Failing fintechs: survival of the fittest?

Stats suggest the vast majority of fintechs are destined to fail – how do they handle the challenges, asks Jennifer Turton.

Failing fintechs: survival of the fittest?

Stats suggest the vast majority of fintechs are destined to fail – how do they handle the challenges, asks Jennifer Turton.

Open Banking: A Canadian Lens

Senior representatives from Canadian financial institutions debated the drivers of Open Banking and their methods of implementation at last month’s Toronto event Open Banking: A Canadian Lens.

Europe and the Open Banking phenomenon

The single biggest lever for achieving success in Open Banking will be in finding the use cases and experiences that add value for customers and drive adoption.

Cracking the innovation nut with Equinix

At the Open Banking Expo Magazine Breakfast Briefing held in partnership with Equinix in London in July, there was little doubt that innovation – or the lack of it – was on the panellists’ minds.

The best of Europe

Which countries are home to the most compelling commercial launches and how are EU-wide regulatory changes influencing development at country level?


While regulation can be credited with driving the speed of development of Open Banking in the UK, concerns lurk that more rules will follow.

Due North: Is Canada ready for Open Banking?

With a government consultation underway and the banking sector in the middle of payments modernisation, is the door open for Open Banking in the great white north?

Not about banking

As Open Banking evolves beyond apps that collate customer accounts, the incentives for customer adoption are becoming clearer. Joe McGrath looks at some of the innovators creating a buzz…

Big ambitions

Through lending and payments, the world’s technology giants have already taken a piece of the financial sector. But so far, they’ve stopped short of becoming fully-fledged banks. What’s holding them back, asks Joe McGrath. In Open Banking circles, the prospect of Google, Amazon, Facebook and Apple (GAFA) entering the mainstream…

Better than banking

Better than banking?

Open Banking innovation is hitting the small business sector. Providers are forming partnerships with accountancy software providers and traditional banks to widen the options and offer much more than loans, Dippy Singh reports.   Tell any start-up that they don’t need to be innovative to succeed, and they will laugh…

The maturity of the UK lending market

The maturity of the UK lending market

Open access to customer risk data should mean better customer choice and safer lending decisions. How will that change the financial landscape in the coming years? Joe McGrath investigates.

Preventing fraud in an open data world

Preventing fraud in an open world

Throughout history fraudsters have been quick to exploit technological advances. Open Banking is no different. So how can organisations ensure they aren’t opening the door to criminal activity, asks Jennifer Turton… March 2019 may be the month that will be remembered for the Brexit deadline but, in the world of…

PSD2: How soon is now?

PSD2: How soon is now?

The onset of PSD2 made 2018 a pivotal year for European banks, but it won’t be until later this year that the regulations grow some teeth. Geordie Clarke asks: will it achieve its intended result? It’s crunch time for European banks as far as Open Banking is concerned. In the…

Banking the unbanked

Banking the unbanked

As banks and fintech start-ups use Open Banking technology to launch tools that help people manage their finances, can they also be used to improve financial inclusion? Geordie Clarke reports… It’s a stark statistic: nearly half the world’s population doesn’t have an active bank account, according to World Bank research.…

Are mortgages worth opening up for

Are mortgages worth opening up for?

Open Banking Expo Magazine spoke to Skipton Building Society, Enterprise Chambers in London and The Online Mortgage Advice Centre about the use of Open Banking data within the mortgage sector. It’s a sobering thought for all professionals involved in banking and finance, that the average Brit is far more likely to…

Is ignorance bliss?

A year on from the launch of Open Banking in the UK, consumer adoption rates are low and awareness levels are lower still. Should we be worried, asks Joe McGrath?   Getting consumers to buy into the benefits of Open Banking has been a tricky business for British financial groups.…