Yapily partners with Cortena partner to bring AI-driven finance operations to SMEs

Source: Yapily

Yapily, Europe’s leading Open Banking infrastructure platform, announced a strategic partnership with Cortena, the fintech innovator building an AI execution layer for SME finance.

Together, the companies are bringing unprecedented automation and real-time bank connectivity to small and medium-sized enterprises, establishing AI-powered workflows as the undeniable future of financial operations.

For years, SME finance teams have struggled with fragmented systems, logging into multiple bank portals and relying on manual data entry just to understand their cash position. Traditional accounting platforms often fall short, leaving businesses with static, balance-level information that requires painstaking manual reconciliation.

This partnership changes the game entirely, representing the next big thing in fintech: a fully connected, AI-driven execution layer. By integrating Yapily’s robust Open Banking API, Cortena’s advanced AI agents can now securely connect directly to bank accounts across Europe.

This allows the AI to not just read data, but actively execute against it. Cortena’s agents are now powered to:

• Access real-time account data instantly across multiple European banks
• Autonomously reconcile transactions against invoices and complex payment workflows
• Identify inconsistencies or unmatched payments with machine-level precision
• Automatically trigger the next operational step in the finance workflow without human intervention

By bridging the gap between Open Banking and artificial intelligence, Yapily and Cortena are eliminating manual reconciliation. This integration shifts the paradigm from retrospective accounting to proactive, “self-driving” finance, empowering teams to focus on strategic growth rather than operational administration.

Bruno Pellicci, chief executive officer and co-founder of Cortena, commented on the partnership: “From our first conversation with Ioana, it was clear Yapily was the right partner. Not just the right technology.

“The team genuinely understood what we were building, came to the table with ideas, and took a phased approach aligned with our early-stage reality. The simplicity of the integration surprised us.

“Cortena’s agents now reach directly into our clients’ bank accounts, reconciling transactions, matching payments, and automatically triggering the next action. The execution layer just got wider.”

Further reading: Leatherback partners with Yapily to enable A2A payments for UK merchants