Manish Garg

Founder & Chief Executive Officer Reflow

Manish is passionate about Instant Payments simplifying financials and payments experiences. He is Open Banking evangelist driving positive change and innovation within the financial services industry. He is member of European Banking Authority’s PSD2 API Working Group to improve APIs across EU member states. Manish is also advisory panel member on UK’s New Payments Architecture and working closely with UK Open Banking build vibrant ecosystem.

As the Founder and CEO, he leads reflow – a payments platform at the forefront of PSD2 and Open Banking – Instant Payments removing the need to enter long card numbers and the fear of getting card details stolen or hacked. With no new logins or passwords, the customer approves the payment by using Touch ID or Fingerprint on their banking mobile app or their online banking password.

Prior to reflow, Manish worked with world’s leading origination such as Thomson Reuters to drive digital transformation and new product innovation. Manish also worked with leading digital consultancy Sapient in 2006 after completing master’s in computer science.

Manish Garg
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Panel: Payments Punch Up