C&R Software and AperiData partner to bring Open Banking data to collections

Source: C&R Software

C&R Software, a global leader in intelligent debt management and collections technology, has announced a partnership with AperiData.

The UK-based Open Banking data and credit intelligence provider will deliver real-time financial insight directly into the collections lifecycle.

The partnership integrates AperiData’s Open Banking capabilities into C&R Software’s Debt Manager and FitLogic platforms. Financial institutions gain access to live affordability data, enriched transaction intelligence, and dynamic customer insight at the point of decision.

For collections teams using Debt Manager, this means treatment strategies can be driven by a customer’s actual financial position in real time, not a static credit file snapshot. For lenders using FitLogic, real-time affordability assessments accelerate decisioning and reduce friction without sacrificing accuracy.

“Collections and lending decisions are only as good as the data behind them,” said Ed Wallen, chief executive officer of C&R Software.

“Bringing AperiData’s Open Banking intelligence into our platforms gives our clients a richer, more current picture of every customer, which translates directly into better outcomes.”

This partnership reflects C&R Software’s ongoing commitment to embedding best-in-class data capabilities into its platforms, helping financial institutions modernise the full credit lifecycle from origination through recovery.

Further reading: Payl8r partners with AperiData to strengthen FCA-regulated credit decisioning