Fintech Stripe has made its ‘Terminal’ available in Ireland, France, Germany, the UK and the Netherlands, extending its payments infrastructure to the physical world.
Stripe said that platform and marketplace businesses like Shopify, Taxi.de and Indy Cinema Group are using Terminal to offer in-person payments to their users.
Shimona Mehta, managing director, EMEA at Shopify, said: “The expansion of Stripe Terminal will mean that more of our merchants can manage in-person and online payments through Shopify, streamlining their workflows to provide a greater consumer experience.”
Stripe said that its Terminal comprises three components, the first of which is a set of SDKs and APIs that can be used to create a “fully custom” checkout experience using web or mobile apps, “allowing for a single integration to power payments globally”.
Pre-certified card readers can also work with Stripe Terminal’s APIs and SDKs, ready for EMV contact, EMV contactless, and mobile wallets, including Apple Pay and Google Pay, “out of the box”.
Finally, it has fleet management features for managing and monitoring hardware at scale across multiple locations or connected accounts.
Matt Henderson, EMEA business lead at Stripe, added: “Over the last decade it’s become much easier to accept in-person or online payments. But as soon as you want to do both, it would get complex and challenging.
“The expansion of Stripe Terminal means businesses in Europe and around the world can easily unify their in-person and online payments experiences.”