MANTL partners with Taktile to transform credit decisions
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MANTL partners with Taktile to transform credit decisions

Press Release
08 Sep 2025

Source: PR Newswire

MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, has announced an integration with Taktile, a next-generation decision platform that helps teams automate and improve risk management strategies across the customer lifecycle. Together, the companies are enabling community banks and credit unions to fully automate credit underwriting and decision-making, giving institutions the speed, flexibility, and control they need to drive loan growth and operational efficiency.

With the new integration, financial institutions can launch, test, and update credit policies that will be implemented in MANTL workflows in real time, without relying on engineering resources or third-party vendors. By integrating Taktile into the platform, MANTL gives community banks and credit unions access to one of the most innovative underwriting technologies on the market today. Taktile powers hundreds of millions of credit decisions every month, helping lenders reduce manual underwriting by up to 90%, make decisions 10x faster, and save as much as 75% of engineering resources.

“We’re excited to have this level of control at our fingertips,” said David Black, executive vice president, chief operating officer at Embers Credit Union.

“MANTL continues to provide us with access to innovative solutions that empower us to differentiate ourselves in the marketplace with confidence. Tools like Taktile give our staff the opportunity to leverage best-in-class technology to scale our loan growth and deliver meaningful value to our members.”

Key benefits of the MANTL–Taktile integration include:

  • Automated, Flexible Lending Decisions: Combine MANTL Loan Origination with Taktile’s decisioning platform to accelerate loan processing and eliminate bottlenecks.
  • Self-Service for Risk Teams: Empower risk and credit teams with direct control over underwriting logic.
  • Continuous Optimization: Test, learn, and refine credit policies with built-in tools, all within a single, unified platform.

“Community banks and credit unions are under pressure to grow loans while maintaining rigorous risk oversight,” said Benjamin Conant, co-founder and chief technology officer at MANTL.

“MANTL is changing how these institutions originate loans by automating the entire process—from verification and document collection to underwriting, core booking, and approval.”

“Our integration with Taktile removes friction from the credit decision process and gives institutions an automated way to scale lending without adding complexity, helping them compete in an increasingly competitive market.”

The MANTL–Taktile integration reiterates MANTL’s commitment to giving regional and community banks and credit unions access to the latest technology innovations in banking. Today, MANTL integrates with all major core banking systems and more than 50 leading fintech providers.

In December 2024, the company first announced MANTL Loan Origination for financial institutions. By creating one seamless platform for loan and deposit origination, MANTL is helping banks and credit unions supercharge growth, create real-time cross-sell opportunities, improve customer and employee experience, and benefit from underwriting automation and enhanced back-office efficiency. As part of the MANTL Loan Origination development program, MANTL partnered with nine financial institutions to build the product from the ground up to transform lending and meet the critical demand for a unified solution for loan and deposit origination.

Further reading: Mantl integrates Plaid Layer to speed up account opening