Features

With a government consultation underway and the banking sector in the middle of payments modernisation, is the door open for Open Banking in the great white north?

Open Banking innovation is hitting the small business sector. Providers are forming partnerships with accountancy software providers and traditional banks to widen the options and offer much more than loans, Dippy Singh reports.   Tell any start-up that they don’t need to be innovative to succeed, and they will laugh you out of the room.…

Open access to customer risk data should mean better customer choice and safer lending decisions. How will that change the financial landscape in the coming years? Joe McGrath investigates.

Throughout history fraudsters have been quick to exploit technological advances. Open Banking is no different. So how can organisations ensure they aren’t opening the door to criminal activity, asks Jennifer Turton… March 2019 may be the month that will be remembered for the Brexit deadline but, in the world of Open Banking, it is also…

The onset of PSD2 made 2018 a pivotal year for European banks, but it won’t be until later this year that the regulations grow some teeth. Geordie Clarke asks: will it achieve its intended result? It’s crunch time for European banks as far as Open Banking is concerned. In the months following the introduction of…

As banks and fintech start-ups use Open Banking technology to launch tools that help people manage their finances, can they also be used to improve financial inclusion? Geordie Clarke reports… It’s a stark statistic: nearly half the world’s population doesn’t have an active bank account, according to World Bank research. In the UK, the numbers…