Andrew is Head of Variable Recurring Payments (VRP) at Tink, the market leader in open banking. He joined in 2022 to turbocharge the next phase of sweeping and non-sweeping VRP developments in the UK and EU. Andrew is a member of the EPC’s Multi-Stakeholder Group for the SPAA scheme initiative. Previously, Andrew led product commercialisation of emerging payments and fintechs for Wholesale Payments at J.P. Morgan in the US. Andrew spent five years as Head of Banking, North America for Wise and also served as Director of International and Payments for Kickstarter.