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Nick Adamou
+44 20 4525 1796

  • Instant payments
  • Open Banking as a service
  • Payments

We are on a mission to remove the pain from payments. Comma is the UK’s first native open banking bulk payments system. Until now, paying business expenses such as payroll, bills, invoices and taxes has been a chore for business owners. Most small business have little process around making payments, and hardly any of them have access to corporate banking systems. Traditionally, this means they are left to key in bill payments and salaries manually into their bank. The process involves searching around for bank details, amounts, then copy / pasting or re-keying them into their bank account. As it’s mostly the owner or the senior manager that has access to the bank account, it’s often their time that is wasted making payments which should be used adding value to their business. Comma has created a new, simple, innovative process allowing users to bulk pay bills and salaries in a fraction of the time through the power of open banking. The user links their clients accounting system to Comma and they are able to instantly create payment runs using existing invoices. These payment runs can then be paid, in bulk, using existing business bank accounts at the click of a button.

Latest news from Comma

Yapily rolls out bulk payments service with Comma

Open Banking infrastructure provider Yapily has launched its bulk payments service with SME payments platform Comma in the UK, with plans to roll it out into Europe.

Yapily, working in partnership with Comma, has simplified the bulk payments process under Open Banking in the UK, having previously only been available to medium to large-scale businesses that have corporate banking accounts.

Its proposition provides customers with the API connection needed to create a secure and scalable bulk payments feature for their clients.

This means that Yapily is the first Open Banking infrastructure provider to test and release bulk payments functionality for seven financial institutions in the UK.

The company has confirmed it intends to roll out its bulk payments service to customers in Germany in the coming months, as it looks to power new bulk payments propositions with more European customers.

By using Yapily’s bulk payment offering, Comma’s accountant and bookkeeper customers can create


Open banking bulk payment platform Comma is now live on Sage Marketplace!

Open banking bulk payment system Comma is now listed on the Sage marketplace. Within the platform accountants, bookkeepers or internal finance teams can select bills, upload payroll files or create custom payments that can be pushed, in bulk, through open banking API's to initiate payment from existing 'regular' bank accounts such as Barclays bank.

This allows for quicker, more secure payments from every business as data is being used to process payments rather than manual entry. The fact users are connecting to their existing bank account also means there are no strenuous KYC procedures and accounts can be opened instantaneously (as they already exist) meaning you could sign up and bulk pay all your outstanding bills before the next meeting in your diary.

Link to Sage Marketplace:


Comma bulk payment system is now live on the Xero app store!

Comma, an open banking bulk payment system built for SMEs and accountants is now live on the Xero app store. The platform allows for internal and external finance teams to upload payroll files or create custom payment runs that are pushed via API open banking connections, in bulk, to the business bank account for payment. API driven payments mean that SMEs and business owners no longer have to key in supplier payments or payroll runs saving hours of time every month.

Open banking bulk payments are a game-changer allowing businesses to be more agile and external accountants to easily offer services which in the past were considered too risky and time-consuming to set up. Currently, users can sign up and make payments for free through the Xero app store.

The news comes less than a week after Comma become live to the public for the first time on the Sage accounting marketplace.

Link to Xero app store:


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