, Pre-Sales Consulting, EMEA, FICO
16:10 - 16:50

PANEL DEBATE: Open Banking is opening up a new payments frontier

Rune Mai
Rune Mai
Chief Executive Officer & Founder, Aiia
16:50 - 17:10

CLOSING KEYNOTE

Overview coming soon

Speaker(s) to be announced shortly

17:10 -

AFTER PARTY

10:40 - 11:10

Refreshments & networking

11:10 - 11:35

Beyond the fintech frontier

Fintech luminary Dr Ruth Wandhöfer explores the future digital ecosystem and what this means for financial services. Wandhöfer will also dive into Blockchain, DLT and CBDC. The question is; is this the future of the economy?

Dr Ruth Wandhöfer
Dr Ruth Wandhöfer
Global Fintech 50 Influencer,
11:40 - 12:05

Building tomorrow’s super app, today

In 2020 consumers spent $143bn on apps, consuming trillions of hours of screen time. So the race is now on to build tomorrow’s super app, today. Consumers are craving value, choice and innovation. How do you achive this at scale? Tandem’s Chief Data & Technology Officer investigates.

Noam Zeigerson
Chief Data & Technology Officer, Tandem Bank
12:10 - 12:35

PARTNER SESSION: Tink

Overview coming soon

Speaker(s) to be announced shortly

12:35 - 13:35

Networking lunch

13:35 - 14:00

Creating a level playing field for fintechs to flourish

Governments around the world are enacting new regulatory regimes to curb the power of “digital gatekeepers” such as Google, Apple, Facebook and Amazon. The UK Government has set up a new Digital Markets Unit and is drafting wide-ranging new laws to make a level playing field for tech firms, including fintech firms. These rules will govern competition in the tech sector for the next decade and more. What is happening next and what are the key opportunities and risks for tech firms?

Tom Smith
Partner, Geradin Partners
14:05 - 14:45

PANEL DEBATE: Spurring post-pandemic SME recovery with Open Banking at the beating heart

There are an estimated 5.94 million SME’s in the UK. The majority of which were hit by late payments, credit refusal and poorer lending terms in 2020 due to the pandemic of which stifled cashflow. Here our panel of SME finance experts paint a picture of SME revival with Open Banking at the helm. The panel will be kept in check by Small Business Commissioner, Liz Barclay.

Liz Barclay
Liz Barclay
Small Business Commissioner, Small Business Commission
Nick Fahy
Nick Fahy
Chief Executive Officer, Cynergy Bank
Richard Davies
Richard Davies
Chief Executive Officer, Allica Bank
Simon Cureton
Simon Cureton
Chief Executive Officer, Funding Options
Vicki Bracey
Vicki Bracey
Open Banking Product Director, Mettle
Ylva Oertengren
Chief Operating Officer & Co-founder, Simply Asset Finance
14:50 - 15:15

Through the looking glass: The CMA’s perspective on the future of Open Banking governance in the UK

Overview coming soon

Bill Roberts
Dr Bill Roberts
Head of Open Banking, Competition & Markets Authority
15:15 - 15:45

Refreshments & networking

15:45 - 16:10

Market Update: What we learned from the FCA call for evidence on Open Finance?

James Shafe
James Shafe
Head of Department - Consumer & Retail Policy, Financial Conduct Authority
16:10 - 16:50

PANEL DEBATE: Global developments in Open Banking

UK, Europe, Australia, Nigeria, Singapore and New Zealand are just some of the regions to implement Open Banking with Canada hot on their heels. Open Banking has been at the cutting edge of innovation for the last five years, so where are the global opportunities or the risks to steer clear of? What impact might President Biden’s order have on the market? With varying regulation and some regions driven by the market alone – here we dissect a truly global conversation.

Carlos Figueredo
Carlos Figueredo
Chief Executive Officer, Open Vector
Gavin Littlejohn
Gavin Littlejohn
Chairman, Financial Data and Technology Association
Hetal Popat
Hetal Popat
Open Banking Director, HSBC UK
Rob Hale
Rob Hale
Chief Digital Officer, Regional Australia Bank
10:40 - 11:10

Refreshments & networking

11:10 - 11:35

How can Open Finance supercharge the corporate treasury market?

Understand how Open Banking is already powering corporate treasury

Uncover the innovations that are accelerating wider adoption and greater benefits

Explore Open Finance of tomorrow will deliver unrivalled value to corporate treasury

Winston Pearson
UK Open Banking Lead, Goldman Sachs
11:40 - 12:05

PARTNER SESSION: VOLT

Overview coming soon

Tom Greenwood
Chief Executive Officer, Volt
12:10 - 12:35

Green finance: Open Banking as a tool to fight climate change

Open Banking is now so much more than the ‘CMA 9’ mandate of yesteryear. Open Banking is a pioneering phenomenon that is shaping the international market for data. Here Open Bank Project look at how, as an industry, we can play our part in delivering sustainable finance in order to help tackle global climate change.

Simon Redfern
Simon Redfern
Co-founder, Open Bank Project
12:35 - 13:35

Networking lunch

13:35 - 14:00

The £3million BIG IDEA

2020 saw the ink dry on a £3m contract between HMRC and fintech, Ecospend. Here Simon Lyons who heads up Ecosystem Engagement at Open Banking opens up the fintech on what sets them apart in the race to the top on what is one of the largest contracts awarded in the market to date. Sharpen those pencils and shift to a winning strategy by tuning in.

David Beardmore
David Beardmore
Ecosystem Development Director, Open Banking Implementation Entity
James Hickman
James Hickman
Chief Commercial Officer, Ecospend
14:05 - 14:45

PANEL DEBATE: Fintech + Open Banking = consumers and businesses living their financial best

Our line up of industry stalwarts look at; How fintech can play a critical role in identifying customer vulnerability. How fintech and Open Banking is reinventing financial services for consumers, what determines customer vulnerability and who should drive this conversation. Should it be the bank, the fintech or a charity, or all of them? Our speakers from all corners of the ecosystem will deliver their insight whilst being kept in check by recovering banker, Dr. Leda Glyptis.

Chris Higham
Chris Higham
Head of Cards & Payments, Secure Trust Bank
Diane Burridge
Diane Burridge
CEO, Moneyline
Leda Glyptis
Dr. Leda Glyptis
Chief Client Officer, 10x Future Technologies
Natalie Ledward
Head of Vulnerable Customers, Monzo
Phil Gossett
Phil Gosset
Head of Innovation, Nationwide
14:50 - 15:15

Dissecting the $7 trillion Embedded Finance opportunity

In payments alone market forecasters are predicting revenues within the Embedded Finance market will rocket to $140.8b. So where are the opportunities? Where does your business feature and are you even at the table? Dr Leda Glyptis explores all.

Leda Glyptis
Dr. Leda Glyptis
Chief Client Officer, 10x Future Technologies
15:15 - 15:45

Refreshments & networking

15:45 - 16:10

A match made in heaven

ApTap came to maket looking to rip up the rule book when it came to subscription management for consumers. Since then they have teamed up with TSB to shake up how consumers manage their subscriptions through Open Banking. Tune in as they take you on the highs and lows of their journey to date.

Jason Wilkinson-Brown
Jason Wilkinson-Brown
Head of Digital Propositions, Partnerships & Open Banking, TSB
Will Billingsley
Co-founder, ApTap
16:10 - 16:50

PANEL DEBATE: Open Banking – Power to the people, power to the planet

Realising the benefits of Open Banking for people and planet: we dive into the impact Open Banking is having across savings, climate change and Environmental, Social and Corporate Governance as we move to an Open Finance world.

Moderated by Faith Reynolds.

Emma Kisby
Emma Kisby
Chief Executive Officer, Cogo
Faith Reynolds
Strategic Advisor,
Harry Weber-Brown
Harry Weber-Brown
Digital Innovation Director, TISA
Noam Zeigerson
Chief Data & Technology Officer, Tandem Bank
Sam Seaton
Chief Executive Officer, Moneyhub
10:40 - 11:10

Refreshments & networking

11:10 - 11:35

2030 Vision- what should your payments strategy look like towards the end of the decade

Overview coming soon

Marion King
Marion King
Director of Payments, Natwest Group
11:40 - 12:35

Making money move FAIRER, FASTER and SIMPLER

Through Open Banking, personal and business customers can now share their data securely with banks and third parties, allowing them to compare products, initiate payments and request account information. NatWest will be sharing how Payit – a connected payments solution offering fast, fair, simple and safe ways to pay and get paid – has been implemented successfully with their customers as part of the Open Banking strategy in their businesses.

More speakers to be announced.

Duncan Lathwell
Duncan Lathwell
Director, Cash & Trade Sales, Midlands & East, Natwest
12:35 - 13:35

Networking lunch

13:35 - 14:00

PARTNER SESSION: Bottomline

Overview coming soon

Ed Adshead-Grant
General Manager and Director of Payments, Bottomline
14:05 - 14:45

PANEL DEBATE: Are Open Banking payments at a tipping point?

There has been an explosion in consumers using challenger banks, wallets, or trading stocks and crypto-assets which is fuelling the unstoppable momentum of A2A payments. With the recent mandate from the CMA on VRP’s and Sweeping, we debate what’s next for the market, how the industry is on the verge of its own ‘BIG bang’ and if larger financial institutions need to play catch-up.

Hayley Viner
Hayley Viner
Products Lead, UK payments, ClearBank
Speaker Placeholder
Holly Coventry
Head of Pay with Bank Transfer, American Express
Luke Flomo
Luke Flomo
Chief Revenue Officer, Vyne
Tim Renew
Tim Renew
Chief Revenue Officer, Banked
Todd Clyde
Todd Clyde
Chief Executive Officer, Token
14:50 - 15:15

A word from the Payment Systems Regulator on the development of digital payments

We’re at a significant time for payments. While more of us are using digital payments, there’s still more for us to understand about what works for people and businesses and why it’s important.

Competition has played a vital role in delivering good outcomes, improving service quality and innovation. But there are significant changes happening. We need digital payments to be competitive for everyone – and this means for all the main ways in which businesses and individuals make and receive payments.

Chris Hemsley
Managing Director, Payments Systems Regulator
15:15 - 15:45

Refreshments & networking

15:45 - 16:10

Out in force – what is the industry doing to stop APP scams and fraud?

Becky Clements
Becky Clements
Director of Payments, UK Finance
16:10 - 16:50

PANEL DEBATE: delivered by Pay.UK

Content TBC

Kate Frankish
Director of Strategy, Pay.UK

2019 Highlights

"If you are interested in the business side of Open Banking - this is the event for you!"
Marie Larson, Product Specialist, Crosskey
"The best Open Banking event with excellent speakers."
Paul Meadowcroft, Chief Product Officer, Konsentus
"This event is really good for us to attend. It’s important we keep fully abreast of the developments, opportunities and threats and we can get a great picture of these here."
Andria Evripidou, Senior Policy Advisor, FCA
"It’s been great to such a high volume of people with such a variety of experience and views. Looking forward to seeing how the event grows and the agenda changes in 2020."
David Head, Vice President Open Banking Products, Mastercard
"High quality event with a good range of speakers from across the industry, who have detailed experience and knowledge to share."
Darren Hughes, CASHOFF
"Top quality organising, set up and environment for you to engage properly with good quality content and fellow delegates."
Gareth Mcnab, Nationwide Building Society
"Great exhibition with good variety of providers and speakers"
Rachel Gentry, Open Banking Implementation Entity
"A very good mix of industry players and ecosystem updates, combined with genuine insights into the future trajectory of Open Banking and Open Data more broadly."
Graham Cressey, Senior Manager, Accenture
"Informative and relevant to the future of finance."
Jon Timmis, Credit Risk, CarFinance247
"Best place to meet the Open Banking innovators and understand the asks of Open Banking."
Lakshita Karunaratne, Account CTO HSBC, Infosys
"A good selection of speakers and topics, and well worth attending."
Lee McNabb, Payment Strategy, NatWest
"Superbly organised, runs seamlessly with topical and relevant content."
Helen Child, Co-Founder, Open Banking Excellence
"High quality speakers and sessions."
Harinder Chohan, Policy Manager, Building Society Association
"A really worthwhile day. Good for both gaining a wider sense of the market but also focusing on more specific topics."
Laura Bright, Product Development Manager, Saffron Building Society
"What a day! From start to finish the Open Banking Expo was jam-packed with insight and healthy debate from all sides of the market."
Olly Betts, Chief Executive Officer, OpenWrks
"I like the fact that there is a dedicated event to talk about Open Banking and the benefits it can bring, because I think that as yet those benefits have not really been realised even by the industry, let alone by the wider public. So, I think this sort of event is a great start to making those benefits more widely known."
Jason Maude, Chief Technology Advocate, Starling Bank
"Speakers have been great; informative and thought provoking. I work in the Open Banking innovation team and we wanted to hear where the market was and is heading. This is the event to be at and I look forward to the next one!"
Sandeep Selvaranjan, Open Banking Innovation Manager, HSBC
"The only place where you get big banks and TPPs all together"
Andrew Smith, Founding CTO, Clear Bank
"A good health check on the state of Open Banking."
Phil Gosset, Senior Innovation Manager, Nationwide

Thank you to all our returning partners and to our new ones! Be sure to meet them on our show floor, they may have just the solution for you. With so much change in the last 18 months, there is no better place to catch up with the latest innovations, discover new products and ensure you stay ahead of the curve.

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