Maha is the Chief Payments Officer at Pay.UK responsible for running the payments operations of Bacs, Faster Payments, Image Clearing Services and a number of managed services.

Maha is an experienced international business leader with a strategic focus and a long term vision.  She has extensive payments knowledge across the payments chain from systems to end user.

Maha’s career in payments has spanned multiple geographies since 1995, covering various markets in retail banking as well as wholesale and institutional cash management. Her payments knowledge includes acquiring, issuing, payables and receivables, liquidity management and working capital solutions. She has performed a wide variety of roles from sales, strategy and product to governance, risk and control. Maha has a keen interest in observing and participating in the many exciting changes that are unfolding in the payments environment.

Prior to joining Pay.UK, Maha was the Head of the Payments Supervision Department at the Financial Conduct Authority (FCA).  Maha joined the FCA to set up the first Payments Department and was responsible for crafting and implementing FCA supervisory strategy for the UK Payments Sector.

Maha is passionate about leading and motivating teams to high performance by creating a culture of positive challenge and continuous improvement.  The heart of her approach is to be a champion of diversity in all its forms, with a focus on inclusion and a drive to contribute to meaningful change.