Source: Atomic
Atomic, the embedded investing platform powering fintechs and financial institutions, announced an additional $30 million in growth capital.
The round was led by Aquiline, and Brewer Lane with participation from Nationwide Ventures, Intuit Ventures, Erie Strategic Ventures, Samsung Next, and Appia Ventures, as well as existing backers QED Investors, Anthemis, and Y Combinator.
The financing will accelerate Atomic’s regulatory expansion and scale its investing platform across banks, insurers, fintechs, and consumer brands.
Atomic is reshaping the wealth management model by decoupling the client-facing distribution of investing services from the underlying brokerage infrastructure and regulatory obligations. This separation enables fintechs, banks, and non-financial brands to embed brokerage and wealth management capabilities into their own offerings in just a matter of weeks, allowing them to achieve parity with incumbent brokerage firms without making brokerage a core in-house competency.
Global wealth management is roughly a $100 trillion market, yet wealth services have historically reached only a fraction of the world’s population. Atomic removes barriers to access by enabling any institution with customer relationships to become a conduit for investing.
The company’s momentum underscores the demand for this model: over the past year, Atomic expanded end-investor accounts 52× and now processes more than $20 billion in annualized trading volume. Today, Atomic powers investing products for a diverse range of partners globally, including consumer finance apps such as NerdWallet, private markets investing platforms such as Yieldstreet, and business banking providers such as Bluevine.
“Together with our partners around the world, we’re building a future where everyone can harness the power of compounding to achieve financial prosperity. We’re excited to welcome investors who share our ambitious vision for transforming how wealth is built and delivered,” said David Dindi, chief executive officer of Atomic.
“Atomic is redefining the wealth management landscape by making it much easier for any financial institution to embed investing into their customer experience,” said Max Chee, co-head of Aquiline’s venture strategy.
“We have been impressed with Atomic’s execution and rapid growth. Their platform is unlocking a new wave of innovation among fintechs and incumbents by lowering costs and expanding access to wealth management.”
The capital will accelerate Atomic’s regulatory expansion, broaden its product suite, and deepen work with fintechs as well as incumbent banks, insurers, and brokerages worldwide. New investors, including venture, leading insurers and global technology players, reflect this expanded mandate.
By decoupling distribution from infrastructure, Atomic is embedding investing into everyday apps and services, helping more people build wealth.
