Open Banking Expo Europe Speakers

Arturo is the CEO of Eurobits Technologies, a Tink company. His career has been marked by his role in the introduction of high-tech products and services to the financial sector. His pioneering work in financial technology has led to innovative services like electronic payments, mobile banking and electronic invoicing. Eurobits has been offering services now classified as Account Information Service in Europe since 2004 to some of the top Eurozone and LATAM top banks, making Eurobits the pioneer in this market. Arturo launched Eurobits, went through an MBO and ultimately sold the company to Tink during 2020. Eurobits is a signatory to the Future of European Fintech which has campaigned for fair access under PSD2. Arturo is the Vice-Chairman of the European Third Party Providers Association and represents the ETPPA at the ERPB and the EPC. He is also the vice-chair of the Spanish Fintech Association (AEFI).

After graduating with a Master’s degree in Strategy & Consulting, Bertrand has quickly sensed the beginnings of the future revolution: Open Finance. He advised several innovative players (mainly fintech companies) in their global strategy for four years. In 2018, Bertrand joined Budget Insight as the Head of Risk & Compliance before becoming the CEO.

Christian is Co-Chairing the SEPA Payment Account Access Scheme at the EPC. Previously he was as Director in the Corporate Bank of Deutsche Bank’s Product Management Team, responsible for managing Payments globally. He had held various regional and global product management positions both in Cash Management as well as Trade Finance at Deutsche Bank.

Christian graduated from the University of Mannheim in 1997 with a Master in Business Administration and Computer Science and holds a Diploma in Strategy & Innovation from the University of Oxford. He lectures negotiations and managerial skills at the University of Mannheim. In his leisure time, he enjoys running, travelling, and dining out.

As bunq’s Chief Commercial Officer, Gerald Gruber is responsible for new business development, international expansion and strategic partnerships.

Gerald joined bunq’s senior management team in September, 2019 and has played a pivotal role in bunq’s rapid expansion across the European Union. During his time at bunq, Gerald greatly enriched the user experience by forging groundbreaking partnerships, such as with Paysafecash, Currencycloud and dozens of others. Much like bunq itself, Gerald’s efforts consistently break barriers, open new markets and make innovation available to more and more people every day.

Prior to joining bunq, Gerald was the General Manager of Mastercard’s Austrian branch, where he determined market entry strategies, product and service innovations, managed organizational transformation and built local and international partnerships.

Gerald has a Master’s degree in computer science from Graz University of Technology as well as an MBA from London Business School.

As of 1 February 2014 Gijs Boudewijn (The Netherlands, 1958) holds the position of Deputy General Manager at the Dutch Payments Association. Before that he was responsible for payments and security at the Dutch Banking Association. He has extensive experience in domestic as well as international payments related issues, including governance, regulation and innovation, competition law and fraud prevention. He started his career as an in-house lawyer at a large Dutch savings bank, and later became Head of Legal Affairs at the former central Dutch clearing house, Bankgirocentrale, the predecessor of Interpay, later equensWorldline. Already during that period he represented the Dutch payment sector in various fora in Brussels, for instance in the context of eurocheque International (later Europay/Mastercard Europe). In 1998 Mr Boudewijn joined the Dutch Banking Association as Head of Payments and Security Affairs, and in 2014 was appointed Deputy General Manager of the Dutch Payments Association. Currently Mr Boudewijn is Chair of the Legal Support Group of the European Payments Council (where he is also a member of the Board) and Chair of the Payment Systems Committee of the European Banking Federation. Over the past years he was in that capacity closely involved with matters relating to PSD, the various Regulatory Technical Standards of the European Banking Authority and the ERPB SEPA API Access Scheme Working Group. Mr Boudewijn is a regular speaker at national and international conferences on strategic payments related issues, new technologies and open banking.

Hubert led Nethone from an early-stage MVP with its first POC to a global business supporting the world’s leading online platforms. After having passed a number of operational duties onto Nethone’s COO, on a daily basis, he is currently responsible for creating and operationalizing the company’s go-to-market strategy, as well as building extensive relationships with the company’s current and future investors.

He holds 2 masters degrees: an MSc from HEC Paris (MIM Grande Ecole) and an MA from the Warsaw School of Economics (Quantitative Methods in Economics & Information Systems). Before joining the Daftcode family, Hubert worked at two of the world’s leading management consulting firms – The Boston Consulting Group and PwC. Specializing in strategic advisory roles for financial institutions, IT companies and entities from the industrial goods and energy sectors, he has a world-class professional track record.

Jane’s background is commercial partnerships focused on using customer data insights to inform business & marketing strategy and influence customer behaviour. She held commercial roles in dunnhumby working in the UK, France and South Korea proving the case for international expansion, lead the Commercial team at i2c (Nectar/ Sainsbury’s JV).

She built her Fintech experience at Cardlytics, commercialising the insights and cashback rewards for Santander and LBG. In 2020, she studied Business Sustainability Leadership with Cambridge University, and found the ideal opportunity to use all her previous experience in data driven Behaviour Change combined with Sustainability by working at CoGo.

She now leads the Customer Success function at Cogo across EMEA, working across a number of Cogo’s partners including Natwest, TSB, Santander and NewDay.

Javier is the Global Head of Banking and IATA Pay at IATA (International Air Transport Association). He holds a Master’s degree in Law and business administration from the Complutense University of Madrid. A Pre-Doctorate in Law, MBA from ICAI/ICADE and a Master’s degree in finance and banking direction among others. In his current role is responsible for designing and leading new cash management and payments solutions which support airlines’ financial health and enables IATA to make its financial services cheaper, faster and safer. Prior to IATA, Javier held various positions at Accenture in the area of strategic banking consulting.

Jozef Klassen is the VP, Head of Open Banking Sales at Mastercard.

Recently returning to fintech after working for Visa in New Zealand, Jozef has over 12 years experience in the financial industry and is an economist by training. From a Dutch family, Jozef worked at De Nederlandsche Bank in Amsterdam and later for Kempen & Co.

During these years Jozef combined a career in finance with an elite sports career, representing The Netherlands in the Holland 8 at both the Beijing and London Olympics. Post training for the Rio Olympics, Jozef turned his hunger for innovation to fintech, working with multiple startups across Europe. In his current role, Jozef leads Aiia’s and Mastercard’s rapidly growing list of partnerships and clients across Europe.

Since 2020 Katharina is a Product Owner in the API Banking unit of Commerzbank AG and responsible for Open Banking, API Strategy & Governance. She supports with her team various stakeholders within the organization in building new, API-based use cases and promotes collaboration with external partners.

Laura has been driving open banking thinking at ING for the last five years. Her focus – new business models building with product and innovation teams around APIs, partnerships, embedded finance, banking as a service. Prior to this, she has twenty years of experience in ING transaction services, in a diverse range of senior roles across the full product range (payments, cash management, trade finance, working capital solutions). She held different responsibilities along product value chains (sales, service and channel development, support, business assessment).

Matthew is an expert in capital markets, investment banking, corporate strategy and principal investing, with 22 years of experience in the U.S., Europe, Latam and Asia. Most recently Matthew has focussed on shaping digital banking strategy & managing strategic digital banking investments for one of Switzerland’s largest private banks.

As Chief Innovation Officer, Patrick de Neef is responsible for the digital transformation of DNB’s supervisory divisions. This transformation requires innovation in terms of resources, attitudes and mindsets. From new data architecture to the straight through processing of all supervisory processes and, ultimately, the digital competences needed to derive maximum benefit from them. Patrick is also responsible for DNB’s digital platform that enables cooperation with the sector: the iForum. DNB’s overall digital innovation agenda, which includes central bank tasks and resolution, is driven by the DNB Digital Agenda Board, which Patrick chairs.

After starting his career at one of the major Dutch banks, Patrick made the switch to DNB in 2007, dealing in particular with banking supervision. He then moved into digitalisation, with a specific focus on European banking supervision under the ECB’s Single Supervisory Mechanism (SSM) and the European Banking Authority (EBA).

Simon is Director of Propositions at Moneyhub, the award-winning Open Banking, Open Finance, and Open Data platform that transforms data into personalised digital experiences and initiates payments.

Simon has developed and managed money transmission, saving and lending products and propositions for global banks and niche lenders, both in the UK and internationally. He launched Ikano Bank’s award-winning D2C loans and savings propositions to the UK market. He’s also a volunteer Director at the Nottinghamshire & Lincolnshire Credit Union. He’s passionate about building sustainable propositions that deliver good outcomes for customers and firms.

When not at work, Simon is a keen trail and fell runner who can be found running up and down the hills and valleys of the Peak District where he lives.

Teunis Brosens is ING’s Head Economist for Digital Finance and Regulation. As an economist with affinity for IT and digital topics, he followed digital currencies at early stages. He is an experienced speaker and known for explaining difficult financial-economic topics and their relevance in an accessible and entertaining way. More generally, Teunis researches the impact of digital finance and innovation trends (such as the increasing importance of data, platforms, digital currencies, blockchain and others) on banks and the broader economy. He likes to view these developments through an economist’s lens, assessing impacts via credit, money, balance sheets and regulation. Teunis also translates these trends into priorities for ING to discuss with policymakers, regulators and supervisors.

Before joining ING, Teunis worked with the Dutch Authority for the Financial Markets (AFM) and the Dutch Central Bank (DNB). Teunis holds MA degrees in both Economics and Philosophy of Science from Tilburg University, the Netherlands.

Udaibir S Das is an Advisor and Assistant Director of the IMF’s Monetary and Capital Markets Department. He has recently led a post-Brexit financial stability assessment of the United Kingdom and oversees the financial sector, macro-financial, and capital market issues in Asia, the Pacific, and Europe. Mr. Das has managed the global Financial Sector Assessment Program (FSAP), including developing Fund strategies, policies, and tools for systemic risk analysis, financial stability monitoring framework, macroprudential tools, stress testing, debt and reserves management, and sovereign wealth funds. Mr. Das has been closely associated with the work of the Financial Stability Board and the international standard-setting bodies, including the Basel Committee for Banking Supervision. He has led macro-financial surveillance and capacity-building missions to developed and emerging markets, including Botswana, China, France, Indonesia, Japan, Korea, Mongolia, Tanzania, The Philippines, Trinidad and Tobago, and Spain. Mr. Das did his graduate-level studies at Boston University, Brandeis University (USA), and St. Stephens College, University of Delhi (India). He has worked in different capacities at the Bank for International Settlements, the Bank of Guyana, and the Reserve Bank of India. His current interests are on the perimeter of systemic risk frameworks, nexus between governance and economic institutions, management of state-owned financial assets and sovereign wealth funds, ways to advance the effectiveness of policy communications by central banks and financial regulators, and how the ongoing demographic transformation, climate change, and technology are altering the financial policies landscape.