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Token is an open banking payments platform driving the shift from card to bank payments with best-in-class, Pan-European bank connectivity, data and compliance capabilities. With Token's toolkit, the best and brightest merchants, PSP's and banks create new capabilities and revenue streams through our broadest, Pan-European connectivity to banks. Token is both bank and developer-friendly, and multi-standard by design.

Latest news from Token

Universo’s Portuguese credit card product payments are streamlined through partnership with Token

Universo, one of Portugal’s leading financial institutions, with more than 900K cards issued, announced a partnership with open banking platform Token to improve account top-ups for Universo’s flagship credit card product. The deal is part of Universo’s strategic plan to digitally transform its services and marks their first partnership with an open banking solution. Now, customers of its Cartão Universo will be able to easily load funds into their accounts to increase their monthly spending limits with a click of a button.


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  • Account information service provider
  • Payment information service provider
  • Payments

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