Heather O’Gorman

Successfully led on a range of client projects, including Safeguarding auditing, risk assessment implementation, contesting FCA supervision action, supporting firm’s through regulatory enforcement action, applying for authorisation, etc.

Undertaking client work in the most complex of cases, providing advice and practical assistance to encourage clients to develop procedures in line with the regulator’s requirements. Being a subject matter expert in the UK Anti-Money Laundering regulations, Payment Services Regulations, Electronic Money regulations and Open Banking guidelines.

Previously worked in specialist compliance consultancies, focused in assisting firms with their FCA regulatory needs. Specialising in supporting firms that are regulated under the Payment Services and Electronic Mony Regulations in the UK with a specialist focus on Opening Banking regulatory requirements and guidance.

Assisting AISPs, PISPs, ASPSPs, and TSPs to adequately implement their compliance standards including understanding of Strong Customer Authentication, Explicit Consent, Customer Experience Guidelines, Confirmation of Payee, and VRP.