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Open Banking Expo Digifest

From the comfort of your desktop
24-26 November 2020

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HEADLINE SPONSORS
OpenWrks-white-250x49
FICO Logo

Welcome

Until we can meet again, we continue to do what we love most; create game-changing events that enrapture the Open Banking and Open Finance communities. Unsurprisingly we’ve had to go digital this year, but this isn’t just a webcast, this is a 100% immersive virtual event!

As you now expect from us; content and speakers you’ve never seen or heard before, innovators, disruptors and visionaries that you have, but with their latest foresight and knowledge, unique content delivery to keep you awake at your desk(!), AI powered-networking to make up for the chance meetings you got at the face to face event, and so much more!

Build your own schedule and dip in and out across the three days; with live access to chat, question or video call fellow delegates, speakers and partners.

2019 Event Highlights

Natasha Kaplinsky 2

COMING SOON TO YOUR DESKTOP THEATRE

Renowned news anchor Natasha Kaplinsky OBE uncovers the latest predictions, opinions and insight from our industry visionaries.

Sujata Bhatia
Sujata Bhatia
Chief Operating Officer
Richard Davies
Richard Davies
Chief Executive Officer
Imran Gulamhuseinwala
Imran Gulamhuseinwala
Trustee
Ken Johnstone
Ken Johnstone
Chief Product Officer
Bill Roberts
Bill Roberts
Head of Open Banking
Alex Roy
Alex Roy
Head of Consumer Distribution Policy
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2020 Headliners include

Mark Buitenhek

Mark Buitenhek

Iana Vidal

Iana Vidal

Nathalie Oestmann

Nathalie Oestmann

Gregg Carnaffan

Gregg Carnaffan

Oliver Prill

Oliver Prill

Fiona Bradshaw

Fiona Bradshaw

Fergus Murphy

Fergus Murphy

Ed Maslaveckas

Ed Maslaveckas

Marion King

Marion King

Benoît Legrand

Benoît Legrand

Christophe Rieche

Christoph Rieche

Maha El Dimachki

Maha El Dimachki

Felim O'Donnell

Felim O’Donnell

Chris Higham

Chris Higham

Tanja Imamovic

Michiel Bijlsma

Open Banking Expo Digifest

OPEN BANKING EXPO KITCHEN LIVE

An industry first as our Suited Chef cooks up a storm in the kitchen with global fintech luminary Dr Ruth Wandhöfer. Available to Virtual Free pass holders.

Powerhouse debates

C-level innovators take their place on our not-to-be-missed panel debates. Get inside their minds while you sit back and relax. Available to Virtual Premium Access pass holders only.

Our Digital Agenda

Access free or paid-for content across three days of unique content. Build your own agenda to cover off what matters to you most.

10:00 - 10:05

WELCOME FROM OPEN BANKING EXPO & HEADLINE PARTNERS

10:05 - 10:35

MORNING KEYNOTE: Digital transformation and the key to unlocking opportunity post Covid-19

Benoît Legrand
Chief Innovation Officer, ING
10:35 - 11:00

SHOWCASE: Will the consent-based model of Open Data deliver real value?

The shift to a more balanced data sharing model is set to challenge traditional credit risk methods. Scott Zoldi and Olly Betts will look to the future discussing the impacts of Open Data, consumer contributed information, machine learning, and advanced analytics. With examples of the early innovations that showcase how consumers and lenders are embracing the benefits of Open Data – the journey to the future has already begun.

Chief Executive Officer, OpenWrks
Chief Analytics Officer, FICO
11:45 - 12:15

SHOWCASE: The Future of Banking as a Service

Payments and Banking Ecosystems, EMEA, Equinix
13:00 - 13:30

EVENT TINDER

13:30 - 14:10

THE KAPLINSKY INTERVIEW: Realising the Open Finance dream

Imran Gulamhuseinwala
Trustee, Open Banking Implementation Entity
14:55 - 15:00

CLOSING REMARKS

11:00 - 11:45

PANEL DEBATE: The race to payments supremacy

This session is showered with expert views on the future of payments. With Open Banking payments more prevalent than ever, we’re asking; who are the runners and riders, but more importantly, who will emerge victorious? Now more than ever consumers are craving more personalised products and they want them yesterday. How do we meet demand at scale without compromising data security and product superiority?

Moderated by: Anna Maj, Fintech Leader & Advisor, Senior Lecturer CFTE

Nathalie Oestmann
Chief Operating Officer, Curve
Maha El Dimachki
Chief Payments Officer, Pay.UK
Marion King
Director of Payments, Natwest Group
Luke Massie
Chief Executive Officer, Vibe Payments
Fiona Bradshaw
Head of Innovation - Global Payments, HSBC
Anna Maj
Fintech Leader & Advisor, Senior Lecturer, CFTE
General Manager and Director of Payments, Bottomline
12:15 - 13:00

FIRESIDE CHAT: The global window of opportunity with a fintech veteran and experienced founder

Independant speaker and strategic advisor, Lana Adbullayeva, sits down with industry stalwart, Nigel Verdon of RailsBank. His views are far-reaching, he champions fintech innovation and believes Banking as a Service (BAAS) is the game-changer we’ve been looking for. Here we step inside his world as delegates are promised inspiration from his previous ventures in the fintech space, as well as a unique outlook into the future of banking.

Hosted by: Lana Abdulleyeva

Nigel Verdon
Chief Executive Officer, RailsBank
Lana Abdullayeva
Independent Speaker, Strategic Advisor, Digital FS 25+ years in Tech & Fin
13:00 - 13:30

ROUNDTABLE DISCUSSIONS

14:10 - 14:55

PANEL DEBATE: Payments Punch Up Part II – the road to recovery

A popular addition to the 2019 Expo, the Punch Up returns! We check in with the innovators from the incumbents, the digital experts disrupting the payments ecosystem and those championing best practice and emerging innovations. A Covid world has seen payments innovation gather pace and Open Banking payments soar – what’s next? The panel will also dive into what we can expect over the next 24 months with the ever changing payments landscape and their dynamite predictions to help you shape your future strategy.

Tony Craddock
Chief Executive Officer, Emerging Payments Association
Lee McNabb
Payments - Strategic Insights Lead, Natwest
Head of EMEA Partnerships, Stripe
Nilixa Devlukia
Chief Executive Officer, Payments Solved
Keith Grose
Head of UK, Plaid
11:00 - 11:45

PANEL DEBATE: Open Banking to Open Finance to Open Life

Taking stock with first movers in in the UK and beyond. We get to grips with the last 12 months, nail down predictions for the future and then look even further afield to see how Open Banking principles might be applied to everyday living. Open Banking was delivered as part of the CMA order, but through innovation – and now necessity driven by a global pandemic – its true value is only just being realised.

Moderated by: Meital Raviv, EVP, Head of Digital Strategy & Fintech Innovation at Bank Hapoa

Daniel Globerson
Head of Open Banking, Natwest Group
Chris Higham
Head of Open Banking, Virgin Money
Joshua Fernandes
Product Director - Open Banking, Revolut
Soeren Rode Andreasen
Chief Digital Officer, Danske Bank
Gregg Carnaffan
Head of Transformation, M&S Bank
Head of Digital Strategy & Fintech Innovation, Bank Hapoalim
12:15 - 13:00

THE KAPLINSKY INTERVIEW: Natasha opens up the regulator and industry watchdog on the move to Open Finance

This unique interview brings together the expertise on those who have kept a watchful eye on Open Banking implementation, with one eye always on the path to Open Finance. Kaplinsky puts the questions the industry is asking to those overseeing the transformation to uncover the lessons learned from Open Banking so far, and these will shape a better future for Open Finance.

Bill Roberts
Head of Open Banking, Competition & Markets Authority
Alex Roy
Head of Consumer Distribution Department, Financial Conduct Authority
13:00 - 13:30

ROUNDTABLE DISCUSSIONS

14:10 - 14:55

PANEL: How to win customers and influence them

Building consumer trust and winning the consumer adoption battle has and continues to be the arch nemesis for all financial services when it comes to data sharing. However, is now the most critical time to explore turning up the heat on the value exchange? In the current climate consumers are crying out for new ways to engage with digital products to help them with everyday life – so we’re asking; are there now less barriers to market? Is now the window of opportunity to make Open Banking mainstream, and ensure it’s more widely accepted?

Chief Customer Officer, ClearBank
Becky Moffat
Global Head of Marketing, HSBC
Mark Loch
Group Pay and Money Services Director, Tesco Bank
11:00 - 11:45

PANEL DEBATE: A European marathon, not a sprint

Since PSD2 went live across Europe, the success of many firms working within the new framework has spiralled, but for some they were already ahead of the game. We catch up with some of Europe’s digital trailblazers as they reveal their secrets for success and a future outlook on Open Finance and Open Banking payments in the European marketplace.

Moderated by: David Parker, Founder and Director, Polymath Consulting

Ruta Merkeviciute
Head of Division, E-money and Payment institutions supervision, Bank of Lithuania
Maja Gostovic
Product Owner of 3rd Party Integration, George Labs (part of Ertse Group)
Angelos Kapsimanis
Director of Engineering, Klarna
Malin Lignell
Digital and innovation, Handelsbanken
David Parker
Panel moderated by David Parker, Founder & CEO, Polymath Consulting: David Parker
Founder & CEO, Polymath Consulting
12:15 - 13:00

FIRESIDE CHAT: New business models in the European Open Banking ecosystem

Pedro Pinto Coelho
Chief Executive Officer, Banco BNI Europa
13:00 - 13:30

ROUNDTABLE DISCUSSIONS

14:10 - 14:55

USE CASE: Successfully partnering in Europe to deliver Open Banking

Senior VP Payments & Personal Finance, OP Financial Group
Rune Mai
Chief Executive Officer & Founder, Nordic API Gateway
10:00 - 10:05

WELCOME FROM OPEN BANKING EXPO & HEADLINE PARTNERS

10:05 - 11:00

OPEN BANKING EXPO KITCHEN LIVE!

An industry first as our Suited Chef cooks up a three course meal whilst uncovering the secrets to global fintech visionary, Dr Ruth Wandhöfer’s success. Get ready to hear Ruth’s predictions for the short, medium and long term.

The Suited Chef, Zacchary Falconer-Barfield

Dr Ruth Wandhöfer
Global Fintech 50 Influencer,
11:00 - 11:25

SHOWCASE: Session delivered by Token

Todd Clyde
Chief Executive Officer, Token
12:10 - 12:35

SHOWCASE: Session delivered by Yolt Technology Services

Chief Business Officer, Yolt
13:15 - 13:45

EVENT TINDER

13:45 - 14:05

AFTERNOON KEYNOTE: Fintech is dreaming big – where do you feature?

2020 saw Government announce its complete review of the UK FinTech sector that will further strengthen the growth and prosperity of the sector. Innovate Finance will play a crucial role in supporting the review and here we get to grips with why it was needed and what we can expect.

Iana Vidal
Head of Policy and Government Affairs, Innovate Finance
14:05 - 15:05

LIFE’S A PITCH

Our panel of industry experts grill the next cohort of rising stars in the fintech space – who will come out on top?

Click here to find out more and enter: openbankingexpo.com/digifest/lifes-a-pitch

Speaker(s) to be announced shortly

15:05 - 15:10

CLOSING REMARKS

11:25 - 12:10

PANEL DEBATE: A shot in the arm for SME Finance

Even before a global health crisis, Open Banking was starting to creep into more and more business strategies here on UK shores. Now the time is mission critical for Open Banking to help haul the economy through the current recession. Here we have handpicked industry expertise to dissect the current landscape, lay bare their predictions for the market and answer the questions keeping you up at night.

Simon Cureton
Chief Executive Officer, Funding Options
Andrea Reynolds
Chief Executive Officer, Swoop Funding
Rachel Booth
Co-founder, Mettle
Christophe Rieche
Chief Executive Officer, iwoca
Katrin Herrling
Chief Executive Officer, Funding Exchange
12:35 - 13:15

FIRESIDE CHAT: Escape to victory – the real success of business banking

HOT OFF THE PRESS! Off the back of their recent BCR win in partnership with ClearBank, we sit down with Tide Chief Executive Officer, Oliver Prill. As a business, on the face if it, Tide is innovating at scale and quietly going about its business. On the flipside, critically it’s building market share and helping SMEs navigate their way through Covid-19 by enabling access to advanced technology from its fintech ecosystem. Get the kettle on, sit back and listen to a true innovator.

Oliver Prill
Chief Executive Officer, Tide
13:15 - 13:45

ROUNDTABLE DISCUSSIONS

14:05 - 15:05

PANEL DEBATE: Open Finance: Smarter the data, greater the benefits?

Open Finance is transforming financial services at pace but what are the risks of innovating without ensuring the data at the heart of Open Finance is complete, accurate and without biases?  Does better quality data deliver better products and customer outcomes as well as competitive advantage? This panel of Open Finance experts will discuss whether maximising the benefits of Open Finance for consumers and SMEs is dependent on ensuring that the quality of the data used is robust. Hosted by Open51, the panel will also explore how best to eradicate the gender data gap and data biases so that Open FInance can benefit all consumers.

Speaker(s) to be announced shortly

11:25 - 12:10

PANEL DEBATE: Cometh the hour, cometh Open Banking

Since 2018 Open Banking has offered innovation on a scale never seen before, both in the UK and globally. Open Banking for Good reports that as many as 12.7 million people in the UK could be financially squeezed. Covid-19 has magnified this to an extent never before seen in our generation. How can Open Banking start to make a long lasting positive influence on consumer rehabilitation? How can we reach levels of adoption to make a real tangible impact? We sit down with our panel of experts to put Open Banking on the agenda for ALL.

Policy Officer, Money & Mental Health
Chair, Lending Standards Board
Gareth McNab
Money Advice Liaison Manager, Nationwide
Independent Consumer Finance Expert,
Chief Executive Officer, OneBanks
12:35 - 13:15

FIRESIDE CHAT: Opening up the future

Chris Gorst has led the Open-up challenges in recent years and his experience connects up the public, commercial and social impact sectors and interactions between the three. Here Chris will speak openly about the transformative power of Open Banking, financial inclusion and (barriers to/the importance of) innovation. Chris will also speak in detail about the most recent Open Up Challenge, the industry winners and how they’ve responded to the Covid crisis to help consumers get onto of their money.

Director of Nesta Challenges, Nesta
13:15 - 13:45

ROUNDTABLE DISCUSSIONS

14:05 - 15:05

When traditional and neo banks collide

Group Personal Banking Director at Virgin Money explores the challenges that lay ahead for both the high street and digital banking market. Years gone by have seen challenges present themselves in different ways, however, a pandemic has meant the re-evaluation of many business strategies. Never before has the term ‘fail fast’ been more prevalent as financial institutions of all sizes continue to deliver innovation at pace whilst playing in unchartered waters. Organisations that once operated in parallel universes could now be on collision course to fight the same challenges together.

Fergus Murphy
Group Personal Banking Director, Virgin Money
11:25 - 12:10

PANEL DEBATE: Regulation: What’s working, what’s not, and what’s next?

We sit down with a carefully selected panel made up of regulatory specialists and innovators from across Europe as we look at how regulation and innovation can collide to create the perfect storm. How has regulation played its part in the market to date whilst taking a look ahead to future incoming regulation and how your business can prepare.

Deputy General Manager, Dutch Payments Association
Senior Payments Advisor, National Bank of Belgium
Head of Payments, Dutch Central Bank (DNB)
Policy Officer, European Commission
12:35 - 13:15

USE CASE: The Open Banking journey for Raiffeisen: Open APIs – beyond the hype

  • PSD2 reality check
  • Impact of the Open API economy on banks’ value chain
  • Strategic responses
  • Operational challenges

Open Banking Lead, Group Strategy & Innovation, Raiffeisen Bank International
13:15 - 13:45

ROUNDTABLE DISCUSSIONS

14:05 - 15:05

EUROPEAN KEYNOTE: The ING view on PSD2 and SCA compliance – Exploring the challenges and opportunities of the future

Mark Buitenhek
Global Head of Transaction Services, ING
10:00 - 10:05

WELCOME FROM OPEN BANKING EXPO & HEADLINE PARTNERS

10:05 - 10:40

THE KAPLINSKY INTERVIEW

Sujata Bhatia
Chief Operating Officer, Monzo
10:40 - 11:00

SHOWCASE: Session delivered by Equifax

Speaker(s) to be announced shortly

11:45 - 12:15

SHOWCASE: Session content TBC

Speaker(s) to be announced shortly

13:00 - 13:30

EVENT TINDER

14:10 - 14:20

CLOSING REMARKS

11:00 - 11:45

PANEL DEBATE: The key to driving Open success

Speaker(s) to be announced shortly

12:15 - 13:00

FIRESIDE CHAT – It’s more than just a name… ‘Beyond Open Banking’

Bud really is delivering beyond Open Banking as its tagline suggests. Its Chief Executive Officer, Ed Maslaveckas, has championed the Open Banking space since day one, but now it’s time to turbo charge those principles towards Open Data and here we find out how. The CMA are already consulting on the movement towards Open Finance along with both OFCOM and OFGEM considering the benefits too. Ed provides some deep insight into the Bud journey to date, explores the creation of new data services and suggests that whilst Open Banking is helping people to understand the potential value in their own data, on its own it is not enough.

Ed Maslaveckas
Chief Executive Officer, Bud
13:00 - 13:30

ROUNDTABLE DISCUSSIONS

13:30 - 14:10

THE KAPLINSKY INTERVIEW

Richard Davies
Chief Executive Officer, Allica Bank
11:00 - 11:45

A true digital trailblazer… from the streets of Monzo to the front line of property

Here we grab a virtual coffee with former Monzo engineer and now co-founder of Fronted on how he and the team are changing the face of the rental property market using Open Banking data.

Simon Vans-Colina
Co-founder, Fronted
12:15 - 13:00

THE KAPLINSKY INTERVIEW

Ken Johnstone
Chief Product Officer, Mettle
13:00 - 13:30

ROUNDTABLE DISCUSSIONS

13:30 - 14:10

FIRESIDE CHAT – The Starling Journey

Open Banking Expo sits down with Felim O’Donnell, Chief Operating Officer at Starling International at Starling Bank and dives into how the bank is driving value across its customer base using Open Banking and a broader fintech offering. Starling Bank is leading the charge when it comes to product innovation, customer experience and customer advocacy. Felim will take us on a journey to find out how they’re doing it.

Felim O'Donnell
Chief Operating Officer, Starling
Lifes a pitch

LiFE’S A PiTCH

In association with

Open Banking

Our panel of industry experts grill the next cohort of rising stars in the fintech space - who will come out on top? Available to Virtual Free pass holders.

BUiLD DYNAMiTE CONNECTIONS

We might not be able to be in a busy room to network this year, but we’ll all be online! Our virtual event platform offers AI powered networking so you won’t miss out on the chance meetings you enjoyed at the physical event! Have in-depth conversations and build valuable industry connections. Available to Virtual Premium Access pass holders only.

Busy networking shot