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Insights

Insight: The shifting tides of Open Banking in North America

By Eyal Sivan | 9 June 2025

Ozone API’s Eyal Sivan paints a picture of the North American Open Banking journey as it stands, and explains why Open Banking, in one form or another, is coming.

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Q&A: Nova Credit’s Nikki Cross on why consumer-permissioned data is the future

By Ellie Duncan | 22 May 2025

Nikki Cross, senior director of data science solutions at Nova Credit, reveals her top three benefits of real-time access to consumer-permissioned transaction data.

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Q&A: CIBC’s Shruti Awasthi reveals the lessons learned on the way to becoming a leader

By Ellie Duncan | 6 May 2025

CIBC’s Shruti Awasthi explains why her approach to leadership is rooted in transparency and empowerment, and the role of mentorship in nurturing talent.

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Insight: Ozone API’s Katie Hayes on striving for balance over ‘having it all’

By Ellie Duncan | 6 May 2025

Katie Hayes, head of marketing at Ozone API, writes about her personal experience of being a Mum of twins, and trying to find balance between career and family life.

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Insight: Why Open Banking data heralds a new era of credit decisioning

By Ellie Duncan | 20 March 2025

Tim Kelleway, general manager at D•One, sheds light on why the ‘risk-splitting’ power of Open Banking data is set to shake-up the world of credit decisioning as we know it.

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Insight: A day in the life of Tink’s Michaela Lähn

By Ellie Duncan | 25 February 2025

Michaela Lähn, a senior delivery manager at Tink, a Visa solution, reveals what a typical ‘Day in the Life’ looks like for her in the world of Open Banking payments.

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Q&A: Payit by NatWest’s Lynsey Hunt on continuous learning and role models

By Ellie Duncan | 25 February 2025

Payit by NatWest’s Lynsey Hunt was Highly Commended in the Women in Open Banking Woman of the Year – UK & Europe category at the Open Banking Expo Awards 2024.

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Insight: Yaspa’s Kate Marsden on her work and personal goals for 2025

By Kate Marsden | 25 February 2025

Kate Marsden, Yaspa’s chief marketing officer, reveals the goals and ambitions both in and outside of work that she is striving towards this year.

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Insight: Five key challenges Open Banking can help overcome

By Ellie Duncan | 16 January 2025

James Hodgson, chief executive officer of Payit by NatWest, outlines the key benefits of Open Banking to businesses and consumers, and why it holds the key to unlocking hidden potential.

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Insight: Open Banking, Open Finance and Open Data predictions for 2025

By Ellie Duncan | 9 January 2025

Huw Davies, co-founder and chief executive officer of Ozone API, reveals what 2025 holds for Open Banking in the UK and US.

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