DigitalAPI unveils future-ready platform for Open Banking and Open Finance

DigitalAPI, a global API ecosystem management company operating across the US, UK, and India, will showcase its future-ready Open Banking and Open Finance platform at Open Banking Expo UK & Europe 2025.

The platform enables banks and financial institutions to innovate confidently with trust, security, and regulatory compliance built in.

Built for compliance, designed for innovation

At the core of DigitalAPI’s offering is Helix, a unified control plane built on a trust-as-a-service foundation. Helix allows banks to securely unlock the potential of both Open Banking and Open Finance while maintaining full compliance with Open Banking Limited (OBL) and other global standards.

Helix simplifies regulatory complexity and enables institutions to accelerate transformation through:

• OBL 4.0 compliance: Aligned with the latest OBIE 4.0 updates from VRPs to new event models and schemas ensuring banks stay future-proof.
• Regulatory sandboxes: Realistic, end-to-end test environments supporting OAuth2, DCR, SCA, SSA, and lasting consent models.
• Multi-jurisdictional readiness: One platform supporting multiple regulatory frameworks, reducing duplication and simplifying compliance.
• Comprehensive payments simulation: Domestic, international, bulk, and variable recurring payment flows all under one roof.
• Accelerated onboarding: Fully automated journeys with certificate handling, SSA workflows, and personalised Postman collections reducing onboarding time by up to 90%.

Trusted by leading banks

DigitalAPI’s platform has already processed over 12 million API calls, onboarding multiple financial brands and delivering 99.9% uptime with full SLA adherence. Its proven reliability and scale have made it a trusted foundation for banks embracing Open Banking.

Extending into Open Finance

Beyond Open Banking, Helix enables institutions to safely extend access to broader financial data from insurance and investments to utilities, creating connected, customer-centric ecosystems.

Integrated analytics, consent management, and automated regulatory updates ensure continuous readiness as frameworks evolve.

Unifying the API economy

Through its integrated API marketplace, DigitalAPI provides a single hub for discovering, integrating, and monetising APIs. Combined with governance, analytics, and security capabilities, it empowers financial institutions to scale faster, remain compliant, and unlock new revenue streams in the data-driven financial economy.

DigitalAPI is an Event Partner of Open Banking Expo UK & Europe 2025 on 21-22 October – find them on Stand G8 at the Business Design Centre in London. Find out more about attending, speaking and partnering here.