UK & Europe’s only dedicated Open Banking and Open Finance show

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For the power of Open Banking and the opportunity of Open Finance to be fully realised, collaboration is non-negotiable. This is where it happens; the innovators, disruptors and decision-makers come together to move the industry forward, build meaningful partnerships and shape what comes next for regulation and real-world adoption.

With the Smart Data Bill now in force, 2026 is about execution, not theory. Across four stages each day, plus The Engine Room podcast studio, the agenda brings together Open Banking, Open Finance, payments, Smart Data, trust & identity and the biggest issues shaping the market.

Alongside the conference programme, watch live podcast conversations in The Engine Room, experience our new audience-led Question Time format, connect with the industry in the Networking Zone and meet 40+ exhibitors shaping the future of financial services.

The Open Banking Expo Awards return on 13 October, celebrating the standout organisations and individuals driving the industry forward following a record year for entries.

View agenda

Why attend

The conversations that matter

Across two days, 200+ industry leaders from financial services, fintech, payments, retail, leisure, utilities, telecoms and beyond share how they are turning strategy into execution in an Open Data world. Walk away with real insight, practical use cases and the connections that move your business forward.

Get your ticket

Open Banking Expo Awards

Day 1 is where the industry comes together to recognise the companies and individuals actually moving the needle. With a record-breaking 47% increase in entries this year, see who takes home the trophies across Open Banking, Open Finance and Open Banking payments, and celebrate with the people setting the standard.

Check out the Awards website

Meet your next partner

If you’re serious about moving faster, this is where it happens. The Expo floor brings together the companies shaping Open Banking, Open Finance and Open Banking Payments, ready to show, demo and partner.

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Meet the people that matter

Don’t leave it to chance. Use the event app to lock in meetings, build your network and connect with the partners, prospects and decision-makers who can move your business forward.

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There’s more happening at Open Banking Expo

New formats, live conversations and exclusive events across two packed days.

NEW FOR 2026

The Engine Room

Where the industry’s conversations come to life. Watch live podcast recordings or apply for a 30-minute slot to record your own.

Find out more

NEW FOR 2026

Question Time

You ask. They answer. No presentations. No pre-agreed questions. Just an unscripted, audience-led debate on the issues that matter.

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PRE-SHOW

Regulator Day

A curated gathering bringing together regulators and policymakers from across global markets ahead of Open Banking Expo UK & Europe.

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Show news & interviews

The Engine Room set to bring live podcast conversations to Open Banking Expo UK & Europe

Insight: Building the next chapter of UK payments

Token.io and Open Banking Expo launch sixth annual Pay by Bank industry survey

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Insight: Open Banking has proved data sharing can work – now it has to prove it can create value

Open Banking Expo Awards 2026 shortlist revealed following record year for entries

Who is speaking at Open Banking Expo UK & Europe 2026?

Raidiam returns as Headline Partner of Open Banking Expo Awards 2026

Entries open for the Open Banking Expo Awards 2026 as new categories added

Financial Conduct Authority unveils UK’s Open Finance roadmap to 2030

8th anniversary of Open Banking in the UK

Open Banking Limited marks eight years of Open Banking in the UK

FCA announces commercial VRP scheme to get underway in 2025

Barclays’ Jason Turner: Ecosystem work on VRPs is “blueprint” for Open Banking 2.0

Todd Clyde, chief executive officer of Token.io speaking on the Main Stage at Open Banking Expo UK & Europe 2025

Token.io: Pay by Bank has moved past the ‘hype’ to go ‘mainstream’

Main Stage audience at Open Banking Expo UK & Europe

Blog: A day in the life of an attendee – key takeaways from OBExpo UK & Europe

Token.io and Open Banking Expo industry survey report, 'Pay By Bank: Signals & Trends'

Pay by Bank now ‘table stakes’ for banks and PSPs as merchant demand surges

Powerhouse Debate on the Main Stage at Open Banking Expo UK & Europe 2025

Industry leaders debate commercials, VRP, and the roadmap to 2026 at OBExpo UK & Europe

Innovation celebrated as winners of Open Banking Expo Awards 2025 revealed

Lolly and Lloyds to launch Pay by Bank system at Open Banking Expo

Q&A: HSBC’s Phoebe Zhou, Anjali Jain on the key payments topics at OBExpo UK & Europe

Sarah Furness to deliver leadership keynote at Qualco Live

What the industry is saying

Rating 4.7 out of 5

"Open Banking Expo is one of our favourite FinTech events in the world and the premier Open Banking conference."

Joe Roche, General Manager, Fintech North

"Thank you for another exceptional show, Open Banking Expo! Not only is it the UK and Europe’s only Open Banking dedicated show, but it's an exceptional event by any measure. Top-notch content, and the new layout was buzzing with people throughout both days."

Jess Gerrow, VP Marketing, Token.io

"It’s really important to be here as Open Banking is on the cusp of something truly significant in the UK. Open Banking Expo stands out because it’s so focused on what customers really want, and anyone who hasn’t attended is really missing out!"

Paul Horlock, Chief Payments Officer, Santander

"Thank you for having me again this year! Massive congrats to Adam, Kelly, Ellie, and Lillie on a brilliant, bigger, and even more fabulous Expo."

Alex Bloomfield, Assistant Commercial Director, HMRC

"Just wrapped up an incredible experience at Open Banking Expo in London! Packed with insightful discussions, groundbreaking innovations, and industry leaders shaping the future of Open Banking."

Maria Roszkowska, Digital Solutions Director, Bank of America

"The reason I attend Open Banking Expo is that it’s an incredibly efficient place where everyone’s here – all the knowledge, experience, and insights. It’s an unbeatable networking opportunity."

Louise Beaumont, Senior Vice President, Mastercard

"Thanks for another fantastic Open Banking Expo. The team did an amazing job, and the expanded layout was spot on!"

Kyle Masterson, Founder, SHIFT Open Finance Community

"It’s always a highlight catching up with familiar faces and making new connections. A massive thank you to Adam Cox and the team for organising such a well-run and impactful event!"

Bart Willeart, EVP Open Banking, International Markets

Headliners

Check out our full speaker roster here.

Sanya Juneja

Open Finance Lead

Heather Xiao

Founder & Lead

Russ Thornton

Chief Technology Officer

Dr Richard Snape

Co-Director

Alex Marsh

Group Chief Executive Officer

Russell Moore

Chief Executive Officer

Louise Beaumont

Member, Smart Data Council

Chetna Shastry

Director, Global Payment Operations

Adam Betteridge

Head of Sales Transformation

Ana Carla Abrão Costa

Chief Executive Officer

Matthew Widick

Director of Data Enablement

Luis Claudio

Senior Digital Product Owner, Open Finance & Embedded Banking

Andy Smith

Chief Executive Officer

John Penrose

Chair of the Conservative Party’s in-house Think Tank & Former MP & Government Minister

Sina Saidinayer

Co-Founder

Michelle Beyo

Chief Executive Officer & President

Jane Rimscaia

Chief Marketing Officer

Nick Maynard

Vice President, Fintech Market Research

Stephen Winyard

Chief Sales Officer

Ruth Ray

Managing Director, Economic Crime

Sophia Zhang

Product Manager, Global Payments Soultions

James Hodgson

Chief Executive Officer

Mark Rydqvist

Managing Director EMEA Financial Services

Garri Galanter

Chief Executive Officer

Anton Kornilov

Founder & Payments & Growth Strategy Advisor

Sam Seaton

Co-Chair, Smart Data Council

Emily Rayment

Head of Public Policy

Dil-veer Kang

Senior Counsel, Alternate Solutions Group

Ezechi Britton

Co-Founder & Director

John Mowat

Head of Policy & Public Affairs

Phoebe Zhou

Global Head of UK Embrace

Ghela Boskovich

Regional Director & Head of Europe

Samantha Emery

Strategic Advisor

Christie Holm Kristensen

Strategic Integration Partnerships Director

Daniel Rajčan

Chief Technology Officer

Janusz Diemko

Payments Executive & Industry Advisor

Adam Hubbard

Payment Strategy Specialist

Marie Walker

Open Futurist

Ali Hussnain Babar

Deputy Director

Rosalind Singleton

Director of Technology & Business Architecture

Ekaterina Borisova

Techical Specialist, Smart Data Accelerator

Megan Caywood

Founder & Chief Executive Officer

Matthew Wallace

Head of Standards

Richard Koch

Managing Director

Derya Demirbüker

Director, Open Banking & Fast Overlay Services Product Management

Alejandro Servín

Head of Embedded Finance

Janine Hirt

Chief Executive Officer

Keith Grose

Regional Managing Director UK & Europe

Magdalena Getler

Head of Research Growth

Jason Sheehy

Head of Identity

Jagdish Udayakumar

Global Payments & Financial Crime Soultions Product Management

Faith Reynolds

Director, Devon Fields Consulting

Lawerence Byers

Principal Product Manager

Uri Tintore

Co-Founder & Chief Executive Officer

Dan Feaheny

Principal, Feeney Fintech

Alex Kirykowicz

Director

Helen Doyle

Head of National Payments Vision

Jessica Bilcock

Public Policy & Vulnerability Manager

James Brown

Chief Executive Officer

Vladimir Bendikow

Chief Data Officer

Sailesh Panchal

Chief Technology Officer

Avik Banerjee

Product Managment, Payment Propositions

Tom Morton

Director of Engineering (Cloud Productivity Engineering)

Rebecca Shao

Innovation & Fintech Leader

James Neville

Founder & Chief Executive Officer

Alexandra Bloomfield

Assistant Commercial Director, Financial Services

Nilixa Devlukia

Chair

Nick Davey

Head of Strategy

Anna Wallace

Chief Executive Officer

Clare Pearson

Founder

Ilia Dragan

Chief Product Officer

Alex Weaving

Chief Commercial Officer

Simone Plances

Smart Data Accelerator, Manager

George Miltiadous

Head of Open Banking

Dan Hopkinson

Chief Executive Officer

Josh D’Addario

Head of Consultancy

Wasim Mushtaq

Founder

Joanna Michalska

Founder & Chief Executive Officer

Rob Bratby

General Counsel

John Jackson

Head of Payment Strategy

Jean Guillaume

Chief Executive Officer

Sovon Chatterjee

Director, Payment Products - Regional Product Management, Europe

Michelle He

Co-Founder & Chief Operating Officer

Matthew Haines

Payment Products & Proposition Senior Manager

Hakan Eroglu

Advisor, Technology & Innovation Open Finance, Payments, Digital Currencies

Phillip Mind

Director for Digital Technology & Innovation

David Cox

Payments Strategy Lead

Helerin Kristal

Product Lead for Payments & Tax Wrappers

Elcio Calefi

Chief Information Officer

Stephen Wright

Head of Regulation & Standards, Bank of APIs

Søren Rode Jain Andreasen

Head of Daily Banking & Channels

Caitlin Brady

Senior Product Manager, Global Payment Solutions

Rowan Millett-Ling

Senior Product Manager

Teresa Lam

Head of Open Finance & Open Data

Henk Van Hulle

Chief Executive Officer

Garreth Dorree

Managing Director

Gavin Starks

Founder & Chief Executive Officer

Joris Hensen

Open Finance Lead

Raffaele Brusco

Open Banking Payments & Data Lead

Grant Evans

Co-Founder & Co-Host

Christopher Petersen

Founder

Andrew Self

Head of Department, Open Banking & Open Finance

David Parker

Director

Hayden Sutherland

Founder & Chair

Todd Clyde

Chief Executive Officer

Yalini Pathy

Chief Executive Officer

Craig Wills

Managing Director

Guneet Kaur

Vice President, Banking Transformation & Product Leader

Paul Rhodes

Senior Strategy & Policy Manager

Tim Kelleway

Managing Director

Aswin Peter

Senior Product Lead, CX & Open Banking Payments Strategy

Conrad Ford

Chief Product & Strategy Officer

Nicola Breyer

Open Finance Advisor & Expert

James Ringrow

Director of Strategy

Helena Wood

Head of Economic Crime Strategy

Samantha Ewing

Customer Journey Manager

Angela Hesketh

Board Member

Marion King

Chair & Trustee

Joe Wilson

Chief Evangelist and former Board Member & Chief Operating Officer

Ambar Sinha

Head of Fraud, Retail & FinCrime Support

Daniel Jenkinson

Open Banking Senior Policy Manager

Huw Davies

Co-Founder & Co-Chief Executive Officer

One ticket,
TOTAL ACCESS

The award-winning Open Banking Expo UK & Europe returns bigger than ever.

Your ticket unlocks four stages of content each day, plus The Engine Room, bringing together Open Banking, Open Finance, payments, Smart Data and trust & identity under one roof.

From major debates and practical case studies to live podcast conversations and audience-led discussion, every part of the programme is designed to move you from strategy to execution.

Beyond the stages, connect in the Networking Zone, explore the Innovation Zone and meet 40+ exhibitors shaping the future of Open Banking, Open Finance and Open Banking payments.