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Insights

Insight: The evolution and future of Open Banking payments

By Tim Johnson | 17 April 2023

Tim Johnson, head of strategy at Payit and Tyl by NatWest, writes about the opportunities Open Banking presents for businesses and the customer experience, and where this will lead the future of payments.

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Q&A: Pay360’s Stephen Ferry on getting public sector bodies to embrace Open Banking

By Ellie Duncan | 21 March 2023

Stephen Ferry, managing director of Pay360, an Access company, reveals what needs to happen for wider adoption of Open Banking in the UK’s public sector.

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Q&A: Lisa Novier of Envestnet Data & Analytics on why data aggregation platforms need supervision in the US

By Ellie Duncan | 16 March 2023

The US’s market-driven approach has generated strong demand from consumers for data sharing, according to Envestnet Data and Analytics’ head of governance, risk and compliance.

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Insight: Banks must prepare for the New Payments Architecture transition

By Paul Thomalla | 28 February 2023

Finastra’s Paul Thomalla explains the risks and opportunities that UK banks need to consider amid the transition to the New Payments Architecture.

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Q&A: GFT Canada’s Mauricio Deutsch on why security and convenience are key to Open Banking’s success

By Ellie Duncan | 24 January 2023

Mauricio Deutsch, banking and capital markets leader at GFT Canada, reveals what Canadian banks have to gain from embracing Open Banking and partnering with fintechs.

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Insight: Bringing Open Banking to North America in 2023

By Eyal Sivan | 19 January 2023

Eyal Sivan, head of Open Banking at Axway, writes about the US and Canada’s respective routes to Open Banking and the role of a common standard, the FDX API, in getting there.

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Insight: Clamping down on APP fraud is a balancing act

By Robert Sullivan | 8 December 2022

Token’s Robert Sullivan on why there is a fundamental tension between the PSR’s ambitions for A2A retail payments and its latest proposals to address APP scams.

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Q&A: GoCardless says Open Banking helps maximise every penny for charities

By OpenBankingExpo | 29 November 2022

GoCardless’ Siamac Rezaiezadeh shares how they have been using Open Banking, and variable recurring payments in particular, to help charitable organisations improve their fundraising streams.

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Insight: How can we make Open Banking better?

By Lena Hackeloer | 24 November 2022

Lena Hackeloer, CEO of Brite Payments, on why tackling a lack of standardisation across banking APIs will unlock Open Banking’s full potential.

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Q&A: Citizen’s Kate Marsden says Open Banking helps cut transaction costs for charities to less than 1%

By OpenBankingExpo | 15 November 2022

With Open Banking the transaction cost number drops from 8% to less than 1% of the payment processed.

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