With more than 15 years’ experience in areas of digital transformation, strategy development, product management, innovation and advisory, Tanja is responsible for Open Banking in Raiffeisen Bank International. She started her career in Digital banking development for Retail and Corporate customers in Raiffeisen Bank Bosnia & Herzegovina where she was responsible for digitisation projects. Following successful digital transformation initiatives, she continues her career as Head of Product development where digitisation strategy meets balance sheet. After establishing the first Digital Banking Competence Center in Bosnia & Herzegovina, she is joining Raiffeisen Bank International on the path of transforming PSD2 regulation into the full scaled business known as the Open API Tribe. Focusing on value, big picture, people empowerment, awareness and technology are for her key pillars of successful business. She strongly believes in balanced life and accepts change as one of the constants in our journey. She considers her family as the main cell of the life, and enjoys a good book, movie and yoga.