Innovators, disruptors and visionaries spearheading Open Banking, Open Finance and Open Payments across Europe
30 September 2022 - Novotel Amsterdam City, Europaboulevard 10, Amsterdam
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Check out our full speaker roster here.
Lana Tahirly Abdullayeva
Jane Michotte
Gerald Gruber
Jozef Klaassen
Anupam Majumdar
David Parker
Kelly Stanley
Katharina Berner
Hetal Popat
Max Czymoch
Hubert Rachwalski
Todd Clyde
Patrick De Neef
Udaibir Das
Xiaochen Zhang
Ana Climente
Ghela Boskovich
Laura Mian
Gijs Boudewijn
Arturo Gonzales Mac Dowell
Matthew Alexander
Ellie Duncan
Javier Orejas Saldaña
Christian Schäfer
Simon Ripton
Teunis Brosens
Bertrand Jeannet
Joris Hensen
Why attend
Be part of a uniquely Europe-focused conversation to see Open Banking advance in the region and get prepared for a new Open Finance framework with informative discussions on PSD3. Free tickets are available.
REGISTER HERE
Hear from 30+ high-profile industry and thought leaders, regulators and practitioners on red-hot topics including BNPL, Smart Data, SCA and fraud.
VIEW SPEAKERS
For just €349, join fellow innovators, disruptors and visionaries for a relaxing pre-conference dinner on 29 September. Your chance to hear directly from peers on their challenges and success stories. Price includes hotel accommodation on 29 September including breakfast.
REGISTER HERE
Find all the industry heavyweights exhibiting under one roof. If you’re seeking the latest innovations and new products on the market or you are looking for a new partner, you’ll find it on our Expo floor.
VIEW PARTNERSBrands that have attended before
Agenda
29 September
PRE-CONFERENCE NETWORKING DRINKS & DINNER
30 September
REGISTRATION AND NETWORKING
WELCOME & OPENING REMARKS
OPENING KEYNOTE – How to navigate supervisory waters on the journey to Open Finance
The opening keynote will be delivered by DNB’s Chief Innovation Officer, Patrick De Neef where he will offer his own perspective on the journey towards Open Finance in Europe and specifically;
- The key developments and the impact on the financial landscape & society
- Factors that help to be successful when it comes to a new Open Finance world
- A view on the role of supervision
Patrick De Neef
Chief Innovation Officer De Nederlandsche BankAs Chief Innovation Officer, Patrick de Neef is responsible for the digital transformation of DNB’s supervisory divisions. This transformation requires innovation in terms of resources, attitudes and mindsets. From new data architecture to the straight through processing of all supervisory processes and, ultimately, the digital competences needed to derive maximum benefit from them. Patrick is also responsible for DNB’s digital platform that enables cooperation with the sector: the iForum. DNB’s overall digital innovation agenda, which includes central bank tasks and resolution, is driven by the DNB Digital Agenda Board, which Patrick chairs.
After starting his career at one of the major Dutch banks, Patrick made the switch to DNB in 2007, dealing in particular with banking supervision. He then moved into digitalisation, with a specific focus on European banking supervision under the ECB’s Single Supervisory Mechanism (SSM) and the European Banking Authority (EBA).
POWERHOUSE PANEL DEBATE – The open journey to PSD3: A new Open Finance framework
As Open Banking continues to accelerate, instant payments and PSD2 have been paving the way for PSD3. It’s hoped that PSD3 will create more open environments whilst ensuring consumer protections and data security are in place. Panellists will provide expert opinion and insight on what European regulators and the wider industry should do next to ensure continued innovation across Europe, barriers to entry when it comes to a potential PSD3 rollout and discuss the opportunities and threats this could present your business. Panel members will also explore key lessons learnt to make a PSD3 implementation a reality and why European banks should join forces and ‘unite’ on this new leg of the journey.
Ana Climente
Head of Open Banking BBVA SpainAna Climente is Head of Open Banking at BBVA Spain. Before, she was Head of Digital transformation for enterprise clients at BBVA Spain leading the creation of solutions leveraged on data for enterprise clients to help them make better financial decisions.
Previously, Ana was Vice President of payments and collections in the transition to SEPA and was in charge of developing cash management solutions at BBVA.
Ana joined BBVA in 2005. Before that, she worked as strategy consultant at Accenture, specialized in B2B solutions for Europe, Middle East and Africa. She also started up Adquira, a leading Spanish procurement company.
Ana graduated in International Business (E4) with a double degree in Spain and Germany in 1998 (FH Reutlingen and ICADE University) and in Business Administration in 2001 (ICADE University).
Arturo Gonzales Mac Dowell
Board Member, European Payments Council TinkArturo is the CEO of Eurobits Technologies, a Tink company. His career has been marked by his role in the introduction of high-tech products and services to the financial sector. His pioneering work in financial technology has led to innovative services like electronic payments, mobile banking and electronic invoicing. Eurobits has been offering services now classified as Account Information Service in Europe since 2004 to some of the top Eurozone and LATAM top banks, making Eurobits the pioneer in this market. Arturo launched Eurobits, went through an MBO and ultimately sold the company to Tink during 2020. Eurobits is a signatory to the Future of European Fintech which has campaigned for fair access under PSD2. Arturo is the Vice-Chairman of the European Third Party Providers Association and represents the ETPPA at the ERPB and the EPC. He is also the vice-chair of the Spanish Fintech Association (AEFI).
Ellie Duncan
Head of Editorial & Broadcast Open Banking ExpoFormer Financial Times Group journalist Ellie Duncan has a decade of experience across financial services. While arguably best-known for her asset management work, she has also covered open banking, credit, private equity and entrepreneurship.
Gijs Boudewijn
Deputy General Manager, Dutch Payments Association & Chair Payments Systems Committee, European Banking FederationAs of 1 February 2014 Gijs Boudewijn (The Netherlands, 1958) holds the position of Deputy General Manager at the Dutch Payments Association. Before that he was responsible for payments and security at the Dutch Banking Association. He has extensive experience in domestic as well as international payments related issues, including governance, regulation and innovation, competition law and fraud prevention. He started his career as an in-house lawyer at a large Dutch savings bank, and later became Head of Legal Affairs at the former central Dutch clearing house, Bankgirocentrale, the predecessor of Interpay, later equensWorldline. Already during that period he represented the Dutch payment sector in various fora in Brussels, for instance in the context of eurocheque International (later Europay/Mastercard Europe). In 1998 Mr Boudewijn joined the Dutch Banking Association as Head of Payments and Security Affairs, and in 2014 was appointed Deputy General Manager of the Dutch Payments Association. Currently Mr Boudewijn is Chair of the Legal Support Group of the European Payments Council (where he is also a member of the Board) and Chair of the Payment Systems Committee of the European Banking Federation. Over the past years he was in that capacity closely involved with matters relating to PSD, the various Regulatory Technical Standards of the European Banking Authority and the ERPB SEPA API Access Scheme Working Group. Mr Boudewijn is a regular speaker at national and international conferences on strategic payments related issues, new technologies and open banking.
Hetal Popat
Global Open Banking Director HSBCHetal is Director for HSBC UK and Europe Open Banking and PSD2 programmes. He is accountable for delivering the open banking solution specified by the CMA/PSD2 and also for supporting the businesses as they seek to develop propositions that use open banking to benefit customers.
Prior to this role he lead front office commercial/corporate banking teams at Barclays, as well as heading strategy functions at both Lloyds and Barclays. He is a keen adopter of new technologies and all things digital.
Laura Mian
Innovation Driver Open Banking INGLaura has been driving open banking thinking at ING for the last five years. Her focus – new business models building with product and innovation teams around APIs, partnerships, embedded finance, banking as a service. Prior to this, she has twenty years of experience in ING transaction services, in a diverse range of senior roles across the full product range (payments, cash management, trade finance, working capital solutions). She held different responsibilities along product value chains (sales, service and channel development, support, business assessment).
FOCUS ON OPEN BANKING PAYMENTS – Keeping ahead of the curve: Can anyone top the Uber payments journey?
Are Open Banking payments the future of payments? VRPs, sweeping, what’s next? How will Open Banking payments help create new payment experiences? Embedding payments functionality in customer journeys; unlocking new payments means with payments initiation; facilitating ecommerce; supporting merchants and businesses; figuring out who to partner with and where customers are going (how their needs are changing); what innovations should we be looking out for in the next 12-18 months?
Todd Clyde
Chief Executive Officer TokenTodd Clyde is the CEO of Token and an established operator of Silicon Valley software companies. He has an over twenty-year track record of bringing groundbreaking technologies to market, including e-learning, internet banking, mobile banking and now open API banking. Token is Todd’s fifth technology start-up, and he has navigated his previous four to successful exits, including one $2B exit. Todd joined Token in 2016 to modernise payments and drive a shift from traditional payment methods to account-to-account payments.
REFRESHMENTS & NETWORKING
Commercialisation of APIs: Going above and beyond regulatory requirements
Daniel Globerson
Head of the Bank of APIs NatWest GroupDaniel is the Head of Open Banking at NatWest Group. He is leading our regulatory commitments in the United Kingdom and Europe, driving a culture of API enablement, and collaborating across the industry in establishing standards. Daniel provides regulatory, competitive, and strategic insight bank wide as well as with customers and partners. Prior to this role, Daniel drove the formation of Risk Solutions, leading risk and capital technology and change activities focused on improved lending capabilities, adherence with complex regulation, and advanced data insights. He has over 28 years experience at the crossroads of banking and technology while being associated with some of the worlds leading financial institutions in the United States, Switzerland, and the United Kingdom. Daniel joined from Barclays Capital, where he led an Enterprise Solutions organisation inclusive of Risk, Finance, Treasury, Capital, Portfolio Management, CVA/FVA Management, and Architecture. Previous roles have included portfolio strategy, trading technology, prime services, infrastructure, and more. Daniel majored in Business at Skidmore College, has been a featured speaker and author for industry publications, is a mentor/advisor in FinTech, holds industry registrations in trading and operations, is a Six Sigma Black Belt, and a founding member of multiple industry associations.
FOCUS ON SCA & FRAUD – Creating frictionless experiences
Removing friction while ensuring fraud prevention and offering consumer protections; is a bit of friction a good idea?
PSD2’s aim is to better protect consumers and increase fraud prevention in online payment, but its introduction of Strong Consumer Authentication (SCA) brings challenges. Nethone’s chief executive officer Hubert Rachwalski will advise delegates how to remove friction whilst ensuring fraud prevention and offering consumer protections.
Hubert Rachwalski
Chief Executive Officer NethoneHubert led Nethone from an early-stage MVP with its first POC to a global business supporting the world’s leading online platforms. After having passed a number of operational duties onto Nethone’s COO, on a daily basis, he is currently responsible for creating and operationalizing the company’s go-to-market strategy, as well as building extensive relationships with the company’s current and future investors.
He holds 2 masters degrees: an MSc from HEC Paris (MIM Grande Ecole) and an MA from the Warsaw School of Economics (Quantitative Methods in Economics & Information Systems). Before joining the Daftcode family, Hubert worked at two of the world’s leading management consulting firms – The Boston Consulting Group and PwC. Specializing in strategic advisory roles for financial institutions, IT companies and entities from the industrial goods and energy sectors, he has a world-class professional track record.
NETWORKING LUNCH
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PANEL DEBATE: Supercharging the ‘new normal’ in payments
Turning buzzwords into reality, our panel of experts dive into how they see the new normal for payments shaping up across Europe. Embedded Payments, A2A payments, VRPs and sweeping are the new innovations in town. So move over cash, direct-debit, cheques and standing orders and welcome to the new world of payments. Benchmark how your payments strategy is shaping up and how adoption rates are quickly moving the latest innovation in payments to the mainstream.
Moderated by Ellie Duncan.
Anupam Majumdar
Principal Flagship Advisory PartnersAnupam is a Principal with Flagship Advisory Partners, a boutique consultancy and M&A advisory firm for the payments and fintech marketplace. Anupam has 16 years of deep payments advisory experience in open banking, B2B payments, and online merchant acceptance across Europe and Asia. Anupam has advised numerous PE firms, banks, PSPs, card schemes, fintechs and investment firms on growth strategy and buy/sell side M&A advisory.
Ellie Duncan
Head of Editorial & Broadcast Open Banking ExpoFormer Financial Times Group journalist Ellie Duncan has a decade of experience across financial services. While arguably best-known for her asset management work, she has also covered open banking, credit, private equity and entrepreneurship.
Jozef Klaassen
Vice President, Head of Open Banking Sales Mastercard EuropeJozef Klassen is the VP, Head of Open Banking Sales at Mastercard.
Recently returning to fintech after working for Visa in New Zealand, Jozef has over 12 years experience in the financial industry and is an economist by training. From a Dutch family, Jozef worked at De Nederlandsche Bank in Amsterdam and later for Kempen & Co.
During these years Jozef combined a career in finance with an elite sports career, representing The Netherlands in the Holland 8 at both the Beijing and London Olympics. Post training for the Rio Olympics, Jozef turned his hunger for innovation to fintech, working with multiple startups across Europe. In his current role, Jozef leads Aiia’s and Mastercard’s rapidly growing list of partnerships and clients across Europe.
Gerald Gruber
Chief Commercial Officer bunqAs bunq’s Chief Commercial Officer, Gerald Gruber is responsible for new business development, international expansion and strategic partnerships.
Gerald joined bunq’s senior management team in September, 2019 and has played a pivotal role in bunq’s rapid expansion across the European Union. During his time at bunq, Gerald greatly enriched the user experience by forging groundbreaking partnerships, such as with Paysafecash, Currencycloud and dozens of others. Much like bunq itself, Gerald’s efforts consistently break barriers, open new markets and make innovation available to more and more people every day.
Prior to joining bunq, Gerald was the General Manager of Mastercard’s Austrian branch, where he determined market entry strategies, product and service innovations, managed organizational transformation and built local and international partnerships.
Gerald has a Master’s degree in computer science from Graz University of Technology as well as an MBA from London Business School.
PANEL DEBATE – Unleashing Open Finance with data
This panel will explore how accessible data is making it easier for big lenders to ditch traditional credit scoring by turning data into opportunities. Financial institutions are being urged towards data-driven innovation which includes enhanced access to data and data sharing. Panellists will share their insight on how Open Finance is; driving the new open data economy across Europe, helping to build a brighter global economy and creating bespoke financial products for consumers and businesses alike creating value like never before at a time when it’s needed more than ever.
Moderated by Max Czymoch
Ghela Boskovich
Head of Europe Financial Data & Technology AssociationGhela Boskovich is the Head of Europe for the Financial Data and Technology Association; she is also a well-known advocate for improving inclusiveness and diversity in Financial Services.
Ghela’s past work was centered on fast-tracking internal innovation and the practical application and comercialisation of fintech/bank collaboration. Currently, she focuses on fostering an ethical data democracy, individual consumer empowerment over their data, data economy disruptive business models, and facilitating banks’ emerging technology consumption.
Ghela takes product, service, journey, and business model redesign from initial concept to go-to-market delivery. Her strong regulatory economic background lends an ability to navigate compliance mandates with a commercial angle, as well as identify new commercial opportunities in a rapidly deregulated landscape. She is an evangelist for Open Banking and Finance as a means to nurture Customer Lifetime Value, and transform Financial Services for the greater good.
Bertrand Jeannet
Chief Executive Officer Budget InsightAfter graduating with a Master’s degree in Strategy & Consulting, Bertrand has quickly sensed the beginnings of the future revolution: Open Finance. He advised several innovative players (mainly fintech companies) in their global strategy for four years. In 2018, Bertrand joined Budget Insight as the Head of Risk & Compliance before becoming the CEO.
Max Czymoch
Chief Executive Officer and Co-founder MisthoMax is the co-founder and CEO of Mistho.io the first open payroll API for Europe. Mistho enables consumers to easily access and securely share their employment and payroll data with counterparties such as banks, insurers and lenders at the click of a button. Before Mistho he was an Engagement Manager at McKinsey & Company working with financial services clients across Europe focussing on digital business building and transformation. He holds an MBA from IESE Business School in Barcelona, a Master in Finance from IE Business School in Madrid and a BSc in Economics and Statistics from University College London. He is an avid kitesurfer and lives with his family in Madrid.
Simon Ripton
Director of Propositions MoneyhubSimon is Director of Propositions at Moneyhub, the award-winning Open Banking, Open Finance, and Open Data platform that transforms data into personalised digital experiences and initiates payments.
Simon has developed and managed money transmission, saving and lending products and propositions for global banks and niche lenders, both in the UK and internationally. He launched Ikano Bank’s award-winning D2C loans and savings propositions to the UK market. He’s also a volunteer Director at the Nottinghamshire & Lincolnshire Credit Union. He’s passionate about building sustainable propositions that deliver good outcomes for customers and firms.
When not at work, Simon is a keen trail and fell runner who can be found running up and down the hills and valleys of the Peak District where he lives.
TRANSITION
CBDC – Taking stock of the latest developments in digital currencies
With more movement on Central Banks prioritising digital currencies, join us and delve into the latest projects to understand the CBDC perspectives of both central and commercial banks.
Our panel members will provide insight on whether geopolitical events this year did spur the development and design of digital currencies and the impact this has had on the wider ecosystem. The panel will also explore the latest global CBDC developments in both the retail and wholesale markets, reveal updates from Project Dunbar and other new pilots in the industry and how these exciting new projects are changing the face of cross-border payments as we know it.
Teunis Brosens
Head Economist for Digital Finance and Regulation ING DMI Digital ForumTeunis Brosens is ING’s Head Economist for Digital Finance and Regulation. As an economist with affinity for IT and digital topics, he followed digital currencies at early stages. He is an experienced speaker and known for explaining difficult financial-economic topics and their relevance in an accessible and entertaining way. More generally, Teunis researches the impact of digital finance and innovation trends (such as the increasing importance of data, platforms, digital currencies, blockchain and others) on banks and the broader economy. He likes to view these developments through an economist’s lens, assessing impacts via credit, money, balance sheets and regulation. Teunis also translates these trends into priorities for ING to discuss with policymakers, regulators and supervisors.
Before joining ING, Teunis worked with the Dutch Authority for the Financial Markets (AFM) and the Dutch Central Bank (DNB). Teunis holds MA degrees in both Economics and Philosophy of Science from Tilburg University, the Netherlands.
Xiaochen Zhang
Principal Manager AWSXiaochen is a Principal Manager with AWS. In this role, he brings digital solutions to public sector financial and multilateral institution customers and help them to achieve their missions of sustainable development and economic inclusion across Canada, Latin America, and the Caribbean. His key areas of focus include central bank digital currency, digital asset, green finance and ESG Investing. Prior to AWS, Xiaochen worked with many portfolio companies in launching new offers, entering into new markets and building transformative collaborative initiatives on central bank digital currencies, sustainable development and blockchain. Xiaochen built strong collaborations with government agencies, multinational organizations, and financial institutions through work with the World Bank, United Nations, Inter-America Development Bank, Astana International Finance Center, FinTech4Good and many other international platforms in the past 20 years.
Lana Tahirly Abdullayeva
Founding Director Chez FinTechThree decades in Tech & Fin internationally, across developed and fast-growing economies, creating portfolios of digital ventures to deliver impact – launching, investing and growing successful businesses and well-recognised brands.
Scientist by education, strategist by experience and visionary by heart, she has been instrumental in working with the market leaders and economic regulators, driving transformational changes towards the digital economy globally.
A seasoned executive, NED, Investor and Advisor, Lana brings a strong vantage point on how businesses evolve in the digital age. She advocates reshaping economics and governance over the traditional models to drive growth.
Matthew Alexander
Head Digital Corporate Finance & Asset Tokenization SEBA Bank AGMatthew is an expert in capital markets, investment banking, corporate strategy and principal investing, with 22 years of experience in the U.S., Europe, Latam and Asia. Most recently Matthew has focussed on shaping digital banking strategy & managing strategic digital banking investments for one of Switzerland’s largest private banks.
GREEN FINTECH: Helping customers become conscious consumers
Is the fintech sector the last to jump on the ESG (Environmental Social Governance) wagon?
With billions of transactions processed globally how can consumers becomes more conscious consumers when it comes to adapting the way they move their money to help our planet thrive? Our panel dives into some of the key use cases when it comes to social values and goals that are live on the market today, whilst identifying the barriers to entry which are stopping this area of the market from being more inclusive for consumers and businesses.
With the pressure firmly on banks and financial services firms more broadly to help tackle the climate crisis we’re asking; how can we as industry really enforce the change in behaviour that’s needed to make progress and how far away are we from a truly embedded banking and payments experience that levels up our carbon footprint?
Moderated by Ellie Duncan.
Jane Michotte
Head of Customer Success EMEA CogoJane’s background is commercial partnerships focused on using customer data insights to inform business & marketing strategy and influence customer behaviour. She held commercial roles in dunnhumby working in the UK, France and South Korea proving the case for international expansion, lead the Commercial team at i2c (Nectar/ Sainsbury’s JV).
She built her Fintech experience at Cardlytics, commercialising the insights and cashback rewards for Santander and LBG. In 2020, she studied Business Sustainability Leadership with Cambridge University, and found the ideal opportunity to use all her previous experience in data driven Behaviour Change combined with Sustainability by working at CoGo.
She now leads the Customer Success function at Cogo across EMEA, working across a number of Cogo’s partners including Natwest, TSB, Santander and NewDay.
Ellie Duncan
Head of Editorial & Broadcast Open Banking ExpoFormer Financial Times Group journalist Ellie Duncan has a decade of experience across financial services. While arguably best-known for her asset management work, she has also covered open banking, credit, private equity and entrepreneurship.
Simon Redfern
CEO of TESOBE and founder Open Bank ProjectSimon describes himself as a hacker at heart. These days, he mainly uses Scala and is the lead architect of Open Bank Project, and CEO of TESOBE. Simon studied electronic engineering in Manchester in the early 80’s and focused on real time programming and digital systems. Simon has worked as a software developer, architect, sysadmin, DBA and CTO on numerous web / mobile platforms. Always keen to explore emerging technologies, Simon is also a composer and enjoys interdisciplinary creative collaborations. Simon is a keen supporter of open source and open data believing they are a sustainable force for social good. He is @simsysims on Twitter and is based in Berlin.
REFRESHMENTS & NETWORKING
POWERHOUSE PANEL DEBATE – The future of API standards
In this session our panellists will consider what an interoperable Open Finance framework might look like now that a common API standard is potentially in sight including:
- Buy or build: exploring what unified standards NextGenPSD2 will look like and mean for the region
- Optimisation of API solutions/ecosystem, including security, integration, management and governance, and speed of access
Moderated by David Parker.
Arturo Gonzales Mac Dowell
Board Member, European Payments Council TinkArturo is the CEO of Eurobits Technologies, a Tink company. His career has been marked by his role in the introduction of high-tech products and services to the financial sector. His pioneering work in financial technology has led to innovative services like electronic payments, mobile banking and electronic invoicing. Eurobits has been offering services now classified as Account Information Service in Europe since 2004 to some of the top Eurozone and LATAM top banks, making Eurobits the pioneer in this market. Arturo launched Eurobits, went through an MBO and ultimately sold the company to Tink during 2020. Eurobits is a signatory to the Future of European Fintech which has campaigned for fair access under PSD2. Arturo is the Vice-Chairman of the European Third Party Providers Association and represents the ETPPA at the ERPB and the EPC. He is also the vice-chair of the Spanish Fintech Association (AEFI).
David Parker
Founder & Chief Executive Officer Polymath ConsultingI have an in depth knowledge of Payments and Payment Cards. In particular the company and myself are very well known for our work in E-money/prepaid cards and emerging payments covering areas such as mobile money/mobile wallets and Mpos. I have also worked extensively supporting and advising SMEs having been involved in SME payments projects since the early 2000.
I am increasingly active in Fintech and am currently holding a range of positions including Board NED, Board Advisor, Advisory Board, Investor in companies including: Cybertonica, Itemize, Journolink, Curve, Bee Good, Konsentus, 3S Money, Trezeo, Zeux and PiePeople. I have previously enjoyed mentoring through startupbootcamp and was voted in both years as ‘Leading Mentor’.
Javier Orejas Saldaña
Head, Banking Services EMEA & the Americas, Global Delivery Centre International Air Transport Association (IATA)Javier is the Global Head of Banking and IATA Pay at IATA (International Air Transport Association). He holds a Master’s degree in Law and business administration from the Complutense University of Madrid. A Pre-Doctorate in Law, MBA from ICAI/ICADE and a Master’s degree in finance and banking direction among others. In his current role is responsible for designing and leading new cash management and payments solutions which support airlines’ financial health and enables IATA to make its financial services cheaper, faster and safer. Prior to IATA, Javier held various positions at Accenture in the area of strategic banking consulting.
Joris Hensen
Initiator and Co-Lead Deutsche Bank API Program Deutsche BankJoris Hensen is responsible for the development of the Deutsche Bank API program, which he co- founded at the beginning of 2015. In his more than ten years at Deutsche Bank, he has worked in various international projects as a project and innovation manager.
Joris Hensen became enthusiastic about innovations and future trends at a very early stage and in 2012 he was given the opportunity to set up a corporate foresight program in which future scenarios and innovation strategies for Deutsche Bank were developed. From 2014 on, as part of this, he was also a guest lecturer at the Zeppelin University in Friedrichshafen on the topics of foresight, innovation and design.
What once began as a foresight scenario was officially launched in November 2017 as a developer portal, which offers external partners the opportunity to connect personalized apps and services via the API of Deutsche Bank (dbAPI), thus opening up new areas of value creation for Deutsche Bank.
Joris Hensen understands himself as an intrapreneur and is dedicated about future trends and how they can change and improve people’s lives.
Follow him at @joris_hensen on Twitter.
Katharina Berner
Product Owner API Strategy, Open Banking & Digital Ecosystems CommerzbankSince 2020 Katharina is a Product Owner in the API Banking unit of Commerzbank AG and responsible for Open Banking, API Strategy & Governance. She supports with her team various stakeholders within the organization in building new, API-based use cases and promotes collaboration with external partners.
CLOSING KEYNOTE – Transiting to Open Banking and Towards Open Finance: Some Policy Considerations
The closing keynote theme is set against the current geopolitical and regulatory backdrop: the war in Ukraine brought the EU closer together; PSD3 and Open Finance are firmly on the horizon. The trend is global. A lot of debates and discussions are underway at the national, regional, and global levels. So, what does the future look like for the overall financial services ecosystem, and what are the key policy considerations that may have a bearing for the business of service providers.
Udaibir Das
Assistant Director & Advisor IMFUdaibir S Das is an Advisor and Assistant Director of the IMF’s Monetary and Capital Markets Department. He has recently led a post-Brexit financial stability assessment of the United Kingdom and oversees the financial sector, macro-financial, and capital market issues in Asia, the Pacific, and Europe. Mr. Das has managed the global Financial Sector Assessment Program (FSAP), including developing Fund strategies, policies, and tools for systemic risk analysis, financial stability monitoring framework, macroprudential tools, stress testing, debt and reserves management, and sovereign wealth funds. Mr. Das has been closely associated with the work of the Financial Stability Board and the international standard-setting bodies, including the Basel Committee for Banking Supervision. He has led macro-financial surveillance and capacity-building missions to developed and emerging markets, including Botswana, China, France, Indonesia, Japan, Korea, Mongolia, Tanzania, The Philippines, Trinidad and Tobago, and Spain. Mr. Das did his graduate-level studies at Boston University, Brandeis University (USA), and St. Stephens College, University of Delhi (India). He has worked in different capacities at the Bank for International Settlements, the Bank of Guyana, and the Reserve Bank of India. His current interests are on the perimeter of systemic risk frameworks, nexus between governance and economic institutions, management of state-owned financial assets and sovereign wealth funds, ways to advance the effectiveness of policy communications by central banks and financial regulators, and how the ongoing demographic transformation, climate change, and technology are altering the financial policies landscape.
