Worldline and YouLend launch Cash Advance for Europe’s SMBs
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Worldline and YouLend launch Cash Advance for Europe’s SMBs

Press Release
19 Jan 2026

Source: Made By Giants/YouLend

Worldline, a European leader in payment services, and YouLend, the world’s leading embedded financing platform, has announced the launch of Cash Advance, an innovative financing solution designed to empower small and medium-sized businesses (SMBs) with fast, data-driven access to capital.

Cash Advance enables merchants to apply for funding through a simple, fully integrated user experience – eliminating traditional friction, paperwork, and uncertainty.

By combining Worldline’s extensive payments infrastructure with YouLend’s advanced embedded financing technology, the two companies have created a transformative lending experience tailored to the needs of modern SMBs. Cash Advance empowers business owners to plan ahead, fuel growth initiatives and manage short-term cash needs with confidence and ease.

Leveraging real-time payments data, Cash Advance delivers fast, personalised financing offers that accurately reflect a merchant’s financial performance. Eligible businesses can access up to €250,000 in as little as 48 hours, with repayments automatically linked to daily turnover – making it ideal for companies looking to stabilise cash flow, restock inventory, invest in expansion or hire additional staff during peak seasons or busy periods.

“Our goal is to make business financing as frictionless and personalised as possible,” said Joachim Goyvaerts, head of small and medium-sized businesses at Worldline.

“This partnership with YouLend represents a major step forward in delivering embedded financial services that truly understand and support SMBs, helping local businesses invest, grow, and thrive.”

“It’s been a pleasure collaborating with the Worldline team on a customer-first financing solution,” added Luke Trayfoot, global head of strategic partnerships at YouLend.

“Our platform is the ideal match for payment service providers such as Worldline, who prioritise exceptional user experiences and value-added services for their merchants.”

Following the successful rollout in Belgium and the Netherlands, Worldline and YouLend plan to expand Cash Advance across Europe, alongside new product features designed to meet the evolving needs of SMBs in every market.

Further reading: Teya selects YouLend to expand financing offers for merchants across UK and Europe