Tom Carpenter is the Senior Vice President for Open Banking Policy, Industry & Standards Engagement at Mastercard where he leads Mastercard’s strategic advocacy on open banking and open finance with regulators, policymakers and industry partners in North America.
Tom’s career has placed him at the forefront of financial services innovation for two decades. Before Mastercard, Tom led policy and public affairs for the Financial Data Exchange (FDX), and prior to that role, Tom served a host of financial services clients as a federal lobbyist and policy strategist in Washington. Tom also served as a legislative aide in the U.S. Congress.
Tom has been a featured speaker in many different financial services conferences, events and government hearings over the years and his perspectives can often be found in press, media and podcasts related to open banking and open finance.