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Insights

Q&A: Lisa Novier of Envestnet Data & Analytics on why data aggregation platforms need supervision in the US

The US’s market-driven approach has generated strong demand from consumers for data sharing, according to Envestnet Data and Analytics’ head of governance, risk and compliance.

Insight: Banks must prepare for the New Payments Architecture transition

Finastra’s Paul Thomalla explains the risks and opportunities that UK banks need to consider amid the transition to the New Payments Architecture.

Q&A: GFT Canada’s Mauricio Deutsch on why security and convenience are key to Open Banking’s success

Mauricio Deutsch, banking and capital markets leader at GFT Canada, reveals what Canadian banks have to gain from embracing Open Banking and partnering with fintechs.

Insight: Bringing Open Banking to North America in 2023

Eyal Sivan, head of Open Banking at Axway, writes about the US and Canada’s respective routes to Open Banking and the role of a common standard, the FDX API, in getting there.

Q&A: GoCardless says Open Banking helps maximise every penny for charities

GoCardless’ Siamac Rezaiezadeh shares how they have been using Open Banking, and variable recurring payments in particular, to help charitable organisations improve their fundraising streams.

Insight: How can we make Open Banking better?

Lena Hackeloer, CEO of Brite Payments, on why tackling a lack of standardisation across banking APIs will unlock Open Banking’s full potential.

Q&A: Citizen’s Kate Marsden says Open Banking helps cut transaction costs for charities to less than 1%

With Open Banking the transaction cost number drops from 8% to less than 1% of the payment processed.

How can fintechs weather the financial storm?

Olga Shikhantsova, a partner at European venture capital fund Speedinvest, writes about why, no matter the macroeconomic outlook, there’s always an opportunity for fintechs to shake things up.