Source: Moneyhub
Stratiphy has recently selected Moneyhub to power their newly launched automated investment strategies with Moneyhub’s advanced payment platform. Providing investors with access to personalised, investment strategies powered by AI, offering more control over their long-term finances.
There is strong demand amongst UK investors to take more control over their investments amidst volatile global markets – eight in 10 (77%) UK investors want enhanced control, whilst the same proportion say the ability to personalise their investment strategy is essential.
Stratiphy has launched to empower investors to take control of their investments and to meet their individual goals and risk appetite. By providing investors with access to hyper-personalised and AI-powered investment strategies, Stratiphy offers more control over long-term investments. It uses a systematic approach that responds to changing market conditions, optimised to seek high performance and low volatility.
In order to develop the platform, Stratiphy is using Moneyhub’s advanced payment solution that incorporates Open Banking technology to provide users with a secure and efficient payment experience, enhancing their ability to manage investments with confidence and ease.
The investment platform’s automation helps users stay disciplined, avoid emotional decision-making, and focus on long-term goals, even during periods of turbulence. This is complemented by Moneyhub’s extensive Open Banking coverage and seamless payment experience, which ensures that Stratiphy users benefit from the best possible payment infrastructure, supporting their long-term investment goals.
Stratiphy offers everyday investors an AI-powered investing toolkit that offers back-testing and investment automation, replicating the approach taken by investment professionals in a simple and intuitive format. The back-test function enables users to see a realistic simulation within seconds, demonstrating how their personal portfolio would have evolved over a 10-year period, providing insight into long-term historic performance. This is designed to improve decision-making, and reduce barriers to building personal portfolios.
With the support of Moneyhub’s artificial intelligence and data analytics technology, the model unlocks wealth management for those typically priced out of these services – its subscription-based model reduces cost barriers for retail investors who otherwise would not be able to build personalised investment strategies to meet their goals.
Looking ahead, Stratiphy will roll out Smart Payments (VRPs) to give users even more control over their investments. Moneyhub has led the industry, being the first provider to bring a robust solution to consumers in the FCA sandbox in 2018.
Daniel Gold, chief executive officer and founder of Stratiphy, said: “Our mission is to empower everyday investors to invest like professional wealth managers by unlocking access to AI-driven investment tools that enable hyper-personalisation and automation.
“Our platform gives investors the opportunity to create personalised investment strategies – but also the tools to assess their quality through realistic backtests. This level of transparency, accessibility and data insights is a step change in what is available to retail investors.
“Partners such as Moneyhub have been integral throughout the development process by creating an exceptional user experience and market-leading personal investment toolkit for UK retail investors. Moneyhub is a leading payments innovator and we will continue to collaborate to unlock access to cutting-edge wealth management tools for everyday investors.”
Moneyhub’s chief commercial officer Dan Scholey
Dan Scholey, chief commercial officer at Moneyhub, said: “Stratiphy selected the Moneyhub platform due to its proven ability to simplify financial management and unlock economic potential. By integrating our payment solutions with Stratiphy’s automated investment strategies, Stratiphy is empowering users to navigate the complexities of investing with greater ease and security.”
Moneyhub is one of the 31 organisations funding the launch of a scheme focused on commercial Smart Payments. This initiative is part of the National Payments Vision, designed to enhance consumer control and choice while driving innovation and competition in the payments landscape.
Stratiphy was granted regulatory approval by the Financial Conduct Authority (FCA) in 2024.
Further reading: Moneyhub finds UK consumers ‘clearly ready’ for Open Banking payments
Moneyhub is a Gold Partner of Open Banking Expo UK and Europe 2025, taking place at the Business Design Centre in London on 21-22 October. Click here to find out more about attending, exhibiting and sponsoring.
