Heather O’Gorman

Heather is an Associate Director in the Payments practice at fscom, with extensive expertise in compliance maturity within the payments services industry. She has supported firms through FCA authorisations and supervision engagements, ensuring robust compliance frameworks aligned with regulatory expectations and industry best practice. Heather has led safeguarding audits and risk assessments for payment institutions and e-money firms, helping to identify vulnerabilities, strengthen risk management, and address fraud risks. She regularly advises on complex regulatory enforcement actions, providing practical solutions to achieve compliance while minimising business disruption.