Themes
The ideas, technologies and debates shaping the future of financial services
Open Banking Expo UK & Europe brings together the organisations driving the next phase of Open Banking, Open Finance, Smart Data and payments.
Across five stages of content, hear how banks, fintechs, regulators, merchants, infrastructure providers and technology leaders are tackling the industry’s biggest commercial, regulatory and technological challenges, from AI and fraud to monetisation, interoperability and customer trust.
Explore the themes shaping this year’s agenda.
Open Finance
Open Finance is moving from framework to commercial reality. Explore how organisations are turning connected data, smarter customer journeys and cross-sector collaboration into scalable products, partnerships and revenue opportunities.
Topics include:
- Commercialisation and monetisation
- Smart Data and interoperability
- AI-powered personalisation
- Consumer trust and consent
- Cross-sector data sharing
- Embedded finance ecosystems
Payments modernisation
The payments landscape is evolving fast, driven by Open Banking, real-time infrastructure, digital wallets and changing customer expectations.
Hear how financial institutions, fintechs and merchants are approaching:
- Variable recurring payments (VRPs)
- Pay by bank adoption
- Payment orchestration
- Cross-border payments
- Merchant acceptance
- The future of cards and account-to-account payments
AI and financial services
AI is rapidly reshaping customer experience, fraud prevention, operations and decision-making across financial services.
Explore practical use cases, implementation challenges and the infrastructure needed to scale AI responsibly across the ecosystem.
Topics include:
- AI-powered customer experiences
- Fraud detection and prevention
- Operational efficiency
- Trust, governance and risk
- Data quality and infrastructure
- AI at scale in regulated industries
Fraud, trust and digital identity
As financial services become more connected, the industry faces growing pressure to tackle fraud, improve trust and strengthen digital identity frameworks.
Hear how organisations are balancing security, regulation and customer experience across:
- APP fraud
- Liability and reimbursement
- Digital identity and verification
- Authentication and consent
- Trust frameworks
- Data security and resilience
Smart Data and interoperability
Smart Data is opening new opportunities far beyond banking alone.
Explore how interoperability, standardisation and connected ecosystems are shaping the future of financial services, utilities, telecoms, retail and transport.
Topics include:
- Smart Data schemes
- Cross-sector collaboration
- Data portability
- Interoperability frameworks
- Infrastructure and standards
- Customer-centric innovation
Customer experience and personalisation
The next generation of financial services will be built around smarter, faster and more personalised customer experiences.
Hear how organisations are using Open Banking, Open Finance and AI to:
- Reduce friction
- Improve onboarding
- Deliver hyper-personalised journeys
- Increase customer engagement
- Build loyalty and trust
- Improve financial wellbeing outcomes
Regulation, policy and the future market landscape
As regulation evolves, so too does the competitive landscape for financial services.
Hear directly from regulators, policymakers and industry leaders on:
- The future of Open Banking regulation
- Open Finance frameworks
- Consumer Duty
- Competition and innovation
- Data rights and governance
- International market developments
Infrastructure and the technology powering the ecosystem
Behind every Open Banking and Open Finance proposition sits the infrastructure enabling connectivity, security, scalability and innovation.
Explore the technologies and partnerships powering the ecosystem, including:
- APIs and connectivity
- Cloud and platform engineering
- Data infrastructure
- Embedded finance architecture
- Consent management
- Ecosystem enablement
One ticket, the entire ecosystem
Your ticket gives you access to all stages, networking areas, exhibitors, roundtables, workshops and co-located content across Open Banking Expo UK & Europe.
Whether you work in banking, fintech, payments, technology, retail, telecoms, utilities or regulation, this is where the industry comes together to debate, challenge and shape what happens next.