The Super-Score: How Open Banking is redefining financial identity
In this episode, Garri Galanter, chief executive officer of Salt Edge, Alina Beleuta, chief growth officer at Salt Edge, and Caroline Cope, head of business development, banking and finance at CRIF explore how Open Banking data and AI are reshaping traditional credit scoring. Through a real case study between Salt Edge and CRIF, they highlight how credit assessment is moving toward real-time adaptive models, a “super-score” that learns and evolves beyond historical, credit-only views. They shed light on how financial identity is being redefined for both lenders and consumers.
Garri Galanter
Garri Galanter
Chief Executive Officer Salt EdgeGarri’s experience in business runs back more than 30 years, dedicating the past 20 of them to finance, sales, consulting, global and regional business development strategies. Mr Galanter holds a PhD in Mathematics and, from 1987 to 1992, was a member of the European Association for Theoretical Computer Science. He is passionate about using technology to drive innovation and improve people’s lives. Garri Galanter believes that open finance has the potential to transform the financial services industry, and he is committed to helping Salt Edge lead the way in this area.
Alina Beleuta
Alina Beleuta
Chief Growth Officer Salt EdgeAlina Beleuta is Growth Officer at Salt Edge, playing an important role in the development of strategic partnerships and new markets expansion opportunities globally.
Prior to joining Salt Edge, Alina has worked for global names like Coca-Cola, Jacobs Douwe Egberts, and small businesses as a professional in marketing, business development, and C-level management.
Highly skilled in business development and strategy, Alina is contributing to the ongoing innovation of the world’s financial industries and enables businesses to grow through Salt Edge’s open banking solutions.
Caroline Cope
Caroline Cope
Head of Business Development, Banking and Finance CRIF
Ellie Duncan
Ellie Duncan
Head of Content Open Banking ExpoFormer Financial Times Group journalist Ellie Duncan has a decade of experience across financial services. While arguably best-known for her asset management work, she has also covered open banking, credit, private equity and entrepreneurship.
