Planky secures €6.9m to evolve Open Banking analytics into real-time AI decisioning

Source: BKN301 Group

Planky, the UK-based AI-driven financial data intelligence platform and part of BKN301 Group, has announced €6.9 million in new funding.

The round was co-led by Innovation Global, advised by SM Capital, and by the funds of the Azimut Venture Capital Digitech Europe strategy, managed by Azimut Investments S.A., which relies on the strategic support of FNDX, an advisory company specialised in M&A and Strategic Advisory that provides Venture Capital and Private Equity funds with the expertise needed to invest in highly technology-driven and digital companies.

The investment marks a strategic shift for Planky: from transaction-based credit intelligence and decision support to a real-time AI decisioning layer for the financial industry.

The funding will accelerate the development of AI-driven products such as credit underwriting, financial decisioning, spend intelligence and prediction. It will also support the expansion across Middle East projects and with international clients.

Planky envisions a financial system where no creditworthy person or business is invisible. Industry studies show that combining alternative data with advanced analytics can accurately assess over 50% of applicants previously considered “non-scorable” (Source: World Bank).

In parallel, Planky is developing predictive risk models that continuously monitor borrower behaviour and detect early signals of financial stress, enabling lenders to anticipate risk and act before default occurs.

Planky is moving beyond Open Banking analytics to become a core layer of financial infrastructure for digital banks, lenders and embedded finance platforms.

The investment follows Planky’s acquisition by BKN301 Group in November 2025 and supports the company’s ongoing contribution to the Group’s AI strategy as it continues its international expansion across Europe, the Middle East and Africa.

The funding comes as financial institutions increasingly shift towards real-time, data-driven decisioning models enabled by AI and Open Banking.

Stiven Muccioli, chief executive officer and founder of BKN301 Group, said: “AI is redefining what finance can be. The next era will be shaped not by who holds the most data, but by who understands it best, and we are building the intelligence that makes that possible.

“This investment brings that vision into sharper focus and accelerates our path to a future where AI helps every financial institution see clearly, act instantly and grow with confidence.”

Edoardo Guerrieri, partner at FNDX, strategic advisor to the Azimut Venture Capital Digitech Europe funds, said: “We back teams that build infrastructure, not features. Credit is shifting from a score checked once to a risk read continuously, and Planky is already where that read happens for its clients.

“With BKN301’s regulated footprint across EMEA behind it, this round gives the team what it needs to make that the standard for digital lenders.”