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Insights

Can Open Finance deliver growth through financial inclusion?

Better use of financial data could help people manage their money, access suitable products and support, and build greater financial resilience, writes Kate Wells of the Money and Mental Health Policy Institute.

Insight: Pay by Bank’s next test isn’t adoption

Pay by Bank is changing the payments landscape forever, but as it scales, a familiar pattern is emerging, according to Token.io’s chief executive officer Todd Clyde.

Open Finance risk: Nine things that happened in September you need to know about

September brought a UK payments scheme going live, new US federal guidance on third-party risk, and six global banks agreeing on AI agent liability – none of it coordinated, all pointing at the same gap, writes Invela’s Louise Beaumont.

Q&A: Personetics’ Alison Lindland on building financial context with Open Finance and AI

Alison Lindland, chief marketing officer at Personetics, reveals the most exciting AI and Open Banking developments coming down the line, and the shift as consumers “feel recognised” rather than “marketed to”.

Insight: Open Banking has proved data sharing can work – now it has to prove it can create value

The Open Banking ecosystem is shifting its focus from architecture and compliance to outcomes, experience, and value creation, writes Rich Mansell, senior director and sector lead banking and financial services at Concentrix.

Open Finance risk: Seven things that happened in July you need to know about

July was a month where the numbers got bigger, the regulator got louder, and the case for continuous risk infrastructure got harder to argue with, writes Invela’s Louise Beaumont.

Open Finance risk: Five things that happened in June you need to know about

June was a month where the gap between technology and governance got harder to ignore, writes Louise Beaumont, head of marketing and communications at Invela.

Women in Open Banking ANZ shines a spotlight on progress beyond policy

Women in Open Banking ANZ’s third annual flagship event was co-hosted by Baker McKenzie with Mastercard.