Open Banking Expo Awards Winners 2026
Best Anti-Fraud Solution
Sponsored by PayPoint
WINNER - FacePOS
Shortlist
Experian
Flagright
Millennium bcp
Symcor
Tunic Pay
Best App
WINNER - PocketSmith
Shortlist
Highly commended - Know Your Dosh
MoneySuite
Best Customer Experience
WINNER - JS Group
Shortlist
Flagright
Know Your Dosh
MX
Innovation of the Year
WINNER - Onteric
Shortlist
Fumopay
Know Your Dosh
Serene
UK Payments Initiative
Most Impactful Open Banking Initiative
WINNER - D•One by ClearScore
Shortlist
Millennium bcp
Tink – a Visa Solution & Lloyds Banking Group
UK Payments Initiative
Volt
Open Banking for Good
Sponsored by Raidiam
WINNER - JS Group
Shortlist
ALLinALL
D•One by ClearScore
Know Your Dosh
PayPoint
Powens
Togglit, powered by QUALCO
Best Use of AI in Open Banking & Open Finance: Customer Experience & Decisioning
Sponsored by Salt Edge
WINNER - Onteric
Shortlist
Abound
Know Your Dosh
Millennium bcp
MoneySuite
Serene
Best Use of AI in Open Banking & Open Finance: Operations, Risk & Compliance
Sponsored by Salt Edge
WINNER - Powens
Shortlist
Highly commended - Yaspa
Provenir
Women in Open Banking – Rising Star
Sponsored by Token.io
WINNER - Sanya Juneja – Financial Innovation for Impact
Shortlist
Liliia Liehkova – SSV SmartPay
Sophia Zhang – HSBC
Women in Open Banking – Woman of the Year
Sponsored by Raidiam
WINNER - Elaine Smith – Volt
Shortlist
Heather Xiao – Horizon Zero
Jess Gerrow – Token.io
Dr Patricia Ramírez – Blautech
Rabiya Khan – Ozone API
Saba Shariff – Symcor
Industry Technology Leader of the Year
Sponsored by Personetics
WINNER - Huw Davies – Ozone API
Shortlist
Highly commended - Barry O'Donohoe – Raidiam
Baran Özkan – Flagright
Charles Damen – Token.io
Serhii Zakharov – PayDo
Steffen Vollert – Volt
Industry Ecosystem Leader of the Year
Sponsored by Personetics
WINNER - Henk Van Hulle – Open Banking Limited
Shortlist
David Cox – Virgin Media O2
George Miltiadous – HSBC
Hakan Eroglu – Bank for International Settlements (BIS)
Joris Hensen – Deutsche Bank
Richard Koch – UK Payments Initiative
Søren Rode Jain Andreasen – Nordea
Advocate of the Year
Presented in memory of Tim Corke
Sponsored by Token.io
WINNER - Michelle Beyo – Finavator / Open Finance Network of Canada
Shortlist
Highly commended - Steve Boms – Financial Data & Technology Association (FDATA)
Bhuvan Anand – GFT Technologies
Gavin Littlejohn – Potion Partners
Heather Xiao – Horizon Zero
Jennifer Harrison – Open Finance ANZ
Best Team
Sponsored by Payit by NatWest
WINNER - Centre for Finance, Innovation & Technology (CFIT)
Shortlist
Highly commended - HSBC
Financial Data & Technology Association (FDATA)
Togglit, powered by QUALCO
Best Use of Data
Sponsored by Atto
WINNER - Monzo
Shortlist
Millennium bcp – Digital Money Management (DMM)
Millennium bcp – NextGen Conversion Engine
Sikoia
Tapix
Yodlee
Best Open Finance Application
Sponsored by Powens
WINNER - Banco de Crédito e Inversiones (Bci)
Shortlist
Highly commended - Know Your Dosh
Nagarro
Teal
Best Open Banking Payments Project
Sponsored by Paysafe
WINNER - Token.io & Santander
Shortlist
FacePOS
PayDo
Volt
Best Regulatory Open Banking Initiative
WINNER - Open Banking Limited
Shortlist
Highly commended - Salt Edge
SBS Software
Best Open Banking Sector Transformation
WINNER - PayPoint
Shortlist
Abound
Best Industry Partnership
WINNER - Fumopay & Cashflows
Shortlist
Experian & Volkswagen Financial Services UK
Lloyds Banking Group & Tink – A Visa Solution
Raidiam, Council for Licensed Conveyancers & Open Property Data Association
Token.io & HSBC
Tunic Pay & Lloyds Banking Group
Best Open Banking Infrastructure: Ecosystem Enablers
WINNER - Ozone API
Shortlist
Open Banking Limited
Raidiam, Council for Licensed Conveyancers & Open Property Data Association
Symcor
Best Open Banking Infrastructure: Platform Providers
WINNER - Token.io
Shortlist
Highly commended - Volt
ProofOfID
Salt Edge
SBS Software